Homes for Sale/Harris County/Houston/Riata Ranch Sec 5
Active MLS #59993559 · 15 days on market

10638 Desert Springs Circle

Houston, TX 77095
Subdivision  ·  Riata Ranch Sec 5
List Price
$309,000
$196/SF · 37.5% above neighborhood median
Beds
3
Baths
2
Sq Ft
1,580
Built
2000
Lot
0.15 ac
Garage
2-car
County
Harris
Tax Rate
2.07%

Schools

§ 03
District
Elementary WOODARD EL A
Middle SPILLANE MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This amazing 3-bedroom, 2-bathroom home on a quiet street in Riata Ranch welcomes you with a charming brick front porch and stylish wood-look tile throughout. The front of the home features two guest bedrooms with ceiling fans and walk-in closets, sharing a bathroom upgraded with granite countertops. The kitchen is a chef’s dream, featuring an upgraded gas stove with double ovens, ample cabinetry, and a pantry, all adjacent to a bright dining room. The primary suite is a true sanctuary, boasting an attached retreat with a soaking tub, step-in shower, dual sinks, and a large walk-in closet. Step outside to find an oversized back patio equipped with fans, overlooking a lush green yard with mature trees—perfect for play and relaxation. This home perfectly blends functional living with elegant upgrades in a peaceful neighborhood setting. Beautiful back alley for an oversized dog park, or a secret path for your special outdoor entertainment!

Features

§ 02

Interior

  • All Bedrooms Down
  • Granite Counters
  • Double Oven
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Tile
  • Heat: Central
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Gas Dryer Hookup

Exterior & lot

  • Covered Patio
  • Fence
  • Porch
  • Patio
  • Private Yard
  • Subdivision
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2000
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,580 sq ft
Living Area Source Appraiser
Building Area Total 1,580 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 6
Fireplaces 1

Interior

Interior Features All Bedrooms Down, Granite Counters
Flooring Tile
Appliances Double Oven, Dishwasher, Disposal, Gas Oven, Gas Range, Microwave
Laundry Washer Hookup, Gas Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Fence, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1550
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 8
MLS Area Minor Copperfield Area
Subdivision Riata Ranch Sec 5
Postal Code 77095

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $866
HOA Fee Frequency Annually
HOA Name FirstService Residential

Taxes, Terms & Disclosures

Tax Annual Amount $6,381 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.07%
Parcel # 119-788-005-0025
Legal Description LT 25 BLK 5 RIATA RANCH SEC 5
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 6

Family Room 17 x 15
Primary Bedroom 17 x 12
Dining Room 13 x 9
Kitchen 16 x 15
Bedroom 11 x 10
Bedroom 11 x 11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.4800 Resolved MUD jurisdiction Harris County MUD 196 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.5000
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32064087821 Filed underHarris County Municipal Utility District #196 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,387
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,855 Property tax$532 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,387
Yearly HOA fee $866

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.3207%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.48%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$866
ANNUALLY
Association nameFirstService Residential Management co. Website Phone Cert on filepending
● Community amenities
park
The Grove Park · 0.1mi
Riata Ranch Park · 0.3mi
· 0.3mi
coffee
Black Rock Coffee · 0.3mi
Starbucks · 1.4mi
Starbucks · 1.7mi
gas_station
Exxon · 0.4mi
Walmart · 0.5mi
Chevron · 0.7mi
restaurant
Crazy Cajun Seafood Shoppe · 0.4mi
Pizza Twist · 0.5mi
Black Rock Coffee · 0.5mi
post_office
Pak & Ship · 0.5mi
United States Postal Service · 2.9mi
USPS Copperfield Annex · 3.1mi
bank
Regions Bank · 0.5mi
Chase Bank · 1.6mi
Wells Fargo Bank · 2.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $142/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
RIATA RANCH SEC 5
TIER: SUBDIVISION
Subdivision name (MLS)RIATA RANCH SEC 5 City · ZIPHouston · 77095 CountyHarris Listings in subdivision58 Active now2 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2000s 2

Fire Protection

§ 11
Nearest station
Cy-Fair Volunteer Fire Department Communications Center
Cy-Fair Volunteer Fire Department · Houston
Distance
1.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201541007 · ACS 2023
Median HH income
$124,707
ACS 2023
Median home value
$326,400
Census self-report
Owner-occupied
86%
2,307 housing units
Bachelor's+
45%
Adults 25+
Median age
40.3
Population 7,027
Work from home
15%
of commuters
Commute 45min+
6%
of commuters
Below poverty
9.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10638 Desert Springs Circle, Houston, TX 77095
Harris County · 29.93°N, 95.67°W
park
The Grove Park
0.1 mi · 5 within 2 mi
coffee
Black Rock Coffee
0.3 mi · 1 within 2 mi
gas_station
Exxon
0.4 mi · 4 within 2 mi
restaurant
Crazy Cajun Seafood Shoppe
0.4 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 9, 2026 Listed $309,000 Kelvin Louie
Dec 31, 1999 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Kelvin Louie · SKW Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 11, 2026.
MLS# 59993559 · LIST DATE: Sep 9, 2026 · PARCEL: 119-788-005-0025
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity