Schools

§ 03

District

Elementary	BULLARD EL	A
Middle	BULLARD MIDDLE	B
High	BULLARD H S CCMR 86% · Grad 100%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Gorgeous Waterfront Lot in Emerald Bay gated golf course community on Lake Palestine! With approximately 110' of bulk-headed shoreline on a bay & breathtaking open water views across the point, this is a premier lot to build your dream home! (Custom house plans available - see Assoc. Documents.) Emerald Bay point will never be built on, allowing you to position your home at a slant to provide the best views facing SW across the water. Side property line includes the UNRA allocation, extending all the way to the fence. Deep water access for construction of boathouse. Beautiful mature trees. Emerald Bay HOA & Club include clubhouse with indoor & patio casual dining, a well maintained 18-hole golf course, waterfront park area, boat launch & fishing pier, basketball court, tennis-pickle ball court, driving range, swimming pool & playground! Membership is a requirement to own property in this friendly, activity-filled community. Activities for all, 24-7 security, & a convenient location.

Features

§ 02

Interior

Not provided

Exterior & lot

Corner Lot
Level
Other
Subdivision
Waterfront
Association

Community

Beach Rights
Beach Access
Boat Ramp
Clubhouse
Controlled Access
Golf Course
Playground
Pickleball
Pool
Security
Tennis Courts
Gated
Guard

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Exterior

Pool Features	Association
Waterfront	Yes
Waterfront Features	Bulkhead, Bayfront, Lake, Lake Front, Waterfront

Lot

Lot Size (acres)	0.1520
Lot Size Source	Survey
Lot Features	Corner Lot, Level, Other, Subdivision, Waterfront

Location

County	Smith
MLS Area Major	84
Subdivision	Emerald Bay
Road Surface	Asphalt
Postal Code	75757

Utilities

Water Source

Private

HOA / Association

HOA	Yes
HOA Fee	$440
HOA Fee Frequency	Monthly
HOA Name	Emerald Bay
Fee Includes	Clubhouse, Common Areas, Other
Amenities	Beach Rights, Beach Access, Boat Ramp, Clubhouse, Controlled Access, Golf Course, Playground, Pickleball, Pool, Security, Tennis Courts, Gated, Guard

Taxes, Terms & Disclosures

Tax Annual Amount	$4,168
Tax Year	2025
Tax Rate (est.)	0.73%
Parcel #	R249713
Legal Description	EMERALD BAY U-1B LOT 10A.2
Listing Terms	Cash, Conventional
Disclosures	Municipal Utility District Disclosure, Other

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction Emerald Bay MUD Match confidence —

Taxes & Cost of Ownership

§ 04

Tax breakdown not availableWe could not resolve the taxing jurisdictions for this listing. We will enrich this when the county tax roll loads.

HOA & Community

§ 05

● HOA details

$440

MONTHLY

Association nameEmerald Bay Management co.— Website— Phone— Cert on filepending

Fee includes

Clubhouse · CommonAreas · Other

● Community amenities

No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

2,000 Mbps

Fiber available · cable ok
Top fiber: AT&T

Fiber / DSL

AT&T

Speeds per provider

Fixed Wireless

T-Mobile

Speeds per provider

Fixed Wireless

Verizon

Speeds per provider

Satellite

HughesNet

Speeds per provider

Satellite

Starlink

Speeds per provider

Satellite

Viasat Inc

Speeds per provider

Unknown

Brightspeed

Speeds per provider

Unknown

CCECA Broadband

Speeds per provider

+ 1 additional provider(s)

Environmental Risk

§ 08

?

FEMA Zone

Flood zone: not mapped by FEMA for this area

No FEMA digital flood map covers this location, so this property's flood risk has not been established. Verify flood insurance requirements with your lender.

SFHA NOT DETERMINED

🌡 Heat days >95°F

67 days/yr above 95°F

Plus 22 days above 100°F. NOAA station records, 2016-2025 average.

30-day air qualityData not yet available

Drought (current)Data not yet available

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Emerald Bay

TIER: SUBDIVISION

Subdivision name (MLS)Emerald Bay City · ZIPOnalaska · 77360 CountyPolk Listings in subdivision54 Active now6 Sold (last 12 mo)5 Curated amenities0

● Year-built distribution

2025s 1

Fire Protection

§ 11

Nearest station

Bullard Fire Department Station 2

· Bullard

Distance

1.0 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48423001912 · ACS 2023

Median HH income

$80,385

ACS 2023

Median home value

$272,500

Census self-report

Owner-occupied

76%

1,529 housing units

Bachelor's+

42%

Adults 25+

Median age

67.9

Population 2,618

Work from home

26%

of commuters

Commute 45min+

4%

of commuters

Below poverty

3.2%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

109 Key Allegro Drive, Bullard, TX 75757

Smith County · 32.16°N, 95.44°W

No curated amenities within 2 mi yet.

Interactive map coming in v0.2 — currently showing schematic placement.