Homes for Sale/Brazoria County/Surfside Beach/S/D Tr J9 White Caps Sub
Active MLS #34466103 · 578 days on market

1103 White Cap Drive

Surfside Beach, TX 77541
Subdivision  ·  S/D Tr J9 White Caps Sub
List Price
$641,000
$619/SF · 84.1% above neighborhood median
Beds
2
Baths
2
Sq Ft
1,036
Built
1965
Lot
4,578 sf
Garage
0-car
County
Brazoria
Tax Rate
1.19%

Schools

§ 03
District
Elementary FREEPORT EL C
Middle O'HARA LANIER MIDDLE N/R
High BRAZOSPORT H S CCMR 78% · Grad 93% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This home is in one of the favorite beaches in Surfside Beach. It is a pedestrian only beach. Kids play without worrying about vehicles. You will enjoy shelling, surfing, swimming, and even fishing right out your front door (the new fence has a gate). The jetties are part of you view as well as the ships going in and out to the Port of Freeport. The home has storage under the home, an aluminum lift for cargo, and a large deck with views of the Gulf. After purchasing the home, the Seller took the home down to the studs and completely remodeled the inside. A 2nd bath was created that includes a laundry room, the deck painted and sealed, the home was reinforced with new pilings, a lift was added, the appliances were replace, the furniture and furnishings are new, the interior faucets, lights, toilets and bidets have all been updated and a beautiful statement wall was added. Walking into the home you enter the open living room with a dining area. There is room to add another bedroom.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Views
  • Roof: Composition

Community

  • Beach
  • Water
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 1965
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,036 sq ft
Living Area Source Appraiser
Building Area Total 1,036 sq ft
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 2
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 2

Exterior

Pool Private No
Waterfront Features Beach Front
View Yes
View Type Beach, Water

Parking & Garage

Garage Spaces 0

Lot

Lot Size (sq ft) 4,578
Lot Size (acres) 0.1051
Lot Size Source Appraiser
Lot Features Views

Location

County Brazoria
MLS Area Major 5
MLS Area Minor Surfside
Subdivision S/D Tr J9 White Caps Sub
Postal Code 77541

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $7,654
Tax Year 2024
Tax Rate (est.) 1.19%
Parcel # 8072-0005-000
Legal Description S/D TR J9 WHITE CAPS S/D BLK 1 Lot 5
Lease Considered No

Room Layout

§ 04 · 2 rooms · MLS-supplied

Main level · 2

Primary Bedroom 13'1"x12'6"
Bedroom 10'11"x9'5"

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction Velasco Drainage District Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,487
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,849 Property tax$638 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,487

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.8529%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
→ stable
City
→ stable
County
0.26%
→ stable
Other districts
1.59%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
park
· 0.2mi
Surfside Jetty Park · 0.2mi
· 0.3mi
police_station
Surfside Police Department · 0.4mi
Surfside Village Police Department · 4.1mi
Oyster Creek Police Department & City Hall · 4.8mi
bank
Circle K ATM · 0.8mi
ATM (ATM Link, Inc.) · 3.4mi
Buc-ee's · 3.8mi
restaurant
Sharky's Bar and Grill · 0.8mi
Dorado's Dive Club · 1.1mi
Red Snapper Inn · 1.1mi
grocery
Circle K · 0.8mi
Buc-ee's · 3.8mi
XYZ Food Mart · 4.3mi
veterinary
Brazoria County SPCA Low-Cost Spay Neuter Clinic · 3.6mi
Enviaolo LLC · 4.0mi
Freeport Veterinary Medical Center · 5.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
Rise Broadband
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
+ 1 additional provider(s)

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48039C BASE FLOOD ELEV. 16.0 FT SFHA YES SOURCE 48039C_STUDY2
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 41 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $336/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
S/D Tr J9 White Caps Sub
TIER: SUBDIVISION
Subdivision name (MLS)S/D Tr J9 White Caps Sub City · ZIPSurfside Beach · 77541 CountyBrazoria Listings in subdivision19 Active now4 Sold (last 12 mo)1 Curated amenities50
● Year-built distribution
1965s 3 2025s 1

Fire Protection

§ 11
Nearest station
Surfside Beach Fire Department
Distance
0.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48039664200 · ACS 2023
Median HH income
$70,417
ACS 2023
Median home value
$260,400
Census self-report
Owner-occupied
38%
2,398 housing units
Bachelor's+
22%
Adults 25+
Median age
56.0
Population 2,048
Work from home
5%
of commuters
Commute 45min+
15%
of commuters
Below poverty
14.3%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Surfside Food Mart
0.7 mi · 2 within 1.5 mi

Schools

Ultra Dive Texas
1.4 mi · 1 within 1.5 mi

Parks

Jettyview Rd Beach Access
0.1 mi · 5 within 1.5 mi

Restaurants

Jetty Shack
0.3 mi · 8 within 1.5 mi

Cafés

Culture Coffee Tx
1.1 mi · 1 within 1.5 mi

Gyms

None within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 8, 2026.

Location & Neighborhood

§ 13
● This Home
1103 White Cap Drive, Surfside Beach, TX 77541
Brazoria County · 28.94°N, 95.29°W
park
0.2 mi · 3 within 2 mi
police_station
Surfside Police Department
0.4 mi · 1 within 2 mi
bank
Circle K ATM
0.8 mi · 1 within 2 mi
restaurant
Sharky's Bar and Grill
0.8 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Feb 22, 2025 Listed $641,000 Suzan Zachariah
Dec 31, 1964 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Suzan Zachariah · The Local Agents Real Estate LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 34466103 · LIST DATE: Feb 22, 2025 · PARCEL: 8072-0005-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity