Homes for Sale/Harris County/Cypress/Towne Lake
Active MLS #54784929 · 2 days on market

11114 Whitecap Bay Circle

Cypress, TX 77433
Subdivision  ·  Towne Lake
List Price
$840,000
$195/SF · 0.7% below neighborhood median
Beds
4
Baths
4
Sq Ft
4,297
Built
2019
Lot
8,750 sf
Garage
3-car
County
Harris
Tax Rate
1.77%

Schools

§ 03
District
Elementary RENNELL EL A
Middle ANTHONY MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Immaculate 1 story home in Towne Lake, just a couple of blocks from the lake & park! High ceilings & wood flooring throughout the main living areas create an inviting feel. The showstopper kitchen features huge islands, quartz countertops, abundant cabinetry & counter space, walk-in pantry, 5-burner gas cooktop, pendant & undercabinet lighting, pull-out trash bins, & generous seating at the high bar. Expansive family room with striking ceiling beams, plus a dining area & spacious breakfast area. The oversized primary suite offers a luxurious bath with a soaking tub, separate shower, stunning chandelier, & separate walk-in closets behind a stylish barn door. A versatile flex room is ideal for a game room, media room, music room, wine bar. Extended covered patio, 3-car tandem garage, full sprinkler system, gutters, & French drains on both sides. Meticulously maintained & conveniently located near Towne Lake amenities & the Boardwalk, offering shopping, dining, & entertainment!

Features

§ 02

Interior

  • All Bedrooms Down
  • Breakfast Bar
  • Double Vanity
  • Entrance Foyer
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pots And Pan Drawers
  • Pantry
  • Quartz Counters
  • Split Bedrooms
  • Soaking Tub
  • Tub Shower
  • Walk In Pantry
  • Walk In Closets
  • Mud Room
  • Programmable Thermostat

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Irrigation Sprinklers
  • Patio
  • Tennis Courts
  • Subdivision
  • Pond On Lot
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener
  • Tandem
  • Association

Community

  • Beach Rights
  • Beach Access
  • Marina
  • Boat Ramp
  • Clubhouse
  • Sport Court
  • Fitness Center
  • Meeting Banquet Party Room
  • Party Room
  • Playground
  • Pool
  • Security
  • Tennis Courts
  • Trails
  • Security System Owned
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2019
Year Built Source PublicRecords
New Construction No
Builder Name Ravenna

Building

Stories 1
Levels One
Living Area 4,297 sq ft
Living Area Source Appraiser
Building Area Total 4,297 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 10
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features All Bedrooms Down, Breakfast Bar, Double Vanity, Entrance Foyer, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Pots And Pan Drawers, Pantry, Quartz Counters, Split Bedrooms, Soaking Tub, Tub Shower, Walk In Pantry, Walk In Closets, Mud Room, Programmable Thermostat
Flooring Carpet, Engineered Hardwood, Tile
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Oven
Laundry Washer Hookup, Electric Dryer Hookup
Security Security System Owned

Exterior

Exterior Features Covered Patio, Deck, Fence, Irrigation Sprinklers, Patio, Tennis Courts
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 3
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener, Tandem

Lot

Lot Size (sq ft) 8,750
Lot Size (acres) 0.2009
Lot Size Source Appraiser
Lot Features Subdivision, Pond On Lot

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Towne Lake
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $2,184
HOA Fee Frequency Annually
HOA Name CCMC
Fee Includes Clubhouse, Common Areas, Recreation Facilities
Amenities Beach Rights, Beach Access, Marina, Boat Ramp, Clubhouse, Sport Court, Fitness Center, Meeting Banquet Party Room, Party Room, Playground, Pool, Security, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $14,833 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.77%
Parcel # 138-932-003-0036
Legal Description LT 36 BLK 3 TOWNE LAKE SEC 46
Listing Terms Cash, Conventional, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 10

Primary Bedroom 19x15
Bedroom 14x13
Bedroom 15x13
Bedroom 14x13
Family Room 26x19
Game Room 19x14
Breakfast Room Nook 15x12
Kitchen 22x22
Dining Room 17x14
Office 16x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.8200
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHarris County MUD 502 CountyHarris TCEQ District ID3737122 Bonded indebtedness— Current year rate— FetchedApr 28, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7700 Resolved MUD jurisdiction Harris County MUD 502 Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$6,280
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$5,044 Property tax$1,236 Homeowners insuranceTBD
Subtotal (P&I + Tax) $6,280
Yearly HOA fee $2,184

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.6107%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.77%
→ stable
School
1.07%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$2,184
ANNUALLY
Association nameCCMC Management co.Crest Management Websitevisit Phone(281) 256-3319 Cert on filehoa.texas.gov;tx_comptroller
Fee includes
Clubhouse · CommonAreas · RecreationFacilities
● Community amenities
park
· 0.3mi
Greenhouse Park · 0.3mi
· 0.4mi
gym
· 0.4mi
· 0.6mi
Some Like It Hot Yoga & Fitness · 0.7mi
grocery
Walmart Neighborhood Market · 0.7mi
Trader Joe's · 0.9mi
Walmart Neighborhood Market · 1.0mi
restaurant
Marco's Pizza · 0.7mi
Union Kitchen · 0.8mi
Crazy Cajun Seafood Shoppe · 0.9mi
pharmacy
Walgreens · 0.9mi
Walgreens · 1.3mi
Walgreens · 1.5mi
coffee
Starbucks · 1.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC116
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-27.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Nov 2, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $197/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Towne Lake
TIER: NEIGHBORHOOD
Subdivision name (MLS)Towne Lake City · ZIPCypress · 77433 CountyHarris Listings in subdivision4,401 Active now54 Sold (last 12 mo)107 Curated amenities60
● Year-built distribution
2005s 5 2010s 12 2015s 17 2020s 16 2025s 3

Fire Protection

§ 11
Nearest station
Cy-Fair Volunteer Fire Department Communications Center
Cy-Fair Volunteer Fire Department · Houston
Distance
2.2 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543007 · ACS 2023
Median HH income
$172,894
ACS 2023
Median home value
$460,100
Census self-report
Owner-occupied
84%
6,609 housing units
Bachelor's+
61%
Adults 25+
Median age
34.8
Population 22,581
Work from home
47%
of commuters
Commute 45min+
11%
of commuters
Below poverty
3.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
11114 Whitecap Bay Circle, Cypress, TX 77433
Harris County · 29.94°N, 95.69°W
park
—
0.3 mi · 16 within 2 mi
gym
—
0.4 mi · 3 within 2 mi
grocery
Walmart Neighborhood Market
0.7 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 31, 2026 Listed $840,000 Christine Hebel
Dec 31, 2018 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Christine Hebel · RE/MAX Universal
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Nov 1, 2026.
MLS# 54784929 · LIST DATE: Oct 31, 2026 · PARCEL: 138-932-003-0036
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Nov 2, 2026, 10:45 AM CST. Properties may subsequently be sold or off-market. Equal Housing Opportunity