Homes for Sale/Montgomery County/Montgomery/Montgomery Trace 05
Active MLS #57360619 · 22 days on market

120 Ebner Lake Front Drive

Montgomery, TX 77316
Subdivision  ·  Montgomery Trace 05
List Price
$675,000
$236/SF
Beds
4
Baths
4
Sq Ft
2,862
Built
2018
Lot
1.71 ac
Garage
2-car
County
Montgomery
Tax Rate
1.13%

Schools

§ 03
District
Elementary STEWART EL A
Middle PEET J H C
High CONROE H S CCMR 65% · Grad 98% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Lake Frontage! Rare and unique opportunity to purchase a home on 1.7 acres with frontage on Fish Creek Lake. Custom built and cared for, this home has excellent potential to make your own. Spacious primary suite, 3 guest bedrooms, an office, wet bar, and bonus loft space! The primary suite features a soaking tub, roomy shower, and his and hers vanities along with spacious closets. The bonus loft has hidden access making it a great, flexible space for a movie room, safe room, or whatever your heart desires. Custom details include wooden trusses, brick fireplace, and a tucked away dog room. The lot is nicely wooded, hiding the home from view of the road. Behind the home, the land has been kept mostly natural while still allowing views of the lake. Excellent potential for animals, kids, the hobby fisherman, or those desiring water access and a view!

Features

§ 02

Interior

  • All Bedrooms Down
  • Wet Bar
  • Breakfast Bar
  • Entrance Foyer
  • Granite Counters
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Vaulted Ceilings
  • Walk In Pantry
  • Walk In Closets
  • Ceiling Fans
  • Kitchen Dining Combo
  • Loft

Exterior & lot

  • Covered Patio
  • Deck
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Wooded
  • Waterfront
  • Backs To Greenbelt Park
  • Pond On Lot
  • Covered
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage

Community

  • Playground
  • Smoke Detectors
  • Lake
  • Style: Ranch

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Ranch
Year Built 2018
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,862 sq ft
Living Area Source Appraiser
Building Area Total 2,862 sq ft
Foundation Slab
Construction Cement Siding, Stone
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 4
Bathrooms Full 2
Bathrooms Half 2
Rooms Total 8
Fireplaces 1
Fireplace Features Gas, Wood Burning

Interior

Interior Features All Bedrooms Down, Wet Bar, Breakfast Bar, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Soaking Tub, Separate Shower, Tub Shower, Vaulted Ceilings, Walk In Pantry, Walk In Closets, Ceiling Fans, Kitchen Dining Combo, Loft, Living Dining Room, Programmable Thermostat
Flooring Carpet, Plank, Tile, Vinyl
Appliances Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave, Refrigerator
Laundry Washer Hookup, Gas Dryer Hookup
Windows Low Emissivity Windows
Security Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Deck, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Covered, Deck, Patio
Pool Private No
Waterfront Yes
Waterfront Features Lake, Lake Front, Waterfront
View Yes
View Type Lake

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 1.7100
Lot Size Source Appraiser
Lot Features Wooded, Waterfront, Backs To Greenbelt Park, Pond On Lot
Direction Faces Northeast
Additional Parcels Yes
Additional Parcel Info 72810507400

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Conroe Southwest
Subdivision Montgomery Trace 05
Road Surface Asphalt
Postal Code 77316

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Aerobic Septic
Electric Generator
Energy Efficient Insulation, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $450
HOA Fee Frequency Annually
HOA Name CKM Property Management
Fee Includes Common Areas, Recreation Facilities
Amenities Playground

Taxes, Terms & Disclosures

Tax Annual Amount $7,637 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.13%
Parcel # 259467
Legal Description MONTGOMERY TRACE 05, BLOCK 4, LOT 10
Listing Terms Cash, Conventional, Investor Financing, Other
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 8 rooms · MLS-supplied

Main level · 8

Primary Bedroom 14 x 15
Bedroom 12 x 12
Bedroom 12 x 12
Bedroom 12 x 13
Kitchen 14 x 15
Dining Room 14 x 15
Living Room 18 x 23
Office 12 x 12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,689
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,053 Property tax$636 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,689
Yearly HOA fee $450

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.5799%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
1.20%
→ stable

HOA & Community

§ 05
● HOA details
$450
ANNUALLY
Association nameCKM Property Management Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
place_of_worship
Restoration Church · 0.4mi
Lake Church · 1.3mi
Honea Baptist Church · 1.5mi
grocery
· 0.8mi
· 2.1mi
Harvest Market · 2.3mi
park
Everett's Peak Park · 2.2mi
Crown Oaks Park · 2.6mi
Lake Conroe Park · 3.2mi
restaurant
PrimoHoagies · 2.3mi
Wasabi Bistro Woodforest · 2.3mi
Roasted · 2.5mi
gym
Anytime Fitness · 2.4mi
April Sound Country Club · 4.3mi
Montgomery Gymnastics Academy · 5.5mi
gas_station
Exxon · 2.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
MidSouth Fiber Internet
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Centric Fiber
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Montgomery Trace 05
TIER: SUBDIVISION
Subdivision name (MLS)Montgomery Trace 05 City · ZIPMontgomery · 77316 CountyMontgomery Listings in subdivision212 Active now1 Sold (last 12 mo)4 Curated amenities60
● Year-built distribution
2015s 1

Fire Protection

§ 11
Nearest station
Lake Conroe Fire Department Station 32
· Conroe
Distance
1.1 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694503 · ACS 2023
Median HH income
$138,157
ACS 2023
Median home value
$450,900
Census self-report
Owner-occupied
99%
4,247 housing units
Bachelor's+
60%
Adults 25+
Median age
40.8
Population 12,079
Work from home
34%
of commuters
Commute 45min+
22%
of commuters
Below poverty
1.2%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
120 Ebner Lake Front Drive, Montgomery, TX 77316
Montgomery County · 30.31°N, 95.59°W
place_of_worship
Restoration Church
0.4 mi · 3 within 2 mi
grocery
0.8 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 2, 2026 Listed $675,000 Robbi Flack
Dec 31, 2017 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Robbi Flack · HomeLand Properties, Inc
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 3, 2026.
MLS# 57360619 · LIST DATE: Sep 2, 2026 · PARCEL: 259467
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 9:25 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity