Schools

§ 03

District

Elementary	MADELEY RANCH EL	B
Middle	MONTGOMERY J H	C
High	MONTGOMERY H S CCMR 85% · Grad 98%	B

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Now is the time to own a rare Waterfront lot in Grand Harbor! Don’t miss this exceptional chance to own a newly dredged lot on the canal in the prestigious Grand Harbor gated community. This is one of two vacant lots right next to each other (MLS #38188912)on the island—and the only one currently for sale with direct, navigable water access. Design and build your dream waterfront retreat in one of the most exclusive and sought-after locations on the island. The slope has been hydroseeded and top-graded, ready for a construction pad. Soil testing has also been completed. Residents enjoy top-tier amenities and access to beautiful community spaces. Plus a quick boat ride to Margaritaville Resort. Don’t miss your chance to create your dream waterfront oasis!

Features

§ 02

Interior

Not provided

Exterior & lot

Cleared
Subdivision
Views
Waterfront

Community

Clubhouse
Controlled Access
Gated
Guard
Security Gate
Gated With Attendant
Canal
Water

Property Details

§ 03 · Full MLS record

Property

Property Type

Land

Rooms & Baths

Bathrooms (total)

0

Interior

Security

Security Gate, Gated With Attendant

Exterior

Waterfront	Yes
Waterfront Features	Bulkhead, Canal Front, Waterfront
View	Yes
View Type	Canal, Water

Lot

Lot Size (acres)	0.5410
Lot Size Source	Appraiser
Lot Features	Cleared, Subdivision, Views, Waterfront

Location

County	Montgomery
MLS Area Major	39
MLS Area Minor	Lake Conroe Area
Subdivision	The Island At Grand Harbor
Road Surface	Concrete
Postal Code	77356

Utilities

Water Source	Public
Sewer	None

HOA / Association

HOA	Yes
HOA Fee	$1,600
HOA Fee Frequency	Annually
HOA Name	Grand Harbor POA
Fee Includes	Common Areas, Recreation Facilities
Amenities	Clubhouse, Controlled Access, Gated, Guard

Taxes, Terms & Disclosures

Tax Annual Amount	$2,779
Tax Year	2026
Tax Rate (est.)	1.24%
Parcel #	6164-00-00300
Legal Description	S616400 - THE ISLAND AT GRAND HARBOR, BLOCK 1, LOT 3, ACRES
Listing Terms	Cash, Conventional
Disclosures	Owner Is Listing Agent

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice

Not in archive

This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate — Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$1,583

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,351 Property tax$232 Homeowners insuranceTBD

Subtotal (P&I + Tax) $1,583

Yearly HOA fee $1,600

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

1.6155%

ALL 4 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

—

→ stable

School

1.09%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.15%

→ stable

HOA & Community

§ 05

● HOA details

$1,600

ANNUALLY

Association nameGrand Harbor POA Management co.— Website— Phone— Cert on filepending

Fee includes

CommonAreas · RecreationFacilities

● Community amenities

park

· 0.8mi
· 1.2mi
· 1.3mi

gas_station

Chevron Food Mart · 1.0mi
Kroger · 1.3mi
Exxon · 1.5mi

grocery

Chevron Food Mart · 1.0mi
Kroger Marketplace · 1.2mi
Walmart Supercenter · 1.6mi

gym

Phantom Cheer · 1.1mi
Anytime Fitness · 2.0mi
Pickleball Hideout LLC · 1.1mi

daycare

The Bear Cave at Montgomery Little Bears · 1.1mi
Montgomery Little Bears Private Preschool · 1.1mi
ABC Academy LLC · 1.2mi

veterinary

Lund Michelle D DVM · 1.2mi
Western Hills Animal Medical & Surgical Clinic · 1.3mi
PetVet Vaccination Clinic · 1.5mi

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

Tachus Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

MidSouth Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 250 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Copper

Consolidated Communications

500 / 75 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

+ 5 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_LOMC1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

No drought (D1 or worse)

US Drought Monitor county reading, week of 2026-09-15.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09

1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

The Island At Grand Harbor

TIER: SUBDIVISION

Subdivision name (MLS)The Island At Grand Harbor City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision165 Active now5 Sold (last 12 mo)3 Curated amenities60

● Year-built distribution

2005s 1 2020s 1

Fire Protection

§ 11

Nearest station

Montgomery Fire Department Station 51

· Montgomery

Distance

1.6 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694303 · ACS 2023

Median HH income

$130,389

ACS 2023

Median home value

$614,900

Census self-report

Owner-occupied

77%

1,449 housing units

Bachelor's+

41%

Adults 25+

Median age

39.4

Population 3,757

Work from home

40%

of commuters

Commute 45min+

8%

of commuters

Below poverty

8.8%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

11646 Renaissance Drive, Montgomery, TX 77356

Montgomery County · 30.40°N, 95.67°W

park

—

0.8 mi · 2 within 2 mi

gas_station

Chevron Food Mart

1.0 mi · 1 within 2 mi

grocery

Chevron Food Mart

1.0 mi · 2 within 2 mi

gym

Phantom Cheer

1.1 mi · 4 within 2 mi

Interactive map coming in v0.2 — currently showing schematic placement.