Homes for Sale/Galveston County/Crystal Beach/Waterways
Active MLS #19716288 · 387 days on market

1140 Waterways Drive

Crystal Beach, TX 77650
Subdivision  ·  Waterways
List Price
$899,000
$558/SF
Beds
3
Baths
2
Sq Ft
1,610
Built
1998
Lot
0.43 ac
Garage
1-car
County
Galveston
Tax Rate
1.04%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This is a one of a kind jewel in Crystal Beach! Waterfront home has 3 bedrooms and 2 full bathrooms. Situated on an oversized lot (150'x125') in Waterways subdivision, but outside the gate which is the only section of the subdivision that allows STR. Pool with heater & chiller built in 2023 with removable security fencing. Upstairs was remodeled in 2023. Built in bunk beds. Aerobic system 2023, new garage door 2025, Dock and boat lift rebuilt in 2023. Exterior paint 2025. Can be sold fully furnished. Can sleep 11 comfortably. 30 amp and space for RV. A short golf cart ride to the beach.

Features

§ 02

Interior

  • Breakfast Bar
  • Balcony
  • Kitchen Island
  • Kitchen Family Room Combo
  • Pantry
  • Quartzite Counters
  • Tub Shower
  • Walk In Pantry
  • Window Treatments
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Disposal
  • Ice Maker
  • Microwave
  • Oven
  • Dryer

Exterior & lot

  • Fully Fenced
  • Fence
  • Private Yard
  • Waterfront
  • Back Yard
  • Roof: Composition
  • Detached
  • Garage
  • Gunite
  • Heated

Community

  • Smoke Detectors
  • Canal
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 1998
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,610 sq ft
Living Area Source Appraiser
Building Area Total 1,610 sq ft
Construction Vinyl Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 6

Interior

Interior Features Breakfast Bar, Balcony, Kitchen Island, Kitchen Family Room Combo, Pantry, Quartzite Counters, Tub Shower, Walk In Pantry, Window Treatments
Flooring Laminate
Appliances Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Disposal, Ice Maker, Microwave, Oven, Dryer, Refrigerator, Washer
Windows Window Coverings
Security Smoke Detectors

Exterior

Exterior Features Fully Fenced, Fence, Private Yard
Fencing Back Yard
Pool Private Yes
Pool Features Gunite, Heated
Waterfront Yes
Waterfront Features Bulkhead, Boat Ramp Lift Access, Canal Front, Waterfront
View Yes
View Type Canal

Parking & Garage

Garage Spaces 1
Attached Garage No
Parking Features Detached, Garage

Lot

Lot Size (acres) 0.4305
Lot Size Source Appraiser
Lot Features Waterfront

Location

County Galveston
MLS Area Major 33
MLS Area Minor Crystal Beach
Subdivision Waterways
Road Surface Concrete
Postal Code 77650

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Aerobic Septic, Septic Tank

Taxes, Terms & Disclosures

Tax Annual Amount $9,356
Tax Year 2024
Tax Rate (est.) 1.04%
Parcel # 7390-0000-0011-000
Legal Description ABST 179 JONES-SHAW SUR LOT 11 & N 1/2 LOT 12 WATERWAYS
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 6

Living Room 17x15
Kitchen 17x11
Primary Bedroom 15x14
Bedroom 14x11
Bedroom 13x12
Dining Room 17x6

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$6,178
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$5,398 Property tax$780 Homeowners insuranceTBD
Subtotal (P&I + Tax) $6,178

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.3466%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.18%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
restaurant
Third Coast Coffee Cafe · 0.5mi
Hardheads IceHouse Grill & Scratch Kitchen · 0.5mi
Jose's Cantina · 0.6mi
grocery
TJ's Discount Groceries · 0.7mi
Swede's Quick Stop · 1.7mi
Fisherman's Cove Food Mart · 8.1mi
bank
ATM (ATM Link, Inc.) · 0.7mi
ATM (ATM Link, Inc.) · 1.5mi
Cardtronics · 2.8mi
post_office
United States Postal Service · 2.1mi
United States Postal Service · 6.6mi
park
· 2.2mi
· 7.4mi
Port Bolivar Community Park · 7.4mi
gym
Sweat Fitness · 2.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
Rural Telecommunications of America
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 11.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Waterways
TIER: SUBDIVISION
Subdivision name (MLS)Waterways City · ZIPCrystal Beach · 77650 CountyGalveston Listings in subdivision83 Active now2 Sold (last 12 mo)3 Curated amenities22
● Year-built distribution
1995s 1 2005s 1

Fire Protection

§ 11
Nearest station
Crystal Beach Fire / Rescue Department
Distance
1.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
1140 Waterways Drive, Crystal Beach, TX 77650
Galveston County · 29.45°N, 94.67°W
restaurant
Third Coast Coffee Cafe
0.5 mi · 5 within 2 mi
grocery
TJ's Discount Groceries
0.7 mi · 2 within 2 mi
bank
ATM (ATM Link, Inc.)
0.7 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 2, 2025 Listed $899,000 Monica Caldwell
Dec 31, 1997 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Monica Caldwell · JLA Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Mar 26, 2026.
MLS# 19716288 · LIST DATE: Sep 2, 2025 · PARCEL: 7390-0000-0011-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 7:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity