Homes for Sale/Galveston County/Gilchrist/Canal City
Active MLS #49042172 · 535 days on market

1086 Pennington Street

Gilchrist, TX 77617
Subdivision  ·  Canal City
List Price
$599,900
$385/SF
Beds
4
Baths
3
Sq Ft
1,560
Built
2016
Lot
0.54 ac
Garage
1-car
County
Galveston
Tax Rate
1.71%

Schools

§ 03
District
Elementary HIGH ISLAND SCHOOL N/R
Middle HIGH ISLAND SCHOOL N/R
High HIGH ISLAND SCHOOL CCMR 76% · Grad 100% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Fabulous fully fenced canal front dream home on 3 lots! Over 1/2 acre of canal front property with double decks + screened porch for the most incredible beach & bay views! Home is meticulous! Huge open LR/DR/Kit, high ceilings, cozy screened porch off the living room to enjoy those sunrises with coffee! Exquisitely furnished throughout with top-of-the-line fixtures and finishes! Kit is a dream with large island, extra bar seating, DR lg table for big gatherings, huge LR w/super comfy furnishings PLUS seating on the screened porch. Tons of windows to enjoy views from all around! And that's just the upstairs! Downstairs area offers tiki bar, sand shower, plenty of parking & huge open area for entertaining! The garage is the perfect size to store those big boy beach toys! This home is perfectly placed to enjoy watching beach waves as well as the activity on the Intracoastal Waterways! There is even a private boat launch in this community! Enjoy fishing/crabbing right from your backyard!

Features

§ 02

Interior

  • Breakfast Bar
  • Ceiling Fans
  • Dishwasher
  • Free Standing Range
  • Microwave
  • Oven
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

  • Fully Fenced
  • Waterfront
  • Roof: Composition
  • Attached
  • Garage

Community

  • Beach Rights
  • Beach Access
  • Boat Ramp
  • Bay
  • Beach
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2016
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,560 sq ft
Living Area Source Appraiser
Building Area Total 1,560 sq ft
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 6

Interior

Interior Features Breakfast Bar, Ceiling Fans
Appliances Dishwasher, Free Standing Range, Microwave, Oven
Laundry Washer Hookup, Electric Dryer Hookup

Exterior

Exterior Features Fully Fenced
Pool Private No
Waterfront Yes
Waterfront Features Canal Front, Waterfront
View Yes
View Type Bay, Beach

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.5373
Lot Size Source Appraiser
Lot Features Waterfront

Location

County Galveston
MLS Area Major 33
MLS Area Minor Gilchrist
Subdivision Canal City
Postal Code 77617

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Aerobic Septic

HOA / Association

HOA Yes
HOA Fee $1,200
HOA Fee Frequency Annually
HOA Name Canal City HOA
Amenities Beach Rights, Beach Access, Boat Ramp

Taxes, Terms & Disclosures

Tax Annual Amount $10,269
Tax Year 2024
Tax Rate (est.) 1.71%
Parcel # 2205-0000-0014-000
Legal Description ABST 52 J DUNMAN SUR LOTS 14,15 & 16 CANAL CITY
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 6

Living Room 23 x 19 DR/LR
Kitchen 19 x 10
Primary Bedroom 13 x 13
Bedroom 13 x 10
Bedroom 13 x 10
Bedroom 13 x 10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,458
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,602 Property tax$856 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,458
Yearly HOA fee $1,200

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.5430%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.16%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.06%
→ stable

HOA & Community

§ 05
● HOA details
$1,200
ANNUALLY
Association nameCanal City HOA Management co. Website Phone Cert on filepending
● Community amenities
restaurant
JayLa's Bar & Grill · 2.0mi
Stingaree · 8.6mi
grocery
· 5.2mi
place_of_worship
First Baptist Church · 5.4mi
First United Methodist · 5.4mi
First United Pentecostal · 5.6mi
park
· 5.5mi
bank
Valero Corner Mart · 8.4mi
ATM (ATM Link, Inc.) · 8.4mi
Neches go Atm · 9.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
Rural Telecommunications of America
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 17.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Canal City
TIER: SUBDIVISION
Subdivision name (MLS)Canal City City · ZIPGilchrist · 77617 CountyGalveston Listings in subdivision387 Active now35 Sold (last 12 mo)12 Curated amenities12
● Year-built distribution
2000s 1 2005s 1 2010s 2 2015s 1 2020s 1

Fire Protection

§ 11
Nearest station
High Island Fire Department
Distance
5.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
1086 Pennington Street, Gilchrist, TX 77617
Galveston County · 29.52°N, 94.47°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 7, 2025 Listed $599,900 Monica DeMore
Dec 31, 2015 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Monica DeMore · BuyCrystalBeach.com
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 2, 2026.
MLS# 49042172 · LIST DATE: Apr 7, 2025 · PARCEL: 2205-0000-0014-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 3:54 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity