Homes for Sale/Harris County/Cypress/Towne Lake Sec 10
Active MLS #28801650 · 6 days on market

10114 Frio River Circle

Cypress, TX 77433
Subdivision  ·  Towne Lake Sec 10
List Price
$1.90M
$372/SF · 15.6% above neighborhood median
Beds
4
Baths
4
Sq Ft
5,103
Built
2015
Lot
0.34 ac
Garage
3-car
County
Harris
Tax Rate
1.67%

Schools

§ 03
District
Elementary RENNELL EL A
Middle ANTHONY MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

It’s VERY rare to find a custom home on the water that faces west, offering evening shade in the backyard, mature landscaping for privacy, and breathtaking lake views. Located in the exclusive gated Water’s Edge section, this exceptional home offers the ultimate resort lifestyle. The oversized lot is nearly ½-acre when including easement behind it and can accommodate a private boat slip. It features a sparkling pool, spa, fire pit, outdoor kitchen, and expansive covered patio designed for entertaining. Inside, soaring ceilings and expansive windows fill the home with natural light and frame serene waterfront views. The open-concept design includes a spacious family room, chef’s kitchen with 2 islands, 15’ formal dining & 15’ casual dining area, custom cabinetry, designer finishes & speakers throughout. Enjoy Towne Lake’s exceptional amenities, including the private clubhouse, resort-style pools, fitness center, lifestyle director, and Boardwalk dining. This opportunity won’t last long!

Features

§ 02

Interior

  • Breakfast Bar
  • Butlers Pantry
  • Bedroomon Upper Level
  • Crown Molding
  • Dry Bar
  • Dual Sinks
  • Entrance Foyer
  • Granite Counters
  • High Ceilings
  • Hot Tub Spa
  • Jetted Tub
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Pot Filler
  • Self Closing Cabinet Doors
  • Sitting Area In Primary

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Hot Tub Spa
  • Sprinkler Irrigation
  • Outdoor Kitchen
  • Porch
  • Patio
  • Tennis Courts
  • Greenbelt
  • Waterfront
  • Backs To Greenbelt Park
  • Pond On Lot
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached

Community

  • Beach Rights
  • Basketball Court
  • Boat Dock
  • Beach Access
  • Marina
  • Boat Ramp
  • Clubhouse
  • Controlled Access
  • Fitness Center
  • Lake Or Pond
  • Meeting Banquet Party Room
  • Party Room
  • Picnic Area
  • Playground
  • Park
  • Pool
  • Boat Slip
  • Security

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Mediterranean
Year Built 2015
Year Built Source Owner
New Construction No
Builder Name Braziel Building Group

Building

Levels OneAndOneHalf
Living Area 5,103 sq ft
Living Area Source Appraiser
Building Area Total 5,103 sq ft
Foundation Slab
Construction Stone, Stucco
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 4
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 4
Fireplaces 1
Fireplace Features Electric, Gas Log

Interior

Interior Features Breakfast Bar, Butlers Pantry, Bedroomon Upper Level, Crown Molding, Dry Bar, Dual Sinks, Entrance Foyer, Granite Counters, High Ceilings, Hot Tub Spa, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Pantry, Pot Filler, Self Closing Cabinet Doors, Sitting Area In Primary, Split Bedrooms, Self Closing Drawers, Sink
Flooring Carpet, Engineered Hardwood, Travertine
Appliances Convection Oven, Double Oven, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Wine Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Security Gate, Security System Owned
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Deck, Fence, Hot Tub Spa, Sprinkler Irrigation, Outdoor Kitchen, Porch, Patio, Tennis Courts
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private Yes
Pool Features Gunite, Heated, In Ground, Pool Spa Combo, Association
Waterfront Yes
Waterfront Features Lake, Lake Front, Waterfront

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Circular Driveway, Driveway, Garage, Garage Door Opener, Oversized

Lot

Lot Size (acres) 0.3422
Lot Size Source Appraiser
Lot Features Greenbelt, Waterfront, Backs To Greenbelt Park, Pond On Lot
Direction Faces West

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Towne Lake Sec 10
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas, Zoned
Cooling Central Air, Electric, Zoned
Water Source Public
Sewer Public Sewer
Energy Efficient Doors, Hvac, Insulation, Lighting, Thermostat, Water Heater, Windows

HOA / Association

HOA Yes
HOA Fee $2,834
HOA Fee Frequency Annually
HOA Name CCMC
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Beach Rights, Basketball Court, Boat Dock, Beach Access, Marina, Boat Ramp, Clubhouse, Controlled Access, Fitness Center, Lake Or Pond, Meeting Banquet Party Room, Party Room, Picnic Area, Playground, Park, Pool, Boat Slip, Security, Tennis Courts, Trails, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $31,755
Tax Year 2025
Tax Rate (est.) 1.67%
Parcel # 134-370-001-0003
Legal Description LT 3 BLK 1 TOWNE LAKE SEC 10
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Municipal Utility District Disclosure, Owner Is Listing Agent

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 3

Primary Bedroom 21x15.5
Bedroom 14x13
Bedroom 15.5x12

Second level · 1

Bedroom 15x15

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.6000
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 501 CountyHarris TCEQ District ID3737103 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5972 Resolved MUD jurisdiction Harris County MUD 501 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$14,055
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$11,409 Property tax$2,646 Homeowners insuranceTBD
Subtotal (P&I + Tax) $14,055
Yearly HOA fee $2,834

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4379%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.60%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$2,834
ANNUALLY
Association nameCCMC Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $322/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Towne Lake Sec 10
TIER: NEIGHBORHOOD
Subdivision name (MLS)Towne Lake Sec 10 City · ZIPCypress · 77433 CountyHarris Listings in subdivision11 Active now1 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
2015s 1

Fire Protection

§ 11
Nearest station
CY-Fair VFD Station 11
Distance
1.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543007 · ACS 2023
Median HH income
$172,894
ACS 2023
Median home value
$460,100
Census self-report
Owner-occupied
84%
6,609 housing units
Bachelor's+
61%
Adults 25+
Median age
34.8
Population 22,581
Work from home
47%
of commuters
Commute 45min+
11%
of commuters
Below poverty
3.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10114 E Frio River Circle, Cypress, TX 77433
Harris County · 29.92°N, 95.70°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 17, 2026 Listed $1.90M Julie Kudlacek
Dec 31, 2014 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Julie Kudlacek · Walzel Properties - Corporate Office
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 20, 2026.
MLS# 28801650 · LIST DATE: Sep 17, 2026 · PARCEL: 134-370-001-0003
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity