Homes for Sale/Galveston County/Kemah/Lazy Bend
Active MLS #64584824 · 4 days on market

10 Harbor Lane

Kemah, TX 77565
Subdivision  ·  Lazy Bend
List Price
$790,000
$338/SF
Beds
3
Baths
3
Sq Ft
2,339
Built
1962
Lot
11,556 sf
Garage
2-car
County
Galveston
Tax Rate
1.25%

Schools

§ 03
District
Elementary LAVACE STEWART EL C
Middle BAYSIDE INT B
High CLEAR FALLS H S CCMR 69% · Grad 99% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to your new oasis with a backyard perfect for entertaining. This home features a boat dock, luxurious pool, jacuzzi, outdoor kitchen, and firepit. The chef's kitchen opens to the living and dining rooms, ideal for hosting. The Primary suite boasts his and hers walk-in closets and a relaxing jacuzzi tub. With two additional bedrooms, two full baths, and a lounge, there's space for everyone. Don't miss out on this inviting retreat.

Features

§ 02

Interior

  • All Bedrooms Down
  • Wet Bar
  • Breakfast Bar
  • Hot Tub Spa
  • Jetted Tub
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Separate Shower
  • Vanity
  • Walk In Pantry
  • Walk In Closets
  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Cooktop

Exterior & lot

  • Deck
  • Fully Fenced
  • Hot Tub Spa
  • Irrigation Sprinklers
  • Outdoor Kitchen
  • Patio
  • Private Yard
  • Waterfront
  • Side Yard
  • Roof: Other
  • Foundation: Slab
  • Attached
  • Garage
  • Gunite
  • Heated
  • Pool Spa Combo

Community

  • Boat Ramp
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1962
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,339 sq ft
Living Area Source Appraiser
Building Area Total 2,339 sq ft
Foundation Slab
Construction Brick
Roof Other

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 8
Fireplaces 1
Fireplace Features Electric

Interior

Interior Features All Bedrooms Down, Wet Bar, Breakfast Bar, Hot Tub Spa, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Separate Shower, Vanity, Walk In Pantry, Walk In Closets
Flooring Carpet, Tile
Appliances Double Oven, Dishwasher, Gas Cooktop, Disposal, Microwave, Cooktop, Wine Refrigerator
Laundry Gas Dryer Hookup

Exterior

Exterior Features Deck, Fully Fenced, Hot Tub Spa, Irrigation Sprinklers, Outdoor Kitchen, Patio, Private Yard
Patio / Porch Deck, Patio
Pool Private Yes
Pool Features Gunite, Heated, Pool Spa Combo
Waterfront Yes
Waterfront Features Boat Dock Slip, Bulkhead, Canal Front, Waterfront

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 11,556
Lot Size (acres) 0.2653
Lot Size Source Appraiser
Lot Features Waterfront, Side Yard

Location

County Galveston
MLS Area Major 33
MLS Area Minor League City
Subdivision Lazy Bend
Road Surface Asphalt
Postal Code 77565

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Electric Generator

HOA / Association

HOA Yes
HOA Fee $500
HOA Fee Frequency Annually
HOA Name Lazybend.org
Amenities Boat Ramp

Taxes, Terms & Disclosures

Tax Annual Amount $9,864
Tax Year 2026
Tax Rate (est.) 1.25%
Parcel # 4595-0000-0010-000
Legal Description ABST 18 M MULDOON SUR LOT 10 LAZY BEND REPLAT
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 8

Dining Room 15x15
Kitchen 20x16
Living Room 16x16
Bedroom 15x15
Bedroom 15x15
Bonus Room 15x15
Primary Bedroom 26x15
Utility Room —

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1812 Resolved MUD jurisdiction Galveston County WCID 12 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$5,566
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,744 Property tax$822 Homeowners insuranceTBD
Subtotal (P&I + Tax) $5,566
Yearly HOA fee $500

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.4759%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.18%
→ stable
School
0.97%
→ stable
City
—
→ stable
County
0.32%
→ stable
Other districts
0.00%
→ stable

HOA & Community

§ 05
● HOA details
$500
ANNUALLY
Association nameLazybend.org Management co.— Website— Phone— Cert on filepending
● Community amenities
park
Jarboe Bayou Park · 0.2mi
Deep Hole Park · 0.2mi
· 0.2mi
police_station
Clear Lake Shores Police Department · 0.2mi
Clear Lake Shores Police Department · 0.3mi
Kemah Police Department · 1.0mi
restaurant
Galveston Bay Brewing · 0.2mi
Galveston Bay Brewing · 0.3mi
Okie's · 0.3mi
grocery
Kemah Food Mart · 0.4mi
Kemah Food Mart · 0.4mi
ALDI · 0.6mi
pharmacy
CVS Pharmacy · 0.5mi
CVS Pharmacy · 0.5mi
Walgreens · 0.7mi
daycare
Target · 0.5mi
Target · 0.5mi
Clear Falls High School · 2.4mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-13.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lazy Bend
TIER: SUBDIVISION
Subdivision name (MLS)Lazy Bend City · ZIPKemah · 77565 CountyGalveston Listings in subdivision158 Active now6 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
1960s 2 1975s 1 1980s 1 1985s 1 1995s 1

Fire Protection

§ 11
Nearest station
Kemah Volunteer Fire Department
Distance
0.7 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167721503 · ACS 2023
Median HH income
$109,688
ACS 2023
Median home value
$447,900
Census self-report
Owner-occupied
70%
737 housing units
Bachelor's+
50%
Adults 25+
Median age
55.5
Population 1,412
Work from home
18%
of commuters
Commute 45min+
28%
of commuters
Below poverty
7.5%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10 Harbor Lane, Kemah, TX 77565
Galveston County · 29.54°N, 95.03°W
park
Jarboe Bayou Park
0.2 mi · 9 within 2 mi
police_station
Clear Lake Shores Police Department
0.2 mi · 2 within 2 mi
restaurant
Galveston Bay Brewing
0.2 mi · 9 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 12, 2026 Listed $790,000 Priscilla Duffy
Dec 31, 1961 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Priscilla Duffy · Bay Haven Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 15, 2026.
MLS# 64584824 · LIST DATE: Oct 12, 2026 · PARCEL: 4595-0000-0010-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 16, 2026, 4:59 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity