Homes for Sale/Harris County/Cypress/Cypress Creek Lakes
Active MLS #31435167 · 53 days on market

10630 Cortland Ridge Lane

Cypress, TX 77433
Subdivision  ·  Cypress Creek Lakes
List Price
$539,000
$148/SF · 22.8% below neighborhood median
Beds
5
Baths
4
Sq Ft
3,646
Built
2008
Lot
0.17 ac
Garage
3-car
County
Harris
Tax Rate
1.63%

Schools

§ 03
District
Elementary WARNER EL A
Middle SMITH MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Exceptional space and value in sought-after Cypress Creek Lakes! Offered at approximately $148 per sq. ft., this 3,646-sq.-ft., 5-bedroom, 3.5-bath home delivers room to grow with generously sized bedrooms and flexible living spaces. Soaring ceilings enhance the spacious family room, which opens to a well-appointed kitchen with stainless appliances, island, breakfast bar, and abundant storage. A dedicated home office, upstairs game room and formal dining provide space for work, play and entertaining. The first-floor primary suite offers a private retreat with dual vanities, soaking tub, walk-in shower, and walk-in closet. The 3-car garage provides exceptional parking and extra storage. Enjoy Cypress Creek Lakes amenities including lakes, trails, pools, splash pads, parks and recreation center. Convenient to US-290, SH-99, shopping, dining and The Boardwalk at Towne Lake, zoned to highly rated Cy-Fair ISD schools. Roof approximately 5 years old, very well-maintained home.

Features

§ 02

Interior

  • Breakfast Bar
  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Pantry
  • Solid Surface Counters
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Walk In Closets
  • Window Treatments
  • Programmable Thermostat

Exterior & lot

  • Covered Patio
  • Fully Fenced
  • Fence
  • Patio
  • Subdivision
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Clubhouse
  • Playground
  • Park
  • Trails
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2008
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,646 sq ft
Living Area Source Appraiser
Building Area Total 3,646 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 13

Interior

Interior Features Breakfast Bar, Crown Molding, Double Vanity, Entrance Foyer, En Suite Bathroom, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Pantry, Solid Surface Counters, Soaking Tub, Separate Shower, Tub Shower, Walk In Closets, Window Treatments, Programmable Thermostat
Flooring Carpet, Laminate, Tile
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Fully Fenced, Fence, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1653
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Cypress Creek Lakes
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric, Attic Fan
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $900
HOA Fee Frequency Annually
HOA Name Cypress Creek Lakes HOA
Fee Includes Clubhouse, Recreation Facilities
Amenities Clubhouse, Playground, Park, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $8,805 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.63%
Parcel # 128-426-004-0007
Legal Description LT 7 BLK 4 CYPRESS CREEK LAKES SEC 7
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 13 rooms · MLS-supplied

Main level · 8

Office 12 x 11
Dining Room 13 x 11
Kitchen 15 x 12
Breakfast Room Nook 9 x 9
Living Room 14 x 17
Primary Bedroom 16 x 13
Primary Bathroom 14 x 9
Utility Room 9 x 5

Second level · 5

Bedroom 16 x 11
Bedroom 12 x 15
Bedroom 14 x 11
Bedroom 12 x 10
Bathroom 7 x 6

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.5500
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 374 CountyHarris TCEQ District ID3738402 Bonded indebtedness Current year rate FetchedApr 28, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.5200 Resolved MUD jurisdiction Harris County MUD 374 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,971
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,237 Property tax$734 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,971
Yearly HOA fee $900

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3607%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.52%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$900
ANNUALLY
Association nameCypress Creek Lakes HOA Management co.Crest Management Websitevisit Phone Cert on filehoa.texas.gov
Fee includes
Clubhouse · RecreationFacilities
● Community amenities
park
· 0.1mi
· 0.1mi
Greenhouse Park · 0.7mi
gym
· 0.7mi
· 0.7mi
Some Like It Hot Yoga & Fitness · 2.0mi
grocery
· 0.7mi
· 0.9mi
H-E-B · 0.8mi
restaurant
McDonald's · 0.7mi
McDonald's · 0.9mi
Russo's New York Pizzeria · 0.8mi
coffee
L3 Craft Coffee · 0.8mi
Starbucks · 1.7mi
pharmacy
H-E-B Pharmacy · 0.8mi
CVS Pharmacy · 0.8mi
H-E-B Pharmacy · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $191/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Cypress Creek Lakes
TIER: SUBDIVISION
Subdivision name (MLS)Cypress Creek Lakes City · ZIPCypress · 77433 CountyHarris Listings in subdivision1,641 Active now16 Sold (last 12 mo)38 Curated amenities60
● Year-built distribution
2005s 2 2010s 9 2015s 5

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 13
· Cypress
Distance
1.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543007 · ACS 2023
Median HH income
$172,894
ACS 2023
Median home value
$460,100
Census self-report
Owner-occupied
84%
6,609 housing units
Bachelor's+
61%
Adults 25+
Median age
34.8
Population 22,581
Work from home
47%
of commuters
Commute 45min+
11%
of commuters
Below poverty
3.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10630 Cortland Ridge Lane, Cypress, TX 77433
Harris County · 29.93°N, 95.71°W
park
0.1 mi · 12 within 2 mi
gym
0.7 mi · 2 within 2 mi
grocery
0.7 mi · 1 within 2 mi
restaurant
McDonald's
0.7 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 1, 2026 Listed $539,000 Jon Bouche
Dec 31, 2007 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jon Bouche · Connect Realty.com
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 14, 2026.
MLS# 31435167 · LIST DATE: Aug 1, 2026 · PARCEL: 128-426-004-0007
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity