Homes for Sale/Harris County/Cypress/Towne Lake Sec 42
Active MLS #42711624 · 97 days on market

10707 Hilltop Harbor Way

Cypress, TX 77433
Subdivision  ·  Towne Lake Sec 42
List Price
$549,000
$255/SF · 6.7% above neighborhood median
Beds
4
Baths
3
Sq Ft
2,154
Built
2020
Lot
0.18 ac
Garage
2-car
County
Harris
Tax Rate
2.40%

Schools

§ 03
District
Elementary RENNELL EL A
Middle ANTHONY MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Nestled within the highly sought-after Towne Lake community, this beautiful home offers more than just a place to live. Thoughtfully designed with modern finishes, spacious living areas, and an inviting layout, the home is ideal for both everyday living and entertaining. While comfortable gathering spaces create a warm and welcoming atmosphere for family and guests, this home features a private suite ideal for multigenerational living. Beyond the home itself, residents enjoy scenic lakes, miles of walking trails, parks, playgrounds, resort-style pools, and community gathering spaces designed for recreation and relaxation. Photos showcase the beautiful property and nearby amenities, highlighting the community's picturesque waterways, abundant green spaces, and thoughtfully planned amenities. Whether you're enjoying outdoor activities, community events, or simply relaxing at home, this property offers the perfect balance of comfort and convenience.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Electric
  • Heat: Other
  • Cool: Central Air
  • Cool: Gas

Exterior & lot

  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2020
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,154 sq ft
Living Area Source Appraiser
Building Area Total 2,154 sq ft
Foundation Slab
Construction Brick, Other, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 6
Fireplaces 1

Exterior

Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1793
Lot Size Source Appraiser
Lot Features Subdivision

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Towne Lake Sec 42
Postal Code 77433

Utilities

Heating Central, Electric, Other
Cooling Central Air, Gas
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $2,616
HOA Fee Frequency Annually
HOA Name Townlake Community Association, I
Fee Includes Other

Taxes, Terms & Disclosures

Tax Annual Amount $13,169
Tax Year 2025
Tax Rate (est.) 2.40%
Parcel # 138-380-001-0051
Legal Description LT 51 BLK 1 TOWNE LAKE SEC 42
Listing Terms Assumable, Cash, Conventional, FHA, Va Loan
Lease Considered Yes
Disclosures Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 6

Primary Bedroom 14 x 17
Bedroom 10 x 11
Family Room 22 x 16
Kitchen 18 x 10
Bedroom 11 x 12
Bedroom 11 x 12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8200
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 502 CountyHarris TCEQ District ID3737122 Bonded indebtedness Current year rate FetchedApr 28, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7700 Resolved MUD jurisdiction Harris County MUD 502 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,394
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,297 Property tax$1,097 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,394
Yearly HOA fee $2,616

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6107%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.77%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$2,616
ANNUALLY
Association nameTownlake Community Association, I Management co. Website Phone Cert on filemls-trestle
Fee includes
Other
● Community amenities
park
Greenhouse Park · 0.3mi
· 0.4mi
· 0.4mi
gym
· 0.5mi
The Boardwalk at Towne Lake · 0.7mi
Master Kim's Taekwando · 1.8mi
restaurant
Torchy's Tacos · 0.7mi
Union Kitchen · 0.8mi
Chick-fil-A · 0.8mi
grocery
Trader Joe's · 0.9mi
Kroger Marketplace · 0.9mi
Walmart Neighborhood Market · 1.1mi
urgent_care
AFC Urgent Care Cypress · 1.0mi
Neighbors Emergency Center · 5.7mi
CareNow Urgent Care - Cypress · 1.5mi
coffee
Starbucks · 1.0mi
Black Rock Coffee · 1.1mi
Starbucks · 1.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $239/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Towne Lake Sec 42
TIER: NEIGHBORHOOD
Subdivision name (MLS)Towne Lake Sec 42 City · ZIPCypress · 77433 CountyHarris Listings in subdivision50 Active now3 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2015s 1 2020s 2

Fire Protection

§ 11
Nearest station
CY-Fair VFD Station 11
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543007 · ACS 2023
Median HH income
$172,894
ACS 2023
Median home value
$460,100
Census self-report
Owner-occupied
84%
6,609 housing units
Bachelor's+
61%
Adults 25+
Median age
34.8
Population 22,581
Work from home
47%
of commuters
Commute 45min+
11%
of commuters
Below poverty
3.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10707 Hilltop Harbor Way, Cypress, TX 77433
Harris County · 29.93°N, 95.69°W
park
Greenhouse Park
0.3 mi · 8 within 2 mi
gym
0.5 mi · 2 within 2 mi
restaurant
Torchy's Tacos
0.7 mi · 6 within 2 mi
grocery
Trader Joe's
0.9 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 18, 2026 Listed $549,000 Anisa Alagna
Dec 31, 2019 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Anisa Alagna · Keller Williams Realty The Woodlands
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jun 19, 2026.
MLS# 42711624 · LIST DATE: Jun 18, 2026 · PARCEL: 138-380-001-0051
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity