Schools

§ 03

District

Elementary	HIGH ISLAND SCHOOL	N/R
Middle	HIGH ISLAND SCHOOL	N/R
High	HIGH ISLAND SCHOOL CCMR 76% · Grad 100%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Located in the tranquil Villas of Rollover Bay community, this property seamlessly combines coastal charm and modern amenities. Enjoy stunning views of the Intracoastal Waterway and beach from this 2-bedroom home with a 122 sq ft loft, perfect for families seeking a peaceful retreat. Each bedroom boasts an ensuite bath for added convenience. RV hookups are available for expanding the living space, ideal for hosting gatherings with loved ones. Some of the community amenities: ponds, pavilion, observatory deck, splash pad, BBQ and lounging areas. Easy golf cart ride to beach.

Features

§ 02

Interior

Dishwasher
Microwave
Heat: Central
Heat: Electric
Cool: Central Air
Cool: Electric

Exterior & lot

Subdivision
Roof: Composition

Community

Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Other
Year Built	2023
Year Built Source	PublicRecords
New Construction	No

Building

Stories	1
Levels	One
Living Area	792 sq ft
Living Area Source	Appraiser
Building Area Total	792 sq ft
Construction	Cement Siding
Roof	Composition

Rooms & Baths

Bedrooms	2
Bathrooms (total)	2
Bathrooms Full	2
Bathrooms Half	0
Rooms Total	2

Interior

Appliances

Dishwasher, Microwave

Exterior

Pool Private

No

Parking & Garage

Garage Spaces

0

Lot

Lot Size (acres)	0.1148
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Galveston
MLS Area Major	33
MLS Area Minor	Caplen
Subdivision	North Caplen
Postal Code	77617

Utilities

Heating	Central, Electric
Cooling	Central Air, Electric
Sewer	Septic Tank

HOA / Association

HOA	Yes
HOA Fee	$850
HOA Fee Frequency	Annually
HOA Name	Villas at Rollove Bay

Taxes, Terms & Disclosures

Tax Annual Amount	$4,288
Tax Year	2025
Tax Rate (est.)	1.31%
Parcel #	5350-0000-0004-000
Legal Description	ABST 64 PAGE 3 & 4 LOT 4 NORTH CAPLEN ADDN
Lease Considered	No
Disclosures	Seller Disclosure

Room Layout

§ 04 · 2 rooms · MLS-supplied

Main level · 2

Primary Bedroom	9x10
Bedroom	9x10

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,321

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,964 Property tax$357 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,321

Yearly HOA fee $850

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.5430%

ALL 4 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.16%

→ stable

City

—

→ stable

County

0.32%

→ stable

Other districts

0.06%

→ stable

HOA & Community

§ 05

● HOA details

$850

ANNUALLY

Association nameVillas at Rollove Bay Management co.— Website— Phone— Cert on filepending

● Community amenities

restaurant

JayLa's Bar & Grill · 1.5mi
Stingaree · 5.3mi
Tia Juanita's Fish Camp · 6.7mi

bank

Valero Corner Mart · 5.0mi
ATM (ATM Link, Inc.) · 5.0mi
Neches go Atm · 6.0mi

gym

Sweat Fitness · 6.8mi

post_office

United States Postal Service · 7.4mi

grocery

Swede's Quick Stop · 7.8mi
· 8.6mi
TJ's Discount Groceries · 8.9mi

place_of_worship

First Baptist Church · 8.9mi
First United Methodist · 8.8mi
First United Pentecostal · 9.0mi

Broadband & Connectivity

§ 06

Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08

V

FEMA Zone

Zone VE · Coastal High Hazard

Coastal wave-action hazard zone. Flood insurance required.

PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1

🌡 Heat days >95°F

6 days/yr above 95°F

Plus 0 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 44 · Good

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

North Caplen

TIER: SUBDIVISION

Subdivision name (MLS)North Caplen City · ZIPGilchrist · 77617 CountyGalveston Listings in subdivision69 Active now7 Sold (last 12 mo)4 Curated amenities19

● Year-built distribution

2020s 6

Fire Protection

§ 11

Nearest station

Crystal Beach Volunteer Fire Department and Emergency Medical Services

· Crystal Beach

Distance

7.8 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023

Median HH income

$71,970

ACS 2023

Median home value

$316,400

Census self-report

Owner-occupied

43%

3,275 housing units

Bachelor's+

13%

Adults 25+

Median age

62.6

Population 2,995

Work from home

9%

of commuters

Commute 45min+

38%

of commuters

Below poverty

11.0%

tract-level

Amenities & Nearby Places

§ 13

Grocery

None within 1.5 mi

Schools

None within 1.5 mi

Parks

Rollover Island

1.4 mi · 1 within 1.5 mi

Restaurants

JayLa’s Bar & Grill

1.5 mi · 1 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

None within 1.5 mi

Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13

● This Home

1087 Shady Lane, Gilchrist, TX 77617

Galveston County · 29.50°N, 94.52°W

restaurant

JayLa's Bar & Grill

1.5 mi · 1 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.