Homes for Sale/Galveston County/Texas City/Texas City
Active MLS #10024906 · 175 days on market

115 Bay Street

Texas City, TX 77590
Subdivision  ·  Texas City
List Price
$105,000
$130/SF · 2.4% below neighborhood median
Beds
2
Baths
1
Sq Ft
810
Built
1967
Lot
5,500 sf
Garage
0-car
County
Galveston
Tax Rate
1.19%

Schools

§ 03
District
Elementary HEIGHTS EL A
Middle BLOCKER MIDDLE C
High TEXAS CITY H S CCMR 73% · Grad 83% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This home has been completely renovated from the ground up, offering a fresh, modern living space that is ideal for a first-time homebuyer or savvy investor. The property features 2 bedrooms and 1 full bathroom, thoughtfully updated with quality finishes throughout. Situated on a spacious double lot, the home provides ample room for parking, or outdoor activities. Conveniently located directly across from the Texas City Dike, residents can enjoy easy access to fishing, boating, and scenic waterfront views. With its combination of location, upgrades, and investment potential, this property presents an excellent opportunity and is not expected to remain on the market for long.

Features

§ 02

Interior

  • All Bedrooms Down
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Gas

Exterior & lot

  • Cleared
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • None

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1967
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 810 sq ft
Living Area Source Appraiser
Building Area Total 810 sq ft
Foundation Pillar Post Pier
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 2
Bedrooms Possible 2
Bathrooms (total) 1
Bathrooms Full 1
Bathrooms Half 0
Rooms Total 2

Interior

Interior Features All Bedrooms Down

Exterior

Pool Private No

Parking & Garage

Garage Spaces 0
Parking Features None

Lot

Lot Size (sq ft) 5,500
Lot Size Source Appraiser
Lot Features Cleared

Location

County Galveston
MLS Area Major 33
MLS Area Minor Texas City
Subdivision Texas City
Postal Code 77590

Utilities

Heating Central, Electric
Cooling Central Air, Gas
Water Source Public
Sewer Public Sewer

Taxes, Terms & Disclosures

Tax Annual Amount $1,253
Tax Year 2025
Tax Rate (est.) 1.19%
Parcel # 7030-0004-0014-000
Legal Description ABST 205 J B WELLS SUR LOT 14 BLK 4 TEXAS CITY FIRST DIVISIO
Listing Terms Cash, Conventional, Investor Financing, Va Loan
Lease Considered Yes
Disclosures None

Room Layout

§ 04 · 2 rooms · MLS-supplied

Main level · 2

Bedroom 10x10
Bedroom 10x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$734
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$630 Property tax$104 Homeowners insuranceTBD
Subtotal (P&I + Tax) $734

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2222%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.15%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.75%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
place_of_worship
Memorial Lutheran Church · 0.1mi
Saint Georges Episcopal Church · 0.2mi
Memorial Lutheran Church · 0.1mi
bank
ATM · 0.1mi
ATM · 0.1mi
ATM (ATM Link, Inc.) · 0.5mi
gym
Species Gym Texas City · 0.2mi
Species Gym Texas City · 0.2mi
Texas City Boxing 409 Gym · 0.3mi
park
6th Street Community Plaza · 0.2mi
6th Street Community Plaza · 0.3mi
Danforth Park · 0.3mi
veterinary
Texas City Animal Hospital · 0.3mi
Texas City Animal Hospital · 0.4mi
Neighborhood Veterinary Centers - La Marque · 4.2mi
police_station
Mainland Communities Crime · 0.4mi
Mainland Communities Crime · 0.5mi
La Marque Police Department · 4.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $133/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Texas City
TIER: SUBDIVISION
Subdivision name (MLS)Texas City City · ZIPTexas City · 77590 CountyGalveston Listings in subdivision1,379 Active now50 Sold (last 12 mo)33 Curated amenities60
● Year-built distribution
1950s 2 1955s 3 1960s 4 1965s 7 1970s 2 1975s 2 1985s 1 2010s 1

Fire Protection

§ 11
Nearest station
Texas City Fire Department Station 2
Distance
1.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167722200 · ACS 2023
Median HH income
$44,750
ACS 2023
Median home value
$139,300
Census self-report
Owner-occupied
29%
1,553 housing units
Bachelor's+
17%
Adults 25+
Median age
34.1
Population 3,238
Work from home
14%
of commuters
Commute 45min+
24%
of commuters
Below poverty
34.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
115 Bay Street, Texas City, TX 77590
Galveston County · 29.39°N, 94.89°W
place_of_worship
Memorial Lutheran Church
0.1 mi · 8 within 2 mi
bank
ATM
0.1 mi · 2 within 2 mi
gym
Species Gym Texas City
0.2 mi · 4 within 2 mi
park
6th Street Community Plaza
0.2 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 1, 2026 Listed $105,000 Billie Vance
Dec 31, 1966 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Billie Vance · JLA Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 21, 2026.
MLS# 10024906 · LIST DATE: Apr 1, 2026 · PARCEL: 7030-0004-0014-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity