Homes for Sale/Fort Bend County/Richmond/Indigo
Active MLS #89616635 · 163 days on market

1123 Mercantile Street

Richmond, TX 77406
Subdivision  ·  Indigo
List Price
$384,000
$212/SF · 16.7% above neighborhood median
Beds
3
Baths
3
Sq Ft
1,815
Built
2026
Lot
0.07 ac
Garage
2-car
County
Fort Bend
Tax Rate
1.82%

Schools

§ 03
District
Elementary JAMES C NEILL EL B
Middle JAMES BOWIE MIDDLE A
High WILLIAM B TRAVIS H S CCMR 75% · Grad 99% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

The Jasper Duet floorplan offers 1,815 square feet of well-designed two-story living, combining open spaces and private retreats. The main floor features an open kitchen, living area, and casual dining that leads to a covered patio, ideal for everyday life and entertaining. A first-floor secondary bedroom with a full bath adds flexibility for guests or a home office, while the two-car garage includes a drop zone.

Upstairs, the primary suite is a private retreat with a spacious walk-in closet and a luxurious bath. A central loft, a second bedroom, another full bath, and an upstairs laundry enhance convenience. This plan emphasizes smart storage, modern finishes, and efficient design for a comfortable, low-maintenance lifestyle. Measurements are believed to be accurate; please verify if essential. Finishes and colors may vary.

Features

§ 02

Interior

  • Breakfast Bar
  • Bedroom On Main Level
  • Double Vanity
  • En Suite Bathroom
  • Full Bath On Main Level
  • Kitchen Island
  • Kitchen Family Room Combo
  • Pantry
  • Quartz Counters
  • Self Closing Cabinet Doors
  • Self Closing Drawers
  • Separate Shower
  • Two Bedrooms Up
  • Upper Level Primary
  • Walk In Pantry
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Sprinkler Irrigation
  • Porch
  • Patio
  • Private Yard
  • Subdivision
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener

Community

  • Dog Park
  • Playground
  • Park
  • Trails
  • Prewired
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Duplex
Sub Type Additional Duplex
Architectural Style Traditional
Year Built 2026
Year Built Source Builder
New Construction Yes
Property Condition New Construction
Builder Name Empire Homes

Building

Stories 2
Levels Two
Living Area 1,815 sq ft
Living Area Source Builder
Building Area Total 1,815 sq ft
Foundation Slab
Construction Brick, Other
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 7

Interior

Interior Features Breakfast Bar, Bedroom On Main Level, Double Vanity, En Suite Bathroom, Full Bath On Main Level, Kitchen Island, Kitchen Family Room Combo, Pantry, Quartz Counters, Self Closing Cabinet Doors, Self Closing Drawers, Separate Shower, Two Bedrooms Up, Upper Level Primary, Walk In Pantry, Walk In Closets, Window Treatments, Ceiling Fans, Loft, Programmable Thermostat
Flooring Carpet, Plank, Vinyl
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Prewired, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Deck, Fence, Sprinkler Irrigation, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard
Pool Private No

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.0720
Lot Size Source Appraiser
Lot Features Subdivision
Direction Faces East

Location

County Fort Bend
MLS Area Major 37
MLS Area Minor Fort Bend County North/Richmond
Subdivision Indigo
Road Surface Concrete
Postal Code 77406

Utilities

Heating Central, Gas
Cooling Central Air, Electric, Attic Fan
Water Source Public
Sewer Public Sewer
Energy Efficient Hvac, Insulation, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $148
HOA Fee Frequency Monthly
HOA Name Cohere
Fee Includes Common Areas, Other, Recreation Facilities
Amenities Dog Park, Playground, Park, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $6,994 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.82%
Parcel # 4114-01-003-0010-907
Legal Description INDIGO SEC 1, BLOCK 3, LOT 1
Listing Terms Cash
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 4

Bedroom 10x10
Family Room 15x13
Porch 18x8
Dining Room 14x10

Second level · 3

Primary Bedroom 14x12
Bedroom 11x10
Game Room 11x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.5000 Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,889
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,306 Property tax$583 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,889
Yearly HOA fee $1,776

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.9789%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.50%
→ stable
School
1.06%
→ stable
City
→ stable
County
→ stable
Other districts
0.42%
→ stable

HOA & Community

§ 05
● HOA details
$148
MONTHLY
Association nameCohere Management co. Websitevisit Phone Cert on filehoa.texas.gov
Fee includes
CommonAreas · Other · RecreationFacilities
● Community amenities
park
· 0.5mi
Harlem Road Park · 0.6mi
Savannah Park · 1.3mi
grocery
· 0.7mi
Riveredge Grocery · 3.3mi
Randalls 2670 · 2.0mi
gas_station
Chevron · 0.7mi
Valero · 3.3mi
daycare
Funshine Acadamy · 1.6mi
· 1.9mi
Tree House Acadamy of Richmond · 2.0mi
restaurant
Thai Square · 2.0mi
Ninja Japanese Cuisine · 2.0mi
La Cocina · 2.0mi
pharmacy
Randalls Pharmacy · 2.0mi
Walgreens · 4.3mi
CVS Pharmacy · 2.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Windstream Sugar Land, Inc.
1,000 / 1,000 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
Windstream Sugar Land, Inc.
200 / 83 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48157C SFHA YES SOURCE 48157C_STUDY2
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $181/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Indigo
TIER: SUBDIVISION
Subdivision name (MLS)Indigo City · ZIPRichmond · 77406 CountyFort Bend Listings in subdivision187 Active now54 Sold (last 12 mo)50 Curated amenities60
● Year-built distribution
2020s 3 2025s 50

Fire Protection

§ 11
Nearest station
Pecan Grove Volunteeer Fire Department 1
· Richmond
Distance
1.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673700 · ACS 2023
Median HH income
ACS 2023
Median home value
Census self-report
Owner-occupied
100%
19 housing units
Bachelor's+
2%
Adults 25+
Median age
47.6
Population 2,893
Work from home
of commuters
Commute 45min+
0%
of commuters
Below poverty
0.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
1123 Mercantile Street, Richmond, TX 77406
Fort Bend County · 29.61°N, 95.71°W
park
0.5 mi · 9 within 2 mi
grocery
0.7 mi · 2 within 2 mi
gas_station
Chevron
0.7 mi · 1 within 2 mi
daycare
Funshine Acadamy
1.6 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 13, 2026 Listed $384,000 Nancy Almodovar
Dec 31, 2025 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Nancy Almodovar · Nan and Company Properties
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 19, 2026.
MLS# 89616635 · LIST DATE: Apr 13, 2026 · PARCEL: 4114-01-003-0010-907
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity