Schools

§ 03

District

Elementary	SMITH EL	C
Middle	OLLE MIDDLE	F
High	AISD DRAW	N/R

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Step into this modern 4-bedroom, 2.5-bath home located in the gated Panther Oaks community. Built in 2015, this two-story residence offers approximately 1,936 sq ft of living space with an inviting open layout, granite countertops, a walk-in pantry, and easy-care tile throughout the main level. All bedrooms are located upstairs for added privacy, and the primary suite features a walk-in closet with a separate tub and shower. Enjoy a covered patio, spacious backyard, and 2-car attached garage. With a gated entrance and convenient access to Beltway 8, major roads, shopping, and dining, this home offers comfort, convenience, and a great opportunity for its next owner.Schedule your tour today

Features

§ 02

Interior

Dishwasher
Disposal
Microwave
Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab
Garage

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2015
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	1,936 sq ft
Living Area Source	Appraiser
Building Area Total	1,936 sq ft
Foundation	Slab
Construction	Brick
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	3
Bathrooms Full	2
Bathrooms Half	1
Rooms Total	4

Interior

Appliances

Dishwasher, Disposal, Microwave

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Parking Features	Garage

Lot

Lot Size (sq ft)	2,720
Lot Size (acres)	0.0624
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Harris
MLS Area Major	28
MLS Area Minor	Stafford Area
Subdivision	Panther Oaks
Postal Code	77099

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$900
HOA Fee Frequency	Annually
HOA Name	Southwest Lion Oak Assn. LLC

Taxes, Terms & Disclosures

Tax Annual Amount	$6,592 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	2.64%
Parcel #	122-930-001-0056
Legal Description	LT 56 BLK 1 PANTHER OAKS
Lease Considered	No

Room Layout

§ 04 · 4 rooms · MLS-supplied

Second level · 4

Primary Bedroom	14 x 14
Bedroom	14 x 10
Bedroom	13 x 11
Bedroom	11 x 10

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,050

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,501 Property tax$549 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,050

Yearly HOA fee $900

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

2.3541%

ALL 9 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.01%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.97%

→ stable

HOA & Community

§ 05

● HOA details

$900

ANNUALLY

Association nameSouthwest Lion Oak Assn. LLC Management co.— Website— Phone— Cert on filemls-trestle

● Community amenities

place_of_worship

Christian Assembly of Houston Church · 0.1mi
Annointed Word Christian Saint Church · 0.2mi
Islamic Society of Greater Houston · 0.7mi

gas_station

Shell · 0.3mi
Swift · 0.5mi
Mobil · 0.9mi

grocery

· 0.4mi
El Rancho Supermercado · 0.9mi
Mobil Mart · 0.9mi

park

Parkglen Civic Center · 0.7mi
· 0.7mi
· 0.7mi

hospital

El Franco Lee Health Center · 0.9mi
Atrium Medical Center · 1.6mi
Legacy Community Health · 1.9mi

restaurant

Lopez · 1.0mi
Taco Cabana · 0.9mi
McDonald's · 1.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

AT&T

5,000 / 5,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

Copper

AT&T

100 / 20 Mbps

● LOW LATENCY

Licensed Fixed Wireless

T-Mobile

100 / 20 Mbps

● LOW LATENCY

GSO Satellite

Viasat Inc

100 / 3 Mbps

Licensed Fixed Wireless

AT&T

100 / 20 Mbps

● LOW LATENCY

+ 1 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48201C SFHA NO SOURCE 48201C_STUDY1

🌡 Heat days >95°F

72 days/yr above 95°F

Plus 24 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 48 · Good

Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-10-06.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 13, 2026.

Recent Comparable Sales

§ 09

3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

Panther Oaks

TIER: SUBDIVISION

Subdivision name (MLS)Panther Oaks City · ZIPHouston · 77099 CountyHarris Listings in subdivision142 Active now6 Sold (last 12 mo)7 Curated amenities60

● Year-built distribution

2005s 2 2015s 4

Fire Protection

§ 11

Nearest station

Houston Fire Department Station 73

Distance

0.5 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201453405 · ACS 2023

Median HH income

$46,071

ACS 2023

Median home value

$182,300

Census self-report

Owner-occupied

16%

1,536 housing units

Bachelor's+

22%

Adults 25+

Median age

35.8

Population 3,389

Work from home

3%

of commuters

Commute 45min+

2%

of commuters

Below poverty

25.4%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

10913 Panther Court, Houston, TX 77099

Harris County · 29.67°N, 95.57°W

place_of_worship

Christian Assembly of Houston Church

0.1 mi · 4 within 2 mi

gas_station

Shell

0.3 mi · 4 within 2 mi

grocery

—

0.4 mi · 3 within 2 mi

park

—

0.7 mi · 4 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.