Homes for Sale/Montgomery County/Montgomery/Grand Harbor 05
Active MLS #11367461 · 9 days on market

11384 Lake Oak Drive

Montgomery, TX 77356
Subdivision  ·  Grand Harbor 05
List Price
$2.12M
$413/SF
Beds
5
Baths
5
Sq Ft
5,136
Built
2006
Lot
21,824 sf
Garage
4-car
County
Montgomery
Tax Rate
1.04%

Schools

§ 03
District
Elementary MADELEY RANCH EL B
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to an elegant lakefront home designed for gracious living and unforgettable views. The foyer makes a striking first impression, while the wine cellar adds a touch of distinction. An island kitchen opens to the living and dining areas, creating an inviting space for gathering and entertaining, with beautiful views of the pool and lake.

The owner’s retreat offers a soaking tub, a spacious walk-in shower, dual sinks, and a large walk-in closet. A downstairs bedroom and three upstairs bedrooms—including a bunk room—provide flexible accommodations. Upstairs, enjoy a media room, a game room, and a balcony with wonderful waterfront views.

Outdoor living shines with an impressive kitchen, a backyard putting green, and a new boat dock and bulkhead. With five baths and thoughtfully designed spaces throughout, this home offers plenty of room to relax, entertain, and enjoy life by the lake. Offered by broker/owner.

Features

§ 02

Interior

  • Bidet
  • Balcony
  • Bedroom On Main Level
  • Crown Molding
  • Dry Bar
  • Entrance Foyer
  • Full Bath On Main Level
  • Granite Counters
  • High Ceilings
  • Hot Tub Spa
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Multiple Staircases
  • Pots And Pan Drawers
  • Pantry
  • Pot Filler
  • Quartz Counters

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Fence
  • Hot Tub Spa
  • Irrigation Sprinklers
  • Outdoor Kitchen
  • Paved Driveway
  • Patio
  • Tennis Courts
  • Waterfront
  • Back Yard
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Attached
  • Electric Vehicle Charging Stations

Community

  • Basketball Court
  • Boat Ramp
  • Pickleball
  • Park
  • Tennis Courts
  • Trails
  • Gated With Attendant
  • Controlled Access
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2006
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 5,136 sq ft
Living Area Source Appraiser
Building Area Total 5,136 sq ft
Foundation Slab
Construction Stone, Stucco, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bathrooms (total) 5
Bathrooms Full 5
Bathrooms Half 0
Rooms Total 12
Fireplaces 2
Fireplace Features Gas Log

Interior

Interior Features Bidet, Balcony, Bedroom On Main Level, Crown Molding, Dry Bar, Entrance Foyer, Full Bath On Main Level, Granite Counters, High Ceilings, Hot Tub Spa, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Multiple Staircases, Pots And Pan Drawers, Pantry, Pot Filler, Quartz Counters, Self Closing Cabinet Doors, Self Closing Drawers, Soaking Tub
Flooring Carpet, Plank, Tile, Vinyl, Wood
Appliances Double Oven, Dishwasher, Disposal, Gas Oven, Gas Range, Ice Maker, Microwave, Energy Star Qualified Appliances, Refrigerator, Water Softener Owned, Wine Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Gated With Attendant, Controlled Access, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Balcony, Covered Patio, Deck, Fence, Hot Tub Spa, Irrigation Sprinklers, Outdoor Kitchen, Paved Driveway, Patio, Tennis Courts
Patio / Porch Balcony, Covered, Deck, Patio
Fencing Back Yard
Pool Private Yes
Pool Features Gunite, Heated, In Ground, Pool Spa Combo, Salt Water
Waterfront Yes
Waterfront Features Boat Dock Slip, Bulkhead, Boat Ramp Lift Access, Lake, Lake Front, Waterfront

Parking & Garage

Garage Spaces 4
Attached Garage Yes
Parking Features Additional Parking, Attached, Electric Vehicle Charging Stations, Garage, Oversized

Lot

Lot Size (sq ft) 21,824
Lot Size (acres) 0.5010
Lot Size Source Appraiser
Lot Features Waterfront
Direction Faces North

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Grand Harbor 05
Road Surface Asphalt
Postal Code 77356

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Sewer Aerobic Septic
Electric Generator
Energy Efficient Appliances, Lighting, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $1,600
HOA Fee Frequency Annually
HOA Name Grand Harbor POA
Fee Includes Common Areas
Amenities Basketball Court, Boat Ramp, Pickleball, Park, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $22,025 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.04%
Parcel # 304857
Legal Description S538005 - GRAND HARBOR 05, BLOCK 1, LOT 34
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Owner Is Listing Agent

Room Layout

§ 04 · 12 rooms · MLS-supplied

Main level · 7

Living Room 22x18
Dining Room 13x12
Breakfast Room Nook 12x12
Bedroom 15x13
Kitchen 13x10
Office 12x12
Primary Bedroom 20x14

Second level · 5

Media Room 36x16
Bedroom 13x12
Game Room 23x15
Bedroom 13x12
Bedroom 13x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$14,565
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$12,730 Property tax$1,835 Homeowners insuranceTBD
Subtotal (P&I + Tax) $14,565
Yearly HOA fee $1,600

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6155%
ALL 4 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
—
→ stable
School
1.09%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$1,600
ANNUALLY
Association nameGrand Harbor POA Management co.— Website— Phone— Cert on filepending
Fee includes
CommonAreas
● Community amenities
grocery
Chevron Food Mart · 0.5mi
Walmart Supercenter · 1.6mi
Circle K · 1.7mi
gas_station
Chevron Food Mart · 0.5mi
Kroger · 1.9mi
park
· 1.1mi
· 1.3mi
Fernland Historical Park · 2.2mi
daycare
ABC Academy LLC · 1.3mi
Go-n-Play, LLC · 1.4mi
The Bear Cave at Montgomery Little Bears · 1.5mi
gym
Phantom Cheer · 1.4mi
Pickleball Hideout LLC · 1.4mi
Strong Fitness · 1.5mi
veterinary
Wags 2 Whiskers Veterinary Hospital · 1.5mi
Western Hills Animal Medical & Surgical Clinic · 1.5mi
Lund Michelle D DVM · 1.6mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Tachus Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 5 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-10-13.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Oct 16, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
GRAND HARBOR 05
TIER: SUBDIVISION
Subdivision name (MLS)GRAND HARBOR 05 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision181 Active now2 Sold (last 12 mo)2 Curated amenities60
● Year-built distribution
2000s 1 2005s 1

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 55
· Montgomery
Distance
2.3 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694303 · ACS 2023
Median HH income
$130,389
ACS 2023
Median home value
$614,900
Census self-report
Owner-occupied
77%
1,449 housing units
Bachelor's+
41%
Adults 25+
Median age
39.4
Population 3,757
Work from home
40%
of commuters
Commute 45min+
8%
of commuters
Below poverty
8.8%
tract-level

Amenities & Nearby Places

§ 13

Grocery

Carnicería salchicha as
0.8 mi · 1 within 1.5 mi

Schools

SonLight Academy
1.1 mi · 5 within 1.5 mi

Parks

None within 1.5 mi

Restaurants

gringa’s tex-mex
0.2 mi · 8 within 1.5 mi

Cafés

Playin' A Round Café
1.4 mi · 2 within 1.5 mi

Gyms

Phantom Cheer
1.3 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 9, 2026.

Location & Neighborhood

§ 13
● This Home
11384 Lake Oak Drive, Montgomery, TX 77356
Montgomery County · 30.41°N, 95.66°W
grocery
Chevron Food Mart
0.5 mi · 1 within 2 mi
gas_station
Chevron Food Mart
0.5 mi · 1 within 2 mi
park
—
1.1 mi · 3 within 2 mi
daycare
ABC Academy LLC
1.3 mi · 4 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 7, 2026 Listed $2.12M JonAnn Welch
Dec 31, 2005 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by JonAnn Welch · J Welch Properties, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Oct 8, 2026.
MLS# 11367461 · LIST DATE: Oct 7, 2026 · PARCEL: 304857
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Oct 16, 2026, 5:09 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity