Homes for Sale/Harris County/Houston/Keystone Lofts Condo
Active MLS #51647944 · 36 days on market

1120 Texas Street

Houston, TX 77002
Subdivision  ·  Keystone Lofts Condo
List Price
$249,000
$187/SF · 16.3% below neighborhood median
Beds
1
Baths
1
Sq Ft
1,329
Built
1995
County
Harris
Tax Rate
1.66%

Schools

§ 03
District
Elementary GREGORY-LINCOLN ED CTR B
Middle GREGORY-LINCOLN ED CTR B
High NORTHSIDE H S CCMR 81% · Grad 86% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

ALL UTILITIES + WI-FI INCLUDED! Experience elevated urban living from the 7th floor of the historic Keystone Lofts in the heart of Downtown Houston. This sophisticated 1-bedroom, 1-bath residence blends timeless industrial character with modern comfort, featuring soaring ceilings, exposed concrete beams, solid oak hardwood floors, and abundant natural light. The open-concept layout flows into a stylish kitchen with granite countertops and natural cabinetry. The spacious bedroom offers an oversized walk-in closet, while the elegant bath features dual access and a tile-surround soaking tub. Washer, dryer, refrigerator, tankless water heater, and assigned garage parking are included. Steps from Daikin Park, Discovery Green, POST Houston, METRO Rail, dining, theaters, and entertainment. HOA includes electricity, water, sewer, trash & Wi-Fi for effortless downtown living.

Features

§ 02

Interior

  • Beamed Ceilings
  • Breakfast Bar
  • Brick Walls
  • Open Beams Beamed Ceailings
  • Granite Counters
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Tub Shower
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Programmable Thermostat
  • Dryer
  • Washer Dryer Stacked
  • Dishwasher
  • Electric Oven

Exterior & lot

  • Additional Parking
  • Assigned
  • Controlled Entrance
  • Garage
  • Garage Door Opener

Community

  • Controlled Access
  • Security
  • Trash
  • Key Card Entry
  • Style: High Rise

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Condominium
Architectural Style High Rise
Year Built 1995
Year Built Source PublicRecords
New Construction No

Building

Living Area 1,329 sq ft
Living Area Source Appraiser
Building Area Total 1,329 sq ft
Construction Concrete

Rooms & Baths

Bedrooms 1
Bathrooms (total) 1
Bathrooms Full 1
Bathrooms Half 0
Rooms Total 4

Interior

Interior Features Beamed Ceilings, Breakfast Bar, Brick Walls, Open Beams Beamed Ceailings, Granite Counters, Kitchen Family Room Combo, Main Level Primary, Pantry, Tub Shower, Walk In Closets, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Flooring Tile, Wood
Appliances Dryer, Washer Dryer Stacked, Dishwasher, Electric Oven, Electric Range, Free Standing Range, Disposal, Microwave, Oven, Washer, Refrigerator
Laundry Electric Dryer Hookup, Gas Dryer Hookup, Stacked
Windows Window Coverings
Security Key Card Entry

Exterior

Pool Private No

Parking & Garage

Parking Features Additional Parking, Assigned, Controlled Entrance, Garage, Garage Door Opener

Location

County Harris
MLS Area Major 9
MLS Area Minor Downtown - Houston
Subdivision Keystone Lofts Condo
Postal Code 77002

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Energy Efficient Hvac, Thermostat

HOA / Association

HOA Fee $1,057
HOA Fee Frequency Monthly
HOA Name Rise Association
Fee Includes Cable Tv, Electricity, Internet, Other, Sewer, Trash, Utilities, Water
Amenities Controlled Access, Security, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $4,130 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.66%
Parcel # 120-588-007-0004
Legal Description UNIT D FLR 7 .0268 INT COMMON LAND & ELE KEYSTONE LOFTS COND
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 4

Bedroom 17 x 14
Dining Room 16 x 11
Living Room 18 x 11
Kitchen 16 x 8

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,839
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,495 Property tax$344 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,839
Yearly HOA fee $12,684

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2947%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.04%
→ stable

HOA & Community

§ 05
● HOA details
$1,057
MONTHLY
Association nameRise Association Management co. Website Phone Cert on filepending
Fee includes
CableTv · Electricity · Internet · Other · Sewer · Trash · Utilities · Water
● Community amenities
place_of_worship
Christ Church Cathedral · 0.1mi
Holy Cross Catholic Chapel · 0.2mi
Islamic Da'wah Center · 0.3mi
grocery
Fannin Food Mart · 0.1mi
Downtown Convenience Store · 0.2mi
Phoenicia Speciality Foods · 0.3mi
post_office
USPS SAM HOUSTON · 0.1mi
United States Postal Service · 0.2mi
USPS TWO HOUSTON CNTR — Post Office™ · 0.2mi
restaurant
Mendocino Farms · 0.1mi
Conservatory · 0.1mi
Texas Coney Island #2 · 0.1mi
coffee
Starbucks · 0.1mi
Station 8 Coffe · 0.3mi
Common Grounds Uncommon Coffee · 0.3mi
bank
Chase Bank · 0.2mi
IBC Bank · 0.2mi
Harris County Federal Credit Union · 0.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
1,000 / 75 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $224/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Keystone Lofts Condo
TIER: SUBDIVISION
Subdivision name (MLS)Keystone Lofts Condo City · ZIPHouston · 77002 CountyHarris Listings in subdivision66 Active now2 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
1995s 2

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 8
· Houston
Distance
0.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201100001 · ACS 2023
Median HH income
$98,668
ACS 2023
Median home value
Census self-report
Owner-occupied
3,232 housing units
Bachelor's+
56%
Adults 25+
Median age
33.9
Population 5,442
Work from home
34%
of commuters
Commute 45min+
0%
of commuters
Below poverty
15.3%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
1120 Texas Street, Houston, TX 77002
Harris County · 29.76°N, 95.36°W
place_of_worship
Christ Church Cathedral
0.1 mi · 2 within 2 mi
grocery
Fannin Food Mart
0.1 mi · 2 within 2 mi
post_office
USPS SAM HOUSTON
0.1 mi · 3 within 2 mi
restaurant
Mendocino Farms
0.1 mi · 6 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 19, 2026 Listed $249,000 Milton Cortez
Dec 31, 1994 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Milton Cortez · City Insight Houston
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 20, 2026.
MLS# 51647944 · LIST DATE: Aug 19, 2026 · PARCEL: 120-588-007-0004
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 6:53 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity