Homes for Sale/Harris County/Cypress/Cypress Crk Lakes Sec 17
Active MLS #69486105 · 83 days on market

10126 Naples Cliff Court

Cypress, TX 77433
Subdivision  ·  Cypress Crk Lakes Sec 17
List Price
$439,950
$162/SF · 3.7% below neighborhood median
Beds
4
Baths
4
Sq Ft
2,710
Built
2013
Lot
6,939 sf
Garage
2-car
County
Harris
Tax Rate
1.89%

Schools

§ 03
District
Elementary WARNER EL A
Middle SMITH MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Price Improved – Outstanding Value, Move-In Ready! Freshly painted throughout and truly turnkey. This light, bright home feels open and inviting the moment you walk in. Beautifully maintained with an open-concept layout, soaring ceilings, a private study, and a spacious playroom. The kitchen features granite countertops and stainless steel appliances and opens to the cozy family room with gas fireplace. Enjoy the covered patio overlooking a private backyard with no back neighbors. Community amenities include lakes, parks, and pools. Top-rated Cy-Fair schools and convenient to shopping and dining. Price reduction makes this an especially strong value—don’t miss it.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Subdivision
  • Roof: Shingle
  • Roof: Wood
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2013
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,710 sq ft
Living Area Source Appraiser
Building Area Total 2,710 sq ft
Foundation Slab
Construction Brick
Roof Shingle, Wood

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 10

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 6,939
Lot Size (acres) 0.1593
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Cypress Crk Lakes Sec 17
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $1,253
HOA Fee Frequency Annually
HOA Name Crest Managemtn

Taxes, Terms & Disclosures

Tax Annual Amount $8,327 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.89%
Parcel # 133-478-003-0015
Legal Description LT 15 BLK 3 CYPRESS CREEK LAKES SEC 17
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 6

Family Room 14x16
Kitchen 12x16
Primary Bedroom 13x15
Breakfast Room Nook 10x12
Office 11x11
Utility Room

Second level · 4

Bedroom 11x16
Bedroom 12x12
Game Room 18x22
Bedroom 12x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8475
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 433 CountyHarris TCEQ District ID3737173 Bonded indebtedness$200,000,000 Current year rate FetchedApr 23, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8475 Resolved MUD jurisdiction Harris County MUD 433 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,336
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,642 Property tax$694 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,336
Yearly HOA fee $1,253

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6882%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.85%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$1,253
ANNUALLY
Association nameCrest Managemtn Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.1mi
Greenhouse Park · 0.7mi
· 0.2mi
gym
· 0.6mi
Some Like It Hot Yoga & Fitness · 2.0mi
Life Time · 1.1mi
coffee
L3 Craft Coffee · 0.8mi
Starbucks · 1.7mi
Black Rock Coffee · 2.0mi
place_of_worship
TheMET Church - Cypress Campus · 0.9mi
CyLife Church · 0.9mi
Foundry Church · 1.4mi
grocery
H-E-B · 0.9mi
· 1.2mi
Trader Joe's · 1.6mi
pharmacy
H-E-B Pharmacy · 0.9mi
CVS Pharmacy · 1.3mi
Walgreens · 2.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
7 comparable sales nearby · sold median $169/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cypress Crk Lakes Sec 17
TIER: SUBDIVISION
Subdivision name (MLS)Cypress Crk Lakes Sec 17 City · ZIPCypress · 77433 CountyHarris Listings in subdivision25 Active now2 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
2010s 1 2015s 1

Fire Protection

§ 11
Nearest station
CY-Fair VFD Station 11
Distance
1.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543007 · ACS 2023
Median HH income
$172,894
ACS 2023
Median home value
$460,100
Census self-report
Owner-occupied
84%
6,609 housing units
Bachelor's+
61%
Adults 25+
Median age
34.8
Population 22,581
Work from home
47%
of commuters
Commute 45min+
11%
of commuters
Below poverty
3.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10126 Naples Cliff Court, Cypress, TX 77433
Harris County · 29.93°N, 95.71°W
park
0.1 mi · 9 within 2 mi
gym
0.6 mi · 1 within 2 mi
coffee
L3 Craft Coffee
0.8 mi · 1 within 2 mi
restaurant
Great American Cookies
0.8 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 2, 2026 Listed $439,950 Monica Hopkins
Dec 31, 2012 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Monica Hopkins · Barr and Associates Real Estate, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 69486105 · LIST DATE: Jul 2, 2026 · PARCEL: 133-478-003-0015
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity