Homes for Sale/Harris County/Cypress/Cypress Crk Lakes Sec 18
Active MLS #12442541 · 62 days on market

10546 Hartfield Bluff Lane

Cypress, TX 77433
Subdivision  ·  Cypress Crk Lakes Sec 18
List Price
$550,000
$173/SF
Beds
4
Baths
3
Sq Ft
3,172
Built
2014
Lot
0.34 ac
Garage
2-car
County
Harris
Tax Rate
1.74%

Schools

§ 03
District
Elementary WARNER EL A
Middle SMITH MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to 10546 Hartfield Bluff Lane—where timeless design, generous living spaces, and character come together in a home that stands apart from today's typical floor plans. Unlike the cookie-cutter homes found in many newer communities, this beautifully maintained residence offers architectural charm, thoughtful updates, and a floor plan designed for both comfortable everyday living and effortless entertaining. This spacious home offers 4 bedrooms, 2 full baths, and 1 half bath, main floor office with built-ins, formal dining room with built-ins, media room and bonus room, expanded storage under the stairs. The current owners expanded an upstairs bedroom by adding a charming dormer with a window seat and sitting area (extra 140 sqft), creating a unique retreat perfect for reading, studying, or relaxing. Fresh interior paint and meticulous care make this home truly move-in ready.The large lot features a 512 sqft workshop , fruit trees and raised gardens. See attached for more updates.

Features

§ 02

Interior

  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • High Ceilings
  • Jetted Tub
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Tub Shower
  • Three Bedrooms Up
  • Vanity
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo

Exterior & lot

  • Covered Patio
  • Fence
  • Patio
  • Cul De Sac
  • Greenbelt
  • Subdivision
  • Backs To Greenbelt Park
  • Pond On Lot
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener
  • Oversized

Community

  • Clubhouse
  • Fitness Center
  • Picnic Area
  • Playground
  • Park
  • Pool
  • Trails
  • Trash
  • Prewired
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2014
Year Built Source Appraiser
New Construction No

Building

Stories 2
Levels Two
Living Area 3,172 sq ft
Living Area Source Appraiser
Building Area Total 3,172 sq ft
Foundation Slab
Construction Brick, Cement Siding, Stone
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 9
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Double Vanity, Entrance Foyer, En Suite Bathroom, High Ceilings, Jetted Tub, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Separate Shower, Tub Shower, Three Bedrooms Up, Vanity, Walk In Closets, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Flooring Plank, Tile, Vinyl
Appliances Dishwasher, Free Standing Range, Disposal, Gas Oven, Gas Range, Microwave, Oven, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings
Security Prewired, Security System Owned, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Fence, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener, Oversized

Lot

Lot Size (acres) 0.3409
Lot Size Source Appraiser
Lot Features Cul De Sac, Greenbelt, Subdivision, Backs To Greenbelt Park, Pond On Lot
Direction Faces West

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Cypress Crk Lakes Sec 18
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric, Zoned
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Insulation, Thermostat

HOA / Association

HOA Yes
HOA Fee $1,250
HOA Fee Frequency Annually
HOA Name Cypress Creek Lakes South/Crest
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Clubhouse, Fitness Center, Picnic Area, Playground, Park, Pool, Trails, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $9,565 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.74%
Parcel # 134-560-001-0033
Legal Description LT 33 BLK 1 CYPRESS CREEK LAKES SEC 18
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 4

Family Room 15x11
Dining Room 11x10
Primary Bedroom 17x13
Office 11x11

Second level · 5

Bedroom 12x11
Bedroom 12x12
Bedroom 12x11
Game Room 18x16
Media Room 18x14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8475
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 433 CountyHarris TCEQ District ID3737173 Bonded indebtedness$200,000,000 Current year rate FetchedApr 23, 2026
● Rate not extracted
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8475 Resolved MUD jurisdiction Harris County MUD 433 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,100
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,303 Property tax$797 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,100
Yearly HOA fee $1,250

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6882%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.85%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$1,250
ANNUALLY
Association nameCypress Creek Lakes South/Crest Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
· 0.0mi
Greenhouse Park · 0.7mi
· 0.0mi
gym
· 0.5mi
Life Time · 1.0mi
· 1.3mi
coffee
L3 Craft Coffee · 0.8mi
Starbucks · 1.7mi
Black Rock Coffee · 2.0mi
place_of_worship
CyLife Church · 0.9mi
TheMET Church - Cypress Campus · 1.0mi
Foundry Church · 1.3mi
bank
Chase · 0.9mi
Wells Fargo Bank · 3.0mi
TECU Credit Union · 1.8mi
grocery
· 1.0mi
H-E-B · 1.0mi
Trader Joe's · 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cypress Crk Lakes Sec 18
TIER: SUBDIVISION
Subdivision name (MLS)Cypress Crk Lakes Sec 18 City · ZIPCypress · 77433 CountyHarris Listings in subdivision9 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2010s 1

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 13
· Cypress
Distance
1.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543007 · ACS 2023
Median HH income
$172,894
ACS 2023
Median home value
$460,100
Census self-report
Owner-occupied
84%
6,609 housing units
Bachelor's+
61%
Adults 25+
Median age
34.8
Population 22,581
Work from home
47%
of commuters
Commute 45min+
11%
of commuters
Below poverty
3.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10546 Hartfield Bluff Lane, Cypress, TX 77433
Harris County · 29.93°N, 95.71°W
park
0.0 mi · 9 within 2 mi
gym
0.5 mi · 1 within 2 mi
coffee
L3 Craft Coffee
0.8 mi · 1 within 2 mi
restaurant
Layne's Chicken Fingers
0.9 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 23, 2026 Listed $550,000 Colleen Hawkins
Dec 31, 2013 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Colleen Hawkins · HomeSmart
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 21, 2026.
MLS# 12442541 · LIST DATE: Jul 23, 2026 · PARCEL: 134-560-001-0033
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity