Schools

§ 03

District

Elementary	HIGH ISLAND SCHOOL	N/R
Middle	HIGH ISLAND SCHOOL	N/R
High	HIGH ISLAND SCHOOL CCMR 76% · Grad 100%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Two adjacent lots (1048 &1052 Pennington) offered together as one sale. Combined lot size is approx. (0.358 acres) Survey reflects the combined tract. Buyer to verify all utilities, building requirements, and development restrictions. Don't miss this incredible opportunity to own two adjoining lots in the charming coastal community of Gilchrist! Approximately 15,600 square feet of space to build your dream home, vacation retreat, or investment property. The property includes one existing concrete slab and a water tap, helping you get one step closer to building! Whether you're looking to own your own coastal escape, the property offers endless possibilities! 2 legal descriptions: ABST 52 J DUNMAN SUR LOT 7 Canal City, ABST 52 J DUNMAN SUR LOT 8 Canal City Water is available!

Features

§ 02

Interior

Not provided

Exterior & lot

Views

Community

Canal
Water

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Exterior

View	Yes
View Type	Canal, Water

Lot

Lot Size (acres)	0.3580
Lot Size Source	Other
Lot Features	Views
Additional Parcels	Yes
Additional Parcel Info	ABST52 J DUNMAN lot8

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	Gilchrist
Subdivision	Canal City
Road Surface	Asphalt
Postal Code	77617

HOA / Association

HOA	Yes
HOA Fee	$140
HOA Fee Frequency	Annually
HOA Name	Canal City- 409-509-7838

Taxes, Terms & Disclosures

Tax Annual Amount	$844
Tax Year	2025
Tax Rate (est.)	0.98%
Parcel #	2205-0000-0007-000
Legal Description	ABST 52 J DUNMAN SUR LOT 7 CANAL CITY
Disclosures	None

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$586

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$516 Property tax$70 Homeowners insuranceTBD

Subtotal (P&I + Tax) $586

Yearly HOA fee $140

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.5430%

ALL 4 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.16%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.06%

→ stable

HOA & Community

§ 05

● HOA details

$140

ANNUALLY

Association nameCanal City- 409-509-7838 Management co.— Website— Phone— Cert on filepending

● Community amenities

restaurant

JayLa's Bar & Grill · 2.0mi
Stingaree · 8.6mi

grocery

· 5.2mi

place_of_worship

First Baptist Church · 5.4mi
First United Methodist · 5.4mi
First United Pentecostal · 5.6mi

park

· 5.5mi

bank

Valero Corner Mart · 8.4mi
ATM (ATM Link, Inc.) · 8.4mi
Neches go Atm · 9.4mi

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

V

FEMA Zone

Zone VE · Coastal High Hazard

Coastal wave-action hazard zone. Flood insurance required.

PANEL 48167C BASE FLOOD ELEV. 17.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Canal City

TIER: SUBDIVISION

Subdivision name (MLS)Canal City City · ZIPGilchrist · 77617 CountyGalveston Listings in subdivision387 Active now35 Sold (last 12 mo)12 Curated amenities12

● Year-built distribution

2000s 1 2005s 1 2010s 2 2015s 1 2020s 1

Fire Protection

§ 11

Nearest station

High Island Fire Department

Distance

5.5 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023

Median HH income

$71,970

ACS 2023

Median home value

$316,400

Census self-report

Owner-occupied

43%

3,275 housing units

Bachelor's+

13%

Adults 25+

Median age

62.6

Population 2,995

Work from home

9%

of commuters

Commute 45min+

38%

of commuters

Below poverty

11.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

1048 &1052 Pennington Street, Gilchrist, TX 77617

Galveston County · 29.52°N, 94.47°W

No curated amenities within 2 mi yet.

Interactive map coming in v0.2 — currently showing schematic placement.