Homes for Sale/Galveston County/Texas City/The Islands Ph 4 99
Active MLS #96287795 · 36 days on market

1205 28th Avenue

Texas City, TX 77590
Subdivision  ·  The Islands Ph 4 99
List Price
$382,500
$143/SF · 5.0% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,666
Built
1999
Lot
0.28 ac
Garage
2-car
County
Galveston
Tax Rate
2.09%

Schools

§ 03
District
Elementary MANUEL GUAJARDO JR EL B
Middle BLOCKER MIDDLE C
High TEXAS CITY H S CCMR 73% · Grad 83% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

**WATERFRONT + OVERSIZED LOT + APPROX. 1-YEAR-OLD ROOF!** Beautiful two-story brick home on an 11,985 sq ft lot with mature trees and exterior updates completed approximately one year ago. This 4-bedroom, 2.5-bath home offers 2,666 sq ft with an open layout, private first-floor study, spacious family room with gas-log fireplace, and island kitchen with abundant cabinetry, generous counter space, gas cooktop and double ovens. The first-floor primary suite offers a private retreat, while upstairs you'll find 3 additional bedrooms and a large game room. Step outside to a covered patio overlooking the expansive fenced backyard and peaceful pond setting. Additional highlights include a storage building, attached 2-car garage and extended driveway. All this with a low mandatory HOA of approximately $60 per year—buyer to independently verify current dues, fees, assessments and seller-reported updates.

Features

§ 02

Interior

  • Crown Molding
  • Double Vanity
  • Jetted Tub
  • Kitchen Island
  • Bath In Primary Bedroom
  • Main Level Primary
  • Separate Shower
  • Tub Shower
  • Three Bedrooms Up
  • Kitchen Dining Combo
  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Carpet
  • Tile
  • Heat: Central

Exterior & lot

  • Fence
  • Subdivision
  • Waterfront
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage

Community

  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1999
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,666 sq ft
Living Area Source Appraiser
Building Area Total 2,666 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 9
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Crown Molding, Double Vanity, Jetted Tub, Kitchen Island, Bath In Primary Bedroom, Main Level Primary, Separate Shower, Tub Shower, Three Bedrooms Up, Kitchen Dining Combo
Flooring Carpet, Tile
Appliances Double Oven, Dishwasher, Gas Cooktop, Disposal, Microwave
Laundry Washer Hookup, Electric Dryer Hookup
Security Smoke Detectors

Exterior

Exterior Features Fence
Fencing Back Yard
Pool Private No
Waterfront Yes
Waterfront Features Pond, Waterfront

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage

Lot

Lot Size (acres) 0.2751
Lot Size Source Appraiser
Lot Features Subdivision, Waterfront
Direction Faces North

Location

County Galveston
MLS Area Major 33
MLS Area Minor Texas City
Subdivision The Islands Ph 4 99
Road Surface Concrete
Postal Code 77590

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Solar Screens

HOA / Association

HOA Yes
HOA Fee $60
HOA Fee Frequency Annually
HOA Name Islands HOA

Taxes, Terms & Disclosures

Tax Annual Amount $7,983
Tax Year 2025
Tax Rate (est.) 2.09%
Parcel # 4158-0004-0022-000
Legal Description ABST 167 D RICHARDSON SUR THE ISLANDS PHASE 4 (99), BLOCK 4,
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 5

Primary Bedroom 17 x 14
Dining Room 12 x 8
Kitchen 14 x 12
Office 10 x 10
Living Room 11 x 11

Second level · 4

Bedroom 12 x 12
Bedroom 18 x 12
Bedroom 11 x 10
Game Room 18 13

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,962
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,297 Property tax$665 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,962
Yearly HOA fee $60

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2222%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
1.15%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.75%
→ stable

HOA & Community

§ 05
● HOA details
$60
ANNUALLY
Association nameIslands HOA Management co. Website Phone Cert on filepending
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $151/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
The Islands Ph 4 99
TIER: SUBDIVISION
Subdivision name (MLS)The Islands Ph 4 99 City · ZIPTexas City · 77590 CountyGalveston Listings in subdivision2 Active now1 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
1995s 1

Fire Protection

§ 11
Nearest station
Texas City Fire Department Station 2
Distance
1.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167722001 · ACS 2023
Median HH income
$87,542
ACS 2023
Median home value
$275,900
Census self-report
Owner-occupied
67%
2,759 housing units
Bachelor's+
28%
Adults 25+
Median age
36.6
Population 6,779
Work from home
4%
of commuters
Commute 45min+
13%
of commuters
Below poverty
6.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
1205 28th Avenue, Texas City, TX 77590
Galveston County · 29.41°N, 94.91°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 19, 2026 Listed $382,500 Jerry Henson
Dec 31, 1998 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Jerry Henson · LPT Realty, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 10, 2026.
MLS# 96287795 · LIST DATE: Aug 19, 2026 · PARCEL: 4158-0004-0022-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 6:53 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity