Schools

§ 03

District

Elementary	GISD OPEN ENROLL	N/R
Middle	GISD OPEN ENROLL	N/R
High	BALL H S CCMR 75% · Grad 96%	C

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Imagine creating your own coastal retreat near the Gulf in Galveston! This .2-acre flat lot has been cleared, is full of beachside breezes, and ready to be built on. Offering a nice canvas for a custom home, vacation getaway, or investment property, ready to fit your vision. This lot presents a chance to create something uniquely yours in a location known for its natural beauty and lasting appeal. Right off Termini-San Luis Pass, residents can head north to find easy access to I-45, fantastic shopping and dining in Downtown Galveston, Moody Gardens, the Historic Pleasure Pier, Schlitterbahn Waterpark, popular shopping centers, and sandy shores along Seawall Blvd, or take a ferry to the stunning Bolivar Beach. Head south for more outdoor activities at Jamaica Beach and Galveston Island State Park. Zoned to highly-rated Galveston ISD. Own a slice of paradise, where beach days and island living become part of your everyday life!

Features

§ 02

Interior

Not provided

Exterior & lot

Subdivision

Community

Not provided

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Lot

Lot Size (acres)	0.1957
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	West End
Subdivision	Gaff Toppers 1
Postal Code	77554

Utilities

Sewer

None

Taxes, Terms & Disclosures

Tax Annual Amount	$51
Tax Year	2024
Tax Rate (est.)	0.04%
Parcel #	3495-0000-0004-000
Legal Description	ABST 121 HALL & JONES SUR LOT 4 GAFF TOPPERS SUB
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$845

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$841 Property tax$4 Homeowners insuranceTBD

Subtotal (P&I + Tax) $845

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.6952%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.84%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.53%

→ stable

HOA & Community

§ 05

No HOA on recordIf this is an HOA property, details are not yet loaded. Full cert available on request.

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

V

FEMA Zone

Zone VE · Coastal High Hazard

Coastal wave-action hazard zone. Flood insurance required.

PANEL 48167C BASE FLOOD ELEV. 15.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

—

TIER: NEIGHBORHOOD

Subdivision name (MLS)— City · ZIP— County— Listings in subdivision— Active now2 Sold (last 12 mo)0 Curated amenities0

● Year-built distribution

No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11

Nearest station

Galveston Fire Department Station 4

Distance

2.4 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726000 · ACS 2023

Median HH income

$125,625

ACS 2023

Median home value

$327,000

Census self-report

Owner-occupied

50%

1,226 housing units

Bachelor's+

43%

Adults 25+

Median age

57.2

Population 1,537

Work from home

39%

of commuters

Commute 45min+

23%

of commuters

Below poverty

4.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

0 N Gafftoppers, Galveston, TX 77554

Galveston County · 29.24°N, 94.88°W

No curated amenities within 2 mi yet.

Interactive map coming in v0.2 — currently showing schematic placement.