Schools

§ 03

District

Elementary	MCGOWEN EL	B
Middle	KEY MIDDLE	B
High	KASHMERE H S CCMR 90% · Grad 63%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This vacant lot presents an excellent investment opportunity in a rapidly growing area, ideal for new construction and future development. The property offers ample space and flexibility for a variety of building options, making it well-suited for residential or commercial use. It’s a great option for investors, builders, or business owners looking to develop in a high-potential location. Strategically located with convenient access to major roads, shopping, and local amenities, this lot is positioned in a desirable area poised for continued growth and long-term value.

Features

§ 02

Interior

Not provided

Exterior & lot

Open Lot
Other

Community

Not provided

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Lot

Lot Size (acres)	0.3030
Lot Size Source	Appraiser
Lot Features	Open Lot, Other

Location

County	Harris
MLS Area Major	2
MLS Area Minor	Northeast Houston
Subdivision	Houston Gardens
Postal Code	77028

Utilities

Water Source	Public
Sewer	Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount	$1,421 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	0.63%
Parcel #	066-029-013-0005
Legal Description	TR 2C BLK 13 HOUSTON GARDENS
Listing Terms	Cash, Conventional, FHA, Va Loan
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,469

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,351 Property tax$118 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,469

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.1252%

ALL 8 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.88%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.87%

→ stable

HOA & Community

§ 05

● HOA details

—

ANNUAL

Association name— Management co.— Website— Phone— Cert on filepending

● Community amenities

place_of_worship

Sweet Home Missionary Baptist Church · 0.1mi
Homestead Road Church of Christ · 0.1mi
Darien Loop Church of Christ · 0.2mi

park

· 0.3mi
Apache-Elbert Triangle · 0.3mi
Elbert Triangle Park · 0.4mi

restaurant

Triple J's Smokehouse · 0.4mi
Whataburger · 1.1mi
Hartz Chicken Buffet · 1.1mi

gas_station

Texaco · 0.5mi
Valero · 1.1mi
Pitstop · 1.1mi

grocery

Payless Food · 1.0mi
Pitstop · 1.0mi
· 1.1mi

hospital_er

Lyndon B. Johnson General Hospital · 1.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 1 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

65 days/yr above 95°F

Plus 11 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Houston Gardens

TIER: SUBDIVISION

Subdivision name (MLS)Houston Gardens City · ZIPHouston · 77028 CountyHarris Listings in subdivision141 Active now8 Sold (last 12 mo)5 Curated amenities60

● Year-built distribution

No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11

Nearest station

Houston Fire Department Station 43

Distance

0.6 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201230200 · ACS 2023

Median HH income

$36,609

ACS 2023

Median home value

$110,000

Census self-report

Owner-occupied

47%

1,850 housing units

Bachelor's+

9%

Adults 25+

Median age

37.2

Population 4,857

Work from home

4%

of commuters

Commute 45min+

11%

of commuters

Below poverty

34.9%

tract-level

Amenities & Nearby Places

§ 13

Grocery

Payless Super Market

0.5 mi · 5 within 1.5 mi

Schools

Bethany Christian Academy

0.5 mi · 5 within 1.5 mi

Parks

Elbert Park

0.4 mi · 5 within 1.5 mi

Restaurants

Jocelyne Tacos 3

0.5 mi · 8 within 1.5 mi

Cafés

1350 Cafe

0.8 mi · 5 within 1.5 mi

Gyms

None within 1.5 mi

Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13

● This Home

0 Elbert Street, Houston, TX 77028

Harris County · 29.83°N, 95.29°W

place_of_worship

Sweet Home Missionary Baptist Church

0.1 mi · 5 within 2 mi

park

—

0.3 mi · 6 within 2 mi

restaurant

Triple J's Smokehouse

0.4 mi · 2 within 2 mi

gas_station

Texaco

0.5 mi · 4 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.