Homes for Sale/Harris County/Houston/WINDERMERE LAKES
Active MLS #79551124 · 15 days on market

10103 Lazy Lagoon

Houston, TX 77065
Subdivision  ·  WINDERMERE LAKES
List Price
$600,000
$202/SF · 50.8% above neighborhood median
Beds
4
Baths
3
Sq Ft
2,963
Built
2001
Lot
0.16 ac
Garage
2-car
County
Harris

Schools

§ 03
District
Elementary EMMOTT EL C
Middle CAMPBELL MIDDLE C
High CYPRESS RIDGE H S CCMR 64% · Grad 95% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Start at the water. This lot carries 155 feet of bulkhead lakefront, with a covered patio wired for TV, speakers, and lighting, fruit trees, and extended fencing between the house and the shoreline. Inside, an expanded custom Brady that owners kept improving: a kitchen enlarged with Black Galaxy granite, GE Café appliances, and added cabinetry; wood floors and custom built-ins through the living area and primary suite, both opening to the patio; a primary bath expanded with an upgraded soaking tub and more storage. Upstairs are large secondary bedrooms, a game room with beverage fridge and theater wiring, and a balcony over the lake that you rarely find in this plan. The garage has cabinetry, a sink, and a smart opener. Updated systems, alarm, and reinforced doors finish it. A quiet enclave on the water, with the upgrades already behind you.

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • Jetted Tub
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Tub Shower
  • Three Bedrooms Up
  • Ceiling Fans
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Heat: Central
  • Heat: Gas
  • Heat: Wall Furnace

Exterior & lot

  • Covered Patio
  • Deck
  • Fully Fenced
  • Sprinkler Irrigation
  • Patio
  • Cul De Sac
  • Subdivision
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2001
Year Built Source PublicRecords
New Construction No

Building

Levels OneAndOneHalf
Living Area 2,963 sq ft
Living Area Source Appraiser
Building Area Total 2,963 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 8
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Breakfast Bar, Double Vanity, Jetted Tub, Kitchen Family Room Combo, Main Level Primary, Pantry, Separate Shower, Tub Shower, Three Bedrooms Up, Ceiling Fans
Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Deck, Fully Fenced, Sprinkler Irrigation, Patio
Patio / Porch Covered, Deck, Patio
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.1600
Lot Size Source Appraiser
Lot Features Cul De Sac, Subdivision

Location

County Harris
MLS Area Major 10
MLS Area Minor 1960/Cypress
Subdivision WINDERMERE LAKES
Postal Code 77065

Utilities

Heating Central, Gas, Wall Furnace
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,480
HOA Fee Frequency Annually
HOA Name Sterling Association Services Inc
Fee Includes Clubhouse, Common Areas, Recreation Facilities

Taxes, Terms & Disclosures

Parcel # 120-795-001-0013
Legal Description LT 13 BLK 1 WINDERMERE LAKES
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 5

Primary Bedroom 20 x 13
Dining Room
Kitchen
Living Room
Den

Second level · 3

Bedroom 12 x 11
Bedroom 12 x 11
Bedroom 12 x 11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionNorthwest Harris County MUD 29 CountyHarris TCEQ District ID6041700 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1225 Resolved MUD jurisdiction Northwest Harris County MUD 29 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,585
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,603 Property tax$982 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,585
Yearly HOA fee $1,480

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.9632%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.12%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$1,480
ANNUALLY
Association nameSterling Association Services Inc Management co.Goodwin Websitevisit Phone(832) 251-0776 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
restaurant
Firehouse Subs · 0.3mi
Two Hands Fresh Corn Dogs · 0.3mi
Sushi Choo Choo · 0.3mi
grocery
Express Mart · 0.4mi
Walmart Supercenter · 0.4mi
· 0.4mi
bank
PNC Bank · 0.4mi
Bank of America (with Drive-thru ATM) · 1.0mi
Cy-Fair Federal Credit Union · 0.8mi
hospital
Oak Street Health · 0.4mi
Cypress Fairbanks Medical Center · 0.6mi
Kindred Hospital (Houston Northwest) · 0.6mi
pharmacy
CVS Pharmacy · 0.4mi
CVS Pharmacy · 0.4mi
H-E-B Pharmacy · 1.0mi
park
· 0.5mi
Meadowchase Park · 0.4mi
· 0.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $134/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
WINDERMERE LAKES
TIER: SUBDIVISION
Subdivision name (MLS)WINDERMERE LAKES City · ZIPHouston · 77065 CountyHarris Listings in subdivision1,174 Active now1 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
2000s 1

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 10
Distance
0.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201552003 · ACS 2023
Median HH income
$103,434
ACS 2023
Median home value
$275,300
Census self-report
Owner-occupied
63%
1,818 housing units
Bachelor's+
39%
Adults 25+
Median age
41.4
Population 4,660
Work from home
23%
of commuters
Commute 45min+
19%
of commuters
Below poverty
9.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10103 Lazy Lagoon, Houston, TX 77065
Harris County · 29.92°N, 95.60°W
restaurant
Firehouse Subs
0.3 mi · 5 within 2 mi
grocery
Walmart Supercenter
0.4 mi · 4 within 2 mi
bank
PNC Bank
0.4 mi · 1 within 2 mi
park
Meadowchase Park
0.4 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 8, 2026 Listed $600,000 Andrea Curran
Dec 31, 2000 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Andrea Curran · Compass RE Texas, LLC - Memorial
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 15, 2026.
MLS# 79551124 · LIST DATE: Sep 8, 2026 · PARCEL: 120-795-001-0013
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity