Homes for Sale/Montgomery County/Conroe/Mcrae Lake 02
Active MLS #82050179 · 3 days on market

10482 Lake Shore Drive

Conroe, TX 77303
Subdivision  ·  Mcrae Lake 02
List Price
$419,990
$156/SF
Beds
3
Baths
3
Sq Ft
2,688
Built
1980
Lot
31,330 sf
Garage
1-car
County
Montgomery
Tax Rate
1.05%

Schools

§ 03
District
Elementary BARTLETT EL C
Middle MOORHEAD J H D
High CANEY CREEK H S CCMR 83% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this beautiful lakefront home offering approximately 3,468 sq. ft. of versatile living space! Featuring 3 bedrooms and 3 full baths, this property offers a warm, rustic atmosphere with high ceilings, beautiful wood accents throughout, and two fireplaces. The spacious upstairs game room overlooks the main living area, creating the perfect space for entertaining. Enjoy stunning lake views from the enclosed sunroom or relax on your private pier. The separate lower level features a kitchen, bedroom, full bathroom, and living area, perfect for guests or extended family. Additional highlights include a kitchenette, one car garage, and private bonus room. Situated on nearly 3/4 of an acre, with the opportunity to expand to approximately one acre with adjacent Lot 7, subject to an acceptable offer. Your lakeside escape awaits!

Features

§ 02

Interior

  • High Ceilings
  • Multiple Staircases
  • Split Bedrooms
  • Ceiling Fans
  • Electric Cooktop
  • Carpet
  • Laminate
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Covered Patio
  • Porch
  • Patio
  • Private Yard
  • Views
  • Waterfront
  • None
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Oversized

Community

  • Lake
  • Water
  • Style: Split Level
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Split Level, Traditional
Year Built 1980
Year Built Source PublicRecords
New Construction No

Building

Levels OneAndOneHalf,MultiSplit
Living Area 2,688 sq ft
Living Area Source Appraiser
Building Area Total 2,688 sq ft
Foundation Slab
Construction Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 6
Fireplaces 2
Fireplace Features Wood Burning

Interior

Interior Features High Ceilings, Multiple Staircases, Split Bedrooms, Ceiling Fans
Flooring Carpet, Laminate
Appliances Electric Cooktop

Exterior

Exterior Features Covered Patio, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Fencing None
Pool Private No
Waterfront Yes
Waterfront Features Bulkhead, Lake, Lake Front, Pier, Waterfront
View Yes
View Type Lake, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage, Oversized

Lot

Lot Size (sq ft) 31,330
Lot Size (acres) 1.0400
Lot Size Source Appraiser
Lot Features Views, Waterfront

Location

County Montgomery
MLS Area Major 19
MLS Area Minor Conroe Northeast
Subdivision Mcrae Lake 02
Postal Code 77303

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Septic Tank

HOA / Association

HOA Yes
HOA Fee $65
HOA Fee Frequency Annually
HOA Name Mcrae Lake HOA

Taxes, Terms & Disclosures

Tax Annual Amount $4,391 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.05%
Parcel # 120769
Legal Description S698002 - MCREA LAKE 02, BLOCK 3, LOT 8, 9
Listing Terms Cash, Conventional, FHA, Investor Financing, Usda Loan, Va Loan
Lease Considered No

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 1

Living Room 30 x 26

Second level · 2

Primary Bedroom 15 x 15
Sunroom 43 x 9

Third level · 3

Game Room 23 x 16
Bedroom 14 x 14
Bedroom 15 x 13

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,888
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,522 Property tax$366 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,888
Yearly HOA fee $65

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.5799%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
—
→ stable
School
0.95%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.25%
→ stable

HOA & Community

§ 05
● HOA details
$65
ANNUALLY
Association nameMcrae Lake HOA Management co.— Website— Phone— Cert on filepending
● Community amenities
bank
Prince's Country Store & Cafe · 0.8mi
ATM · 0.8mi
Athena Bitcoin ATM · 1.3mi
restaurant
Subway · 0.8mi
Popeyes · 5.6mi
Subway · 5.7mi
gas_station
Midway Shell · 0.8mi
grocery
Country Market · 0.9mi
· 2.4mi
· 4.0mi
daycare
All Day Child Care · 2.9mi
Lovebugibles · 7.2mi
Target · 9.5mi
place_of_worship
Shady Grove Church · 3.1mi
New Bethlehem Church · 3.1mi
County Line Church · 3.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
LBR Fixed Wireless
Nextlink
500 / 100 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-11-03.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Nov 6, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Mcrae Lake 02
TIER: SUBDIVISION
Subdivision name (MLS)Mcrae Lake 02 City · ZIPConroe · 77303 CountyMontgomery Listings in subdivision32 Active now8 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
1980s 1

Fire Protection

§ 11
Nearest station
North Montgomery County Fire Department Station 93
· Conroe
Distance
1.1 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694001 · ACS 2023
Median HH income
$106,683
ACS 2023
Median home value
$320,000
Census self-report
Owner-occupied
91%
1,982 housing units
Bachelor's+
16%
Adults 25+
Median age
40.5
Population 6,426
Work from home
34%
of commuters
Commute 45min+
20%
of commuters
Below poverty
23.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10482 Lake Shore Drive, Conroe, TX 77303
Montgomery County · 30.39°N, 95.34°W
bank
Prince's Country Store & Cafe
0.8 mi · 3 within 2 mi
restaurant
Subway
0.8 mi · 1 within 2 mi
gas_station
Midway Shell
0.8 mi · 1 within 2 mi
grocery
Country Market
0.9 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Nov 3, 2026 Listed $419,990 Brenda Clute
Dec 31, 1979 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Brenda Clute · Jason Mitchell Real Estate LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Nov 4, 2026.
MLS# 82050179 · LIST DATE: Nov 3, 2026 · PARCEL: 120769
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Nov 6, 2026, 2:10 PM CST. Properties may subsequently be sold or off-market. Equal Housing Opportunity