Homes for Sale/Montgomery County/Montgomery/177 Lake Estates 02
Active MLS #44218821 · 37 days on market

10063 Lake Shore Drive

Montgomery, TX 77316
Subdivision  ·  177 Lake Estates 02
List Price
$225,000
$137/SF · 4.6% below neighborhood median
Beds
2
Baths
2
Sq Ft
1,646
Built
1978
Lot
0.29 ac
Garage
0-car
County
Montgomery
Tax Rate
1.41%

Schools

§ 03
District
Elementary KEENAN EL B
Middle OAK HILLS J H A
High LAKE CREEK H S CCMR 91% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

A LITTLE CHARM. A LOT OF POTENTIAL. There’s something special about a home that feels like a hidden little gem—and this one has so much to offer! Nestled in a quaint Montgomery community, this adorable “fixer-upper” sits on a private lake and is conveniently located right next to the neighborhood park. Imagine morning coffee by the water, afternoons at the park, and creating a home that’s completely your own. Zoned to Lake Creek High School. Low property taxes. Low HOA. Endless potential to make it your own and location, setting, and potential are hard to beat. This is the kind of property where a little vision can go a long way.

Features

§ 02

Interior

  • Dishwasher
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Views
  • Waterfront
  • Roof: Composition
  • Foundation: Slab

Community

  • Lake
  • Water
  • Style: Other
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other, Traditional
Year Built 1978
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,646 sq ft
Living Area Source Appraiser
Building Area Total 1,646 sq ft
Foundation Slab
Construction Vinyl Siding
Roof Composition

Rooms & Baths

Bedrooms 2
Bedrooms Possible 2
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 6
Fireplaces 2
Fireplace Features Wood Burning

Interior

Appliances Dishwasher

Exterior

Pool Private No
Waterfront Yes
Waterfront Features Lake, Lake Front, Waterfront
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 0

Lot

Lot Size (acres) 0.2913
Lot Size Source Appraiser
Lot Features Views, Waterfront

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Conroe Southwest
Subdivision 177 Lake Estates 02
Postal Code 77316

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $228
HOA Fee Frequency Annually
HOA Name 177 Lake Estates POA

Taxes, Terms & Disclosures

Tax Annual Amount $3,173
Tax Year 2025
Tax Rate (est.) 1.41%
Parcel # 131222
Legal Description 177 LAKE ESTATES 02, BLOCK 1, LOT 32
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures None

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 6

Primary Bedroom 15x17
Bedroom 11x12
Family Room 14x20
Utility Room 11x10
Bonus Room 13x15
Breakfast Room Nook 10x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,615
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,351 Property tax$264 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,615
Yearly HOA fee $228

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6155%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.09%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$228
ANNUALLY
Association name177 Lake Estates POA Management co. Website Phone Cert on filepending
● Community amenities
gas_station
Chevron · 0.3mi
veterinary
Payne Equine, PLLC · 0.8mi
TownWell Veterinary Clinic · 4.5mi
PetVet Vaccination Clinic · 4.6mi
place_of_worship
Spring Tabernacle Baptist Church · 2.7mi
Rabon Chapel · 4.0mi
· 4.5mi
park
Majestic Park · 3.5mi
Cedar Brake Park · 4.7mi
· 4.8mi
post_office
Dr. James Field · 3.8mi
United States Postal Service · 4.6mi
Old US Post Office · 4.6mi
gym
Montgomery Physical Therapy & Sports Medicine · 4.5mi
Active Life Fitness & Pilates · 4.5mi
Anytime Fitness · 4.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
5 comparable sales nearby · sold median $143/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
177 LAKE ESTATES 02
TIER: SUBDIVISION
Subdivision name (MLS)177 LAKE ESTATES 02 City · ZIPMontgomery · 77316 CountyMontgomery Listings in subdivision43 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
1975s 1

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 52
· Montgomery
Distance
1.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694501 · ACS 2023
Median HH income
$165,263
ACS 2023
Median home value
$288,400
Census self-report
Owner-occupied
76%
846 housing units
Bachelor's+
23%
Adults 25+
Median age
52.3
Population 2,044
Work from home
43%
of commuters
Commute 45min+
1%
of commuters
Below poverty
3.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10063 Lake Shore Drive, Montgomery, TX 77316
Montgomery County · 30.32°N, 95.69°W
gas_station
Chevron
0.3 mi · 1 within 2 mi
veterinary
Payne Equine, PLLC
0.8 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 17, 2026 Listed $225,000 Kami Cudd
Dec 31, 1977 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Kami Cudd · Green & Associates Real Estate
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 5, 2026.
MLS# 44218821 · LIST DATE: Aug 17, 2026 · PARCEL: 131222
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity