Schools

§ 03

District

Elementary	CREEKSIDE EL	C
Middle	OAK HILLS J H	A
High	LAKE CREEK H S CCMR 91% · Grad 97%	A

TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

HUD homes are sold “as is”. HUD Case #512-549311. Large 2-story home with 4 bedrooms and 3 full baths. No representation is made to information provided including taxes, sqft, schools, features, etc. Buyer must verify all information.

Features

§ 02

Interior

Carpet
Vinyl
Heat: Central
Heat: Gas
Cool: Central Air
Cool: Electric

Exterior & lot

Subdivision
Roof: Composition
Foundation: Slab
Attached
Garage

Community

Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type	Residential
Property Sub Type	Detached
Architectural Style	Traditional
Year Built	2021
Year Built Source	PublicRecords
New Construction	No

Building

Stories	2
Levels	Two
Living Area	2,323 sq ft
Living Area Source	Appraiser
Building Area Total	2,323 sq ft
Foundation	Slab
Construction	Brick, Stone
Roof	Composition

Rooms & Baths

Bedrooms	4
Bathrooms (total)	3
Bathrooms Full	3
Bathrooms Half	0
Rooms Total	6

Interior

Flooring

Carpet, Vinyl

Exterior

Pool Private

No

Parking & Garage

Garage Spaces	2
Attached Garage	Yes
Parking Features	Attached, Garage

Lot

Lot Size (sq ft)	6,843
Lot Size (acres)	0.1571
Lot Size Source	Appraiser
Lot Features	Subdivision

Location

County	Montgomery
MLS Area Major	39
MLS Area Minor	Lake Conroe Area
Subdivision	Fairwater Sec Four
Postal Code	77316

Utilities

Heating	Central, Gas
Cooling	Central Air, Electric
Water Source	Public
Sewer	Public Sewer

HOA / Association

HOA	Yes
HOA Fee	$900
HOA Fee Frequency	Annually
HOA Name	Vision Community Management

Taxes, Terms & Disclosures

Tax Annual Amount	$9,708 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year	2025 (county roll)
Tax Rate (est.)	3.08%
Parcel #	503823
Legal Description	S503204 - FAIRWATER 04, BLOCK 1, LOT 17
Listing Terms	Cash, Conventional, FHA
Lease Considered	No

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 3

Living Room	—
Kitchen	—
Primary Bedroom	12x12

Second level · 3

Bedroom	10x10
Bedroom	10x10
Bedroom	10x10

MUD Disclosure (§49.452)

§ 03 · Data moat

● §49.452 Notice on file

1.3700

TOTAL TAX RATE · PER $100 ASSESSED · 2025

JurisdictionMontgomery County MUD 166 CountyMontgomery TCEQ District ID5857644 Bonded indebtedness$88,600,000 Current year rate— FetchedApr 23, 2026

● Rate not extracted

● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.4100 Resolved MUD jurisdiction Montgomery County MUD 166 Match confidence —

Taxes & Cost of Ownership

§ 04

● Estimated monthly payment

$2,700

30-YR FIXED · ADJUST ASSUMPTIONS BELOW

Interest rate

%

Down payment

%

Principal & interest$1,891 Property tax$809 Homeowners insuranceTBD

Subtotal (P&I + Tax) $2,700

Yearly HOA fee $900

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history

3.0255%

ALL 5 TAXING DISTRICTS · 2025 BILL

202320242025

MUD

1.41%

→ stable

School

1.09%

→ stable

City

—

→ stable

County

0.38%

→ stable

Other districts

0.15%

→ stable

HOA & Community

§ 05

● HOA details

$900

ANNUALLY

Association nameVision Community Management Management co.— Website— Phone— Cert on filepending

● Community amenities

No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS

● Max advertised speed at this address

5,000 Mbps

Fiber available · cable ok

Fiber to the Premises

MidSouth Fiber Internet

5,000 / 5,000 Mbps

● LOW LATENCY

Fiber to the Premises

Fidium Fiber

2,000 / 2,000 Mbps

● LOW LATENCY

Fiber to the Premises

Xfinity

2,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Xfinity

2,000 / 1,000 Mbps

● LOW LATENCY

Coaxial Cable

Optimum

940 / 35 Mbps

● LOW LATENCY

Copper

Consolidated Communications

500 / 75 Mbps

● LOW LATENCY

Licensed Fixed Wireless

Verizon

300 / 20 Mbps

● LOW LATENCY

NGSO Satellite

Starlink

280 / 30 Mbps

● LOW LATENCY

+ 4 additional provider(s)

Environmental Risk

§ 08

X

FEMA Zone

Zone X · Minimal risk

Outside 100-year and 500-year floodplains. No flood insurance required by lender.

PANEL 48339C SFHA NO SOURCE 48339C_STUDY1

🌡 Heat days >95°F

57 days/yr above 95°F

Plus 12 days above 100°F. NOAA station records, 2016-2025 average.

💨 30-day air quality

AQI 51 · Moderate

Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.

🌵 Drought (current)

D1 · Moderate

US Drought Monitor county reading, week of 2026-10-27.

Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Nov 4, 2026.

Recent Comparable Sales

§ 09

3 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10

● Master plan

—

TIER: NEIGHBORHOOD

Subdivision name (MLS)— City · ZIP— County— Listings in subdivision— Active now1 Sold (last 12 mo)0 Curated amenities0

● Year-built distribution

2020s 1

Fire Protection

§ 11

Nearest station

Montgomery Fire Department Station 51

· Montgomery

Distance

2.1 mi

Straight-line from listing

ISO rating

—

Future data point

Avg. response

—

From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694403 · ACS 2023

Median HH income

$75,433

ACS 2023

Median home value

$227,800

Census self-report

Owner-occupied

73%

1,225 housing units

Bachelor's+

26%

Adults 25+

Median age

37.3

Population 3,012

Work from home

15%

of commuters

Commute 45min+

24%

of commuters

Below poverty

13.0%

tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13

● This Home

1184 Courteous Creek Drive, Montgomery, TX 77316

Montgomery County · 30.36°N, 95.67°W

No curated amenities within 2 mi yet.

Interactive map coming in v0.2 — currently showing schematic placement.