Homes for Sale/Harris County/Cypress/Towne Lake
Active MLS #55350760 · 10 days on market

10314 Joshua Creek Court

Cypress, TX 77433
Subdivision  ·  Towne Lake
List Price
$2.65M
$463/SF · 35.4% above neighborhood median
Beds
4
Baths
5
Sq Ft
5,725
Built
2017
Lot
0.33 ac
Garage
3-car
County
Harris
Tax Rate
1.50%

Schools

§ 03
District
Elementary RENNELL EL A
Middle ANTHONY MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Experience exceptional lakefront living in this exquisitely appointed 4-bedroom, 4.5-bath residence. Rich wood flooring and custom built-ins enhance the sophisticated interiors, featuring a private home office, formal dining room and downstairs guest suite. The showstopping kitchen boasts dual islands, quartz countertops, illuminated upper cabinetry, stainless steel appliances, built-in side-by-side refrigerator and gas cooktop. The luxurious primary retreat offers a spa-inspired bath with jetted tub, walk-in shower with 2 showerheads and bench, dual sink vanity and two walk-in closets. Upstairs, enjoy a game room, media room, two secondary bedrooms and two full baths. Outdoors is a private resort overlooking the lake with a pool/spa, covered patio with fireplace, outdoor kitchen and artificial turf sports area. A whole-home generator completes this extraordinary retreat. Towne Lake offers incredible amenities and a vibrant Boardwalk.

Features

§ 02

Interior

  • Butlers Pantry
  • Crown Molding
  • Dry Bar
  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Full Bath On Main Level
  • High Ceilings
  • Jetted Tub
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pot Filler
  • Quartz Counters
  • Sitting Area In Primary
  • Separate Shower
  • Two Bedrooms Down

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Fence
  • Hot Tub Spa
  • Sprinkler Irrigation
  • Outdoor Kitchen
  • Patio
  • Tennis Courts
  • Subdivision
  • Waterfront
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Circular Driveway
  • Garage

Community

  • Beach Rights
  • Boat Dock
  • Beach Access
  • Marina
  • Clubhouse
  • Controlled Access
  • Sport Court
  • Dog Park
  • Fitness Center
  • Picnic Area
  • Playground
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Security Gate
  • Security System Owned
  • Smoke Detectors

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2017
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 5,725 sq ft
Living Area Source Appraiser
Building Area Total 5,725 sq ft
Foundation Slab
Construction Stone, Stucco
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 5
Bathrooms Full 4
Bathrooms Half 1
Rooms Total 12
Fireplaces 2
Fireplace Features Gas Log, Outside

Interior

Interior Features Butlers Pantry, Crown Molding, Dry Bar, Double Vanity, Entrance Foyer, En Suite Bathroom, Full Bath On Main Level, High Ceilings, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pot Filler, Quartz Counters, Sitting Area In Primary, Separate Shower, Two Bedrooms Down, Vanity, Vaulted Ceilings, Walk In Pantry
Flooring Carpet, Tile, Wood
Appliances Double Oven, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Water Softener Owned
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings
Security Security Gate, Security System Owned, Controlled Access, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Balcony, Covered Patio, Deck, Fence, Hot Tub Spa, Sprinkler Irrigation, Outdoor Kitchen, Patio, Tennis Courts
Patio / Porch Balcony, Covered, Deck, Patio
Fencing Back Yard
Pool Private Yes
Pool Features Gunite, Heated, In Ground, Pool Spa Combo, Association
Waterfront Yes
Waterfront Features Lake, Lake Front, Waterfront

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Circular Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.3289
Lot Size Source Appraiser
Lot Features Subdivision, Waterfront
Direction Faces Northwest

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Towne Lake
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Electric Generator
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $2,834
HOA Fee Frequency Annually
HOA Name Towne Lake HOA
Amenities Beach Rights, Boat Dock, Beach Access, Marina, Clubhouse, Controlled Access, Sport Court, Dog Park, Fitness Center, Picnic Area, Playground, Park, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $39,690
Tax Year 2025
Tax Rate (est.) 1.50%
Parcel # 135-238-002-0014
Legal Description LT 14 BLK 2 TOWNE LAKE SEC 26
Listing Terms Cash, Conventional, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 12 rooms · MLS-supplied

Main level · 8

Primary Bedroom 18x15
Bedroom 14x13
Bonus Room 13x13
Office 14x13
Family Room 23x23
Dining Room 15x14
Kitchen 16x15
Breakfast Room Nook 10x6

Second level · 4

Bedroom 14x14
Bedroom 14x13
Game Room 18x15
Media Room 17x14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.6000
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 501 CountyHarris TCEQ District ID3737103 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5972 Resolved MUD jurisdiction Harris County MUD 501 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$19,220
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$15,912 Property tax$3,308 Homeowners insuranceTBD
Subtotal (P&I + Tax) $19,220
Yearly HOA fee $2,834

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.4379%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.60%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$2,834
ANNUALLY
Association nameTowne Lake HOA Management co.Crest Management Websitevisit Phone(281) 256-3319 Cert on filehoa.texas.gov;tx_comptroller
● Community amenities
park
· 0.3mi
Greenhouse Park · 0.3mi
· 0.4mi
gym
· 0.4mi
· 0.6mi
Some Like It Hot Yoga & Fitness · 0.7mi
grocery
Walmart Neighborhood Market · 0.7mi
Trader Joe's · 0.9mi
Walmart Neighborhood Market · 1.0mi
restaurant
Marco's Pizza · 0.7mi
Union Kitchen · 0.8mi
Crazy Cajun Seafood Shoppe · 0.9mi
pharmacy
Walgreens · 0.9mi
Walgreens · 1.3mi
Walgreens · 1.5mi
coffee
Starbucks · 1.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $342/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Towne Lake
TIER: NEIGHBORHOOD
Subdivision name (MLS)Towne Lake City · ZIPCypress · 77433 CountyHarris Listings in subdivision4,401 Active now54 Sold (last 12 mo)107 Curated amenities60
● Year-built distribution
2005s 5 2010s 12 2015s 15 2020s 18 2025s 3

Fire Protection

§ 11
Nearest station
CY-Fair VFD Station 11
Distance
1.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543007 · ACS 2023
Median HH income
$172,894
ACS 2023
Median home value
$460,100
Census self-report
Owner-occupied
84%
6,609 housing units
Bachelor's+
61%
Adults 25+
Median age
34.8
Population 22,581
Work from home
47%
of commuters
Commute 45min+
11%
of commuters
Below poverty
3.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10314 Joshua Creek Court, Cypress, TX 77433
Harris County · 29.93°N, 95.70°W
park
0.3 mi · 16 within 2 mi
gym
0.4 mi · 3 within 2 mi
grocery
Walmart Neighborhood Market
0.7 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 14, 2026 Listed $2.65M Jill Smith
Dec 31, 2016 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jill Smith · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 19, 2026.
MLS# 55350760 · LIST DATE: Sep 14, 2026 · PARCEL: 135-238-002-0014
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 10:32 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity