Homes for Sale/Montgomery County/Willis/French Quarter On Lake Conroe
Active MLS #27273692 · 131 days on market

10896 DECATUR Street

Willis, TX 77318
Subdivision  ·  French Quarter On Lake Conroe
List Price
$1.26M
$289/SF
Beds
4
Baths
4
Sq Ft
4,374
Built
2007
Lot
0.34 ac
Garage
2-car
County
Montgomery
Tax Rate
1.38%

Schools

§ 03
District
Elementary EDDIE RUTH LAGWAY EL A
Middle HOMER CALFEE MIDDLE N/R
High WILLIS H S CCMR 91% · Grad 95% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Nestled at the end of a deep-water canal, this stunning home boasts panoramic water views from its large picture windows. The upper level features a formal dining area, study, family room with fireplace, kitchen, breakfast nook, primary suite, guest bedroom with full bath, and a balcony with breathtaking views. Descend the spiral staircase to find 2 bedrooms, full bath, game room, and hidden media room. Step outside to a covered area leading to your private dock with boat slip. Updates include a new roof, gutters, wood bulkhead, decking, and HVAC systems. Meticulously maintained, this home is a waterfront paradise not to be missed! Exterior gas line and wine fridge on both levels. Don't miss the attached video and feature sheet. THE FENCED LOT NEXT DOOR IS AVAILABLE. LOT 3. PROPERTY ID 308957. Perfect for a casita and pool, see renderings in the photos. VA ASSUMABLE LOAN OPORTUNITY. QUALIFIED BUYERS MAY ASSUME THE SELLER'S EXISTING VA LOAN AT 3.5% IINTEREST SUBJECT TO VA ELIGIBILITY.

Features

§ 02

Interior

  • Balcony
  • Bedroomon Upper Level
  • Crown Molding
  • Dry Bar
  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Full Bath On Main Level
  • Granite Counters
  • High Ceilings
  • Jetted Tub
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pots And Pan Drawers
  • Sitting Area In Primary
  • Separate Shower
  • Two Bedrooms Down
  • Tub Shower

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Cleared
  • Subdivision
  • Views
  • Waterfront
  • Pond On Lot
  • Side Yard
  • None
  • Covered
  • Mosquito System
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Foundation: Slab

Community

  • Boat Dock
  • Marina
  • Boat Ramp
  • Clubhouse
  • Controlled Access
  • Pool
  • Trash
  • Gated
  • Security Gate
  • Security System Owned
  • Smoke Detectors
  • Canal
  • Lake
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2007
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 4,374 sq ft
Living Area Source Appraiser
Building Area Total 4,374 sq ft
Foundation Pillar Post Pier, Slab
Construction Cement Siding, Stucco, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bedrooms Possible 5
Bathrooms (total) 4
Bathrooms Full 4
Bathrooms Half 0
Rooms Total 11
Fireplaces 1
Fireplace Features Gas, Gas Log

Interior

Interior Features Balcony, Bedroomon Upper Level, Crown Molding, Dry Bar, Double Vanity, Entrance Foyer, En Suite Bathroom, Full Bath On Main Level, Granite Counters, High Ceilings, Jetted Tub, Kitchen Family Room Combo, Main Level Primary, Pots And Pan Drawers, Sitting Area In Primary, Separate Shower, Two Bedrooms Down, Tub Shower, Vanity, Walk In Pantry, Walk In Closets
Flooring Carpet, Marble, Travertine
Appliances Convection Oven, Double Oven, Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Refrigerator, Water Softener Owned, Tankless Water Heater, Wine Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Security Gate, Security System Owned, Controlled Access, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Balcony, Covered Patio, Deck, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Mosquito System, Patio
Fencing None
Pool Private No
Pool Features Association
Waterfront Yes
Waterfront Features Boat Dock Slip, Bulkhead, Canal Front, Lake, Lake Front, Waterfront
View Yes
View Type Canal, Lake, Water

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Additional Parking, Attached, Circular Driveway, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.3365
Lot Size Source Appraiser
Lot Features Cleared, Subdivision, Views, Waterfront, Pond On Lot, Side Yard

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision French Quarter On Lake Conroe
Road Surface Concrete
Postal Code 77318

Utilities

Heating Central, Gas
Cooling Central Air, Electric, Attic Fan
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Hvac, Insulation, Lighting, Roof, Thermostat, Water Heater, Windows

HOA / Association

HOA Yes
HOA Fee $1,200
HOA Fee Frequency Annually
HOA Name French Quarter
Fee Includes Clubhouse, Common Areas
Amenities Boat Dock, Marina, Boat Ramp, Clubhouse, Controlled Access, Pool, Trash, Gated

Taxes, Terms & Disclosures

Tax Annual Amount $17,448 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.38%
Parcel # 308956
Legal Description FRENCH QUARTER ON LAKE CONROE 02, BLOCK 6, LOT 2
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Exclusions Disclosure, Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 7

Primary Bedroom 18 x 14
Primary Bathroom 23 x 10
Bedroom 14 x 12
Dining Room 15 x 12
Office 13 x 11
Porch 48 x 12
Utility Room 9 x 8

Second level · 4

Bedroom 12 x 11
Bedroom 15 x 12
Game Room 18 x 15
Media Room 20 x 13

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.6100
TOTAL TAX RATE · PER $100 ASSESSED · 2025
JurisdictionFar Hills Utility District CountyMontgomery TCEQ District ID3023000 Bonded indebtedness$35,200,000 Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.6100 Resolved MUD jurisdiction Far Hills Utility District Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$9,050
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$7,596 Property tax$1,454 Homeowners insuranceTBD
Subtotal (P&I + Tax) $9,050
Yearly HOA fee $1,200

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history
2.2752%
ALL 6 TAXING DISTRICTS · 2025 BILL
20212022202320242025
MUD
→ stable
School
1.03%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.86%
→ stable
YearM&OI&STotal MUD rate
2021 0.3450 0.3250 0.6700
2022 0.2850 0.3550 0.6400
2023 0.3200 0.3200 0.6400
2024 0.3180 0.3200 0.6380
2025 0.3150 0.2950 0.6100

HOA & Community

§ 05
● HOA details
$1,200
ANNUALLY
Association nameFrench Quarter Management co. Website Phone Cert on filehoa.texas.gov
Fee includes
Clubhouse · CommonAreas
● Community amenities
grocery
· 0.8mi
· 0.9mi
· 2.0mi
park
· 0.8mi
· 0.9mi
· 0.9mi
gym
Lion’s Den Fitness · 2.0mi
Lion’s Den Fitness · 2.1mi
Woodland Hills Fitness Center · 2.8mi
veterinary
North Pines Animal Hospital · 2.1mi
North Pines Animal Hospital · 2.2mi
Stone Ridge Veterinary Medical Center · 3.2mi
bank
First Financial Bank · 2.6mi
First Financial Bank · 2.7mi
Entergy Power Plant · 3.2mi
post_office
Lone Star Post, Pack and Parcel · 2.8mi
Lone Star Post, Pack and Parcel · 2.9mi
United States Postal Service · 4.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
Tachus Fiber Internet
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
GSO Satellite
HughesNet
100 / 5 Mbps
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
French Quarter On Lake Conroe
TIER: SUBDIVISION
Subdivision name (MLS)French Quarter On Lake Conroe City · ZIPWillis · 77318 CountyMontgomery Listings in subdivision419 Active now10 Sold (last 12 mo)13 Curated amenities60
● Year-built distribution
2005s 4 2025s 1

Fire Protection

§ 11
Nearest station
Fire Station 7
· Conroe
Distance
1.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694207 · ACS 2023
Median HH income
$132,303
ACS 2023
Median home value
$495,500
Census self-report
Owner-occupied
94%
397 housing units
Bachelor's+
50%
Adults 25+
Median age
57.4
Population 887
Work from home
24%
of commuters
Commute 45min+
4%
of commuters
Below poverty
1.6%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
10896 DECATUR Street, Willis, TX 77318
Montgomery County · 30.40°N, 95.55°W
grocery
0.8 mi · 4 within 2 mi
park
0.8 mi · 11 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 16, 2026 Listed $1.26M Dave Noel
Dec 31, 2006 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Dave Noel · Walzel Properties - Conroe
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 24, 2026.
MLS# 27273692 · LIST DATE: May 16, 2026 · PARCEL: 308956
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity