Homes for Sale/Montgomery County/Conroe/Pine Lake Cove
Active MLS #42041057 · 117 days on market

108 Clay Creek Lane

Conroe, TX 77316
Subdivision  ·  Pine Lake Cove
List Price
$259,900
$181/SF · 13.1% above neighborhood median
Beds
3
Baths
2
Sq Ft
1,439
Built
2022
Lot
0.12 ac
Garage
2-car
County
Montgomery
Tax Rate
1.77%

Schools

§ 03
District
Elementary CREEKSIDE EL C
Middle OAK HILLS J H A
High LAKE CREEK H S CCMR 91% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Priced To Sell !! Reduced Below Appraisal !! Immaculate, Barely Lived In 1-Story Energy Efficient Meritage Home in Pine Lake Cove. 3 Bedrooms + 2 Full Baths. Open Plan is Perfect for Entertaining. Extended Drftwood EVP Flooring through-out. Carpet in the Bedrooms. White Linen Cabinets with White Niagra Quartz Countertops, Gas Cooktop and Large Island with Seating. Large Primary Bedroom with En-Suite Bath with Separate Shower, Garden Tub + Walk-In Closet. Washer, Dryer and Refrigerator will Stay with the Home. 6 Zone Sprinkler System. Gutters on Sides and Rear of Home. Covered Front and Rear Patio's. Enjoy Your Private Backyard with No Rear Neighbor and a High Privacy Fence. Located in Montgomery, Pine Lake Cove is just minutes to Lake Conroe and is Zoned to highly sought-after Montgomery ISD. Must See this Move - In Ready Beautiful Home!

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • Kitchen Island
  • Kitchen Family Room Combo
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Window Treatments
  • Ceiling Fans
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Dryer
  • Refrigerator
  • Washer

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Subdivision
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2022
Year Built Source PublicRecords
New Construction No
Builder Name Meritage Homes

Building

Stories 1
Levels One
Living Area 1,439 sq ft
Living Area Source Appraiser
Building Area Total 1,439 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 6

Interior

Interior Features Breakfast Bar, Double Vanity, Kitchen Island, Kitchen Family Room Combo, Pantry, Soaking Tub, Separate Shower, Tub Shower, Window Treatments, Ceiling Fans
Flooring Carpet
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Security System Owned, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Deck, Fence, Sprinkler Irrigation, Patio
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.1183
Lot Size Source Appraiser
Lot Features Subdivision
Additional Parcels Yes
Additional Parcel Info 79350403900

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Pine Lake Cove
Road Surface Concrete
Postal Code 77316

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Windows

HOA / Association

HOA Yes
HOA Fee $1,200
HOA Fee Frequency Annually
HOA Name IMC Property Management

Taxes, Terms & Disclosures

Tax Annual Amount $4,612 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.77%
Parcel # 523703
Legal Description S793504 - PINE LAKE COVE 04, BLOCK 2, LOT 19
Listing Terms Assumable, Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 6

Primary Bedroom 15X11
Den 12X14
Breakfast Room Nook 14X8
Kitchen 16X9
Bedroom 10X9
Bedroom 10X9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.8800 Resolved MUD jurisdiction Montgomery County MUD 138 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.8800
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065108055 Filed underMontgomery County Municipal Utility District #138 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,945
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,561 Property tax$384 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,945
Yearly HOA fee $1,200

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.8227%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.88%
→ stable
School
1.09%
→ stable
City
0.43%
→ stable
County
0.38%
→ stable
Other districts
0.05%
→ stable

HOA & Community

§ 05
● HOA details
$1,200
ANNUALLY
Association nameIMC Property Management Management co. Websitevisit Phone(832) 255-6787 Cert on filetx_comptroller
● Community amenities
daycare
Raising Arrows In-home Daycare · 0.3mi
Raising Arrows In-home Daycare · 0.3mi
Swingin' Fun by Crystal, LLC · 0.4mi
gym
Montgomery Gymnastics Academy · 0.4mi
Montgomery Gymnastics Academy · 0.4mi
Fearless Boxing Gym · 0.4mi
bank
Austin Bank · 0.4mi
Austin Bank · 0.4mi
Chase Bank · 0.7mi
veterinary
Animal Hospital of Montgomery · 0.5mi
Animal Hospital of Montgomery · 0.6mi
Wags 2 Whiskers Veterinary Hospital · 0.9mi
gas_station
Circle K · 0.6mi
Exxon · 0.8mi
grocery
Circle K · 0.7mi
Circle K · 0.8mi
Walmart Supercenter · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $160/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Pine Lake Cove
TIER: SUBDIVISION
Subdivision name (MLS)Pine Lake Cove City · ZIPMontgomery · 77316 CountyMontgomery Listings in subdivision790 Active now43 Sold (last 12 mo)130 Curated amenities60
● Year-built distribution
2020s 13 2025s 30

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 51
· Montgomery
Distance
2.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694403 · ACS 2023
Median HH income
$75,433
ACS 2023
Median home value
$227,800
Census self-report
Owner-occupied
73%
1,225 housing units
Bachelor's+
26%
Adults 25+
Median age
37.3
Population 3,012
Work from home
15%
of commuters
Commute 45min+
24%
of commuters
Below poverty
13.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
108 Clay Creek Lane, Conroe, TX 77316
Montgomery County · 30.38°N, 95.65°W
daycare
Raising Arrows In-home Daycare
0.3 mi · 6 within 2 mi
gym
Montgomery Gymnastics Academy
0.4 mi · 8 within 2 mi
bank
Austin Bank
0.4 mi · 2 within 2 mi
veterinary
Animal Hospital of Montgomery
0.5 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 29, 2026 Listed $259,900 Danielle Jeggle
Dec 31, 2021 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Danielle Jeggle · RE/MAX Integrity
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated May 31, 2026.
MLS# 42041057 · LIST DATE: May 29, 2026 · PARCEL: 523703
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity