Homes for Sale/Galveston County/Gilchrist/Villas at Rollover Bay
Active MLS #51570746 · 45 days on market

1094 Cedar Lane

Gilchrist, TX 77617
Subdivision  ·  Villas at Rollover Bay
List Price
$342,000
$383/SF
Beds
2
Baths
2
Sq Ft
892
Built
2022
Lot
0.11 ac
Garage
1-car
County
Galveston
Tax Rate
1.34%

Schools

§ 03
District
Elementary HIGH ISLAND SCHOOL N/R
Middle HIGH ISLAND SCHOOL N/R
High HIGH ISLAND SCHOOL CCMR 76% · Grad 100% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Never a short-term rental, this original-owner 2023 Gilchrist beach home offers 2 bedrooms, 2 baths, a flexible loft/bonus area & numerous upgrades. The open layout flows to an expanded upper deck & custom 10’×18’ mid-level deck for dining, grilling & Gulf breezes. An exceptional second home or investment property. The functional ground level features an enclosed rainfall shower w/pet-wash bench, reinforced 10’×30’ concrete pad, under-deck storage, enclosed garage, stair-accessible storage mezzanine, electric cargo lift & full RV hookup. Coastal upgrades include generator transfer/lockout w/dual-fuel generator, whole-home surge protection, HVAC EasyStart, ~60’ French drainage, oversized gutter/downspout & low-voltage deck/stair lighting. KitchenAid & LG appliances, thoughtful interior storage, transferable Starlink hardware & negotiable furnishings add convenience. Near Crystal Beach & minutes from beach access. Survey & detailed improvement list available.

Features

§ 02

Interior

  • Granite Counters
  • High Ceilings
  • Kitchen Family Room Combo
  • Tub Shower
  • Window Treatments
  • Ceiling Fans
  • Loft
  • Programmable Thermostat
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Dryer
  • Refrigerator
  • Washer
  • Plank
  • Vinyl

Exterior & lot

  • Covered Patio
  • Porch
  • Patio
  • Private Yard
  • Subdivision
  • Views
  • Covered
  • Deck
  • Roof: Composition
  • Garage
  • Garage Door Opener
  • Oversized
  • Association

Community

  • Dog Park
  • Pool
  • Smoke Detectors
  • Bay
  • Beach
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2022
Year Built Source PublicRecords
New Construction No
Builder Name LOR Design

Building

Stories 1
Levels One
Living Area 892 sq ft
Living Area Source Owner
Building Area Total 892 sq ft
Construction Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 2
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5

Interior

Interior Features Granite Counters, High Ceilings, Kitchen Family Room Combo, Tub Shower, Window Treatments, Ceiling Fans, Loft, Programmable Thermostat
Flooring Plank, Vinyl
Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Storm Windows, Window Coverings
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Pool Private No
Pool Features Association
View Yes
View Type Bay, Beach, Water

Parking & Garage

Garage Spaces 1
Parking Features Garage, Garage Door Opener, Oversized

Lot

Lot Size (acres) 0.1148
Lot Size Source Appraiser
Lot Features Subdivision, Views
Direction Faces South

Location

County Galveston
MLS Area Major 33
MLS Area Minor Caplen
Subdivision Villas at Rollover Bay
Road Surface Asphalt
Postal Code 77617

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Septic Tank
Electric Generator
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $428
HOA Fee Frequency Quarterly
HOA Name Villas at Rollover Bay
Fee Includes Common Areas, Maintenance Grounds
Amenities Dog Park, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $4,569
Tax Year 2025
Tax Rate (est.) 1.34%
Parcel # 5350-0000-0041-000
Legal Description ABST 64 PAGE 3 & 4 LOT 41 NORTH CAPLEN ADDN
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 4

Living Room 16x15
Bedroom 12x11
Bedroom 12x11
Kitchen 8x12

Second level · 1

Bonus Room 6x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,435
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,054 Property tax$381 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,435
Yearly HOA fee $1,712

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.5430%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.16%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.06%
→ stable

HOA & Community

§ 05
● HOA details
$428
QUARTERLY
Association nameVillas at Rollover Bay Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · MaintenanceGrounds
● Community amenities
restaurant
JayLa's Bar & Grill · 1.5mi
Stingaree · 5.3mi
Tia Juanita's Fish Camp · 6.7mi
bank
Valero Corner Mart · 5.0mi
ATM (ATM Link, Inc.) · 5.0mi
Neches go Atm · 5.9mi
gym
Sweat Fitness · 6.8mi
post_office
United States Postal Service · 7.4mi
grocery
Swede's Quick Stop · 7.8mi
· 8.6mi
TJ's Discount Groceries · 8.9mi
place_of_worship
First Baptist Church · 8.9mi
First United Methodist · 8.9mi
First United Pentecostal · 9.0mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Villas at Rollover Bay
TIER: SUBDIVISION
Subdivision name (MLS)Villas at Rollover Bay City · ZIPGilchrist · 77617 CountyGalveston Listings in subdivision69 Active now7 Sold (last 12 mo)2 Curated amenities19
● Year-built distribution
2020s 6

Fire Protection

§ 11
Nearest station
Crystal Beach Volunteer Fire Department and Emergency Medical Services
· Crystal Beach
Distance
7.8 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Grocery

None within 1.5 mi

Schools

None within 1.5 mi

Parks

Rollover Island
1.4 mi · 1 within 1.5 mi

Restaurants

JayLa’s Bar & Grill
1.5 mi · 1 within 1.5 mi

Cafés

None within 1.5 mi

Gyms

None within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13
● This Home
1094 Cedar Lane, Gilchrist, TX 77617
Galveston County · 29.50°N, 94.52°W
restaurant
JayLa's Bar & Grill
1.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 9, 2026 Listed $342,000 Johnna Little
Dec 31, 2021 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Johnna Little · Coldwell Banker Realty - Houston Bay Area
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 13, 2026.
MLS# 51570746 · LIST DATE: Aug 9, 2026 · PARCEL: 5350-0000-0041-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity