Schools

§ 03

District

Elementary	CEDRIC C SMITH	A
Middle	BEAR BRANCH J H	B
High	MAGNOLIA H S CCMR 93% · Grad 97%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Nestled in a peaceful community, this lovely two-story home boasts three spacious bedrooms and two and a half baths. The expansive living room features an open-concept design, seamlessly connecting to the gorgeous kitchen equipped with modern finishes, ample counter space, and sleek cabinetry. Just minutes from both The Woodlands and Tomball, you’ll enjoy easy access to shopping, dining, and entertainment options while still savoring the tranquility of suburban living. The home also has a large backyard, perfect for relaxing or entertaining. The home includes a refrigerator, washer, and dryer for added convenience!

Features

§ 02

Interior

Dishwasher
Disposal
Gas Oven
Gas Range
Microwave
Dryer
Washer
Carpet
Plank
Vinyl
Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric
Washer Hookup
Gas Dryer Hookup

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Playground
Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Contemporary Modern
Year Built	2020
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	1,853 sq ft
Living Area Source	Appraiser
Building Area Total	1,853 sq ft
Foundation	Slab
Construction	Brick, Cement Siding
Roof	Composition

Rooms & Baths

Bedrooms	3
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	3

Interior

Flooring	Carpet, Plank, Vinyl
Appliances	Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Dryer, Washer
Laundry	Washer Hookup, Gas Dryer Hookup

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (acres)	0.1388
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Montgomery
MLS Area Major	15
MLS Area Minor	Magnolia/1488 East
Subdivision	Mill Creek Trails
Postal Code	77354

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$450
HOA Fee Frequency	Annually
HOA Name	Mill Creek Trails
Amenities	Playground

Taxes, Terms & Disclosures

Tax Annual Amount	$6,073 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	2.03%
Parcel #	503425
Legal Description	S717700 - MILL CREEK SOUTH 01, BLOCK 5, LOT 30
Listing Terms	Cash, Conventional, FHA, Investor Financing, Texas Vet, Va Loan
Lease Considered	Yes
Disclosures	Municipal Utility District Disclosure

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 1

Primary Bedroom

15x12

Second level · 2

Bedroom	13x11
Bedroom	12x12

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.2300 Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,301

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,795 Property tax$506 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,301

Yearly HOA fee $450

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.8108%

ALL 6 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

0.96%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

1.48%

→ stable

HOA & Community

§ 05

● HOA details

$450

ANNUALLY

Association nameMill Creek Trails Management co.— Website— Phone— Cert on filepending

● Community amenities

grocery

· 1.0mi
· 1.1mi
Circle K · 3.3mi

restaurant

El Jarrito Mexican Grill · 1.8mi
El Jarrito Mexican Grill · 1.8mi
Mochi Mochi Chillin · 1.8mi

park

· 1.9mi
· 1.9mi
· 2.4mi

place_of_worship

Springfield Church · 1.9mi
Springfield Church · 2.0mi
Silver Springs Baptist Church · 2.3mi

gas_station

Exxon · 2.6mi

pharmacy

Walmart Pharmacy · 3.2mi
Walmart Pharmacy · 3.2mi
CVS Pharmacy · 4.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

8,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Ezee Fiber

8,000 / 8,000 Mbps

● LOW LATENCY

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Copper

Consolidated Communications

500 / 75 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 3 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_STUDY1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Mill Creek Trails

TIER: SUBDIVISION

Subdivision name (MLS)Mill Creek Trails City · ZIPMagnolia · 77354 CountyMontgomery Listings in subdivision580 Active now7 Sold (last 12 mo)26 Curated amenities60

● Year-built distribution

2020s 7

Fire Protection

§ 11

Nearest station

Magnolia Volunteer Fire Department Station 182

Distance

1.2 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339690408 · ACS 2023

Median HH income

$109,024

ACS 2023

Median home value

$326,700

Census self-report

Owner-occupied

66%

1,756 housing units

Bachelor's+

26%

Adults 25+

Median age

31.3

Population 5,903

Work from home

21%

of commuters

Commute 45min+

29%

of commuters

Below poverty

10.8%

tract-level

Amenities & Nearby Places

§ 13

Grocery

Sabra Farm

1.2 mi · 1 within 1.5 mi

Schools

Extraordinary Education Center

1.0 mi · 2 within 1.5 mi

Parks

None within 1.5 mi

Restaurants

Big Madre Tacos y Tortas - Hardin Food Store

1.1 mi · 7 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

None within 1.5 mi

Data: Google Places (refreshed every 7 days). Last fetched May 8, 2026.

Location & Neighborhood

§ 13

● This Home

10036 Gold Finch Run, Magnolia, TX 77354

Montgomery County · 30.15°N, 95.62°W

grocery

—

1.0 mi · 4 within 2 mi

restaurant

El Jarrito Mexican Grill

1.8 mi · 8 within 2 mi

park

—

1.9 mi · 2 within 2 mi

place_of_worship

Springfield Church

1.9 mi · 2 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.