Homes for Sale/Fort Bend County/Richmond/Lakes Of Bella Terra
Active MLS #64800585 · 65 days on market

12115 San Luca Street

Richmond, TX 77406
Subdivision  ·  Lakes Of Bella Terra
List Price
$300,000
$161/SF · 6.1% above neighborhood median
Beds
3
Baths
3
Sq Ft
1,860
Built
2015
Lot
2,809 sf
Garage
2-car
County
Fort Bend
Tax Rate
2.43%

Schools

§ 03
District
Elementary JOE HUBENAK EL A
Middle ELLA BANKS JH N/R
High TOMAS H S N/R
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Discover exceptional living at 12115 San Luca Street in Richmond, where thoughtful design, spacious interiors, and timeless finishes come together. This beautifully maintained home features an open-concept layout with soaring ceilings, abundant natural light, and granite countertops throughout. The chef-inspired kitchen opens seamlessly to the expansive family room, creating the perfect setting for everyday living and entertaining. Upstairs, enjoy a versatile loft ideal for a game room, media space, or home office, along with generously sized secondary bedrooms. The private owner's retreat offers vaulted ceilings and a spa-like bath with dual vanities, a soaking tub, and separate walk-in shower. Conveniently located near shopping, dining, major commuter routes, and highly regarded schools, this home delivers comfort, style, and value without the wait of new construction.

Features

§ 02

Interior

  • All Bedrooms Up
  • Breakfast Bar
  • Crown Molding
  • En Suite Bathroom
  • Granite Counters
  • Hollywood Bath
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Pantry
  • Split Bedrooms
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Upper Level Primary
  • Walk In Closets
  • Window Treatments

Exterior & lot

  • Deck
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Private Yard
  • Front Yard
  • Pond On Lot
  • Side Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Garage Door Opener
  • Association

Community

  • Clubhouse
  • Playground
  • Park
  • Pool
  • Tennis Courts
  • Trails
  • Prewired
  • Security System Owned
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Townhouse
Sub Type Additional Townhouse
Architectural Style Traditional
Year Built 2015
Year Built Source PublicRecords
New Construction No
Builder Name Chesmar

Building

Stories 2
Levels Two
Living Area 1,860 sq ft
Living Area Source Appraiser
Building Area Total 1,860 sq ft
Foundation Slab
Construction Brick, Cement Siding, Stone
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 6

Interior

Interior Features All Bedrooms Up, Breakfast Bar, Crown Molding, En Suite Bathroom, Granite Counters, Hollywood Bath, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Pantry, Split Bedrooms, Soaking Tub, Separate Shower, Tub Shower, Upper Level Primary, Walk In Closets, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Flooring Carpet, Tile
Appliances Dryer, Dishwasher, Electric Oven, Disposal, Gas Range, Microwave, Refrigerator, Washer, Cooktop, Energy Star Qualified Appliances
Laundry Laundry In Utility Room, Electric Dryer Hookup
Windows Window Coverings
Security Prewired, Security System Owned, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Deck, Fence, Sprinkler Irrigation, Patio, Private Yard
Patio / Porch Deck, Patio
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage, Garage Door Opener

Lot

Lot Size (sq ft) 2,809
Lot Size Source Appraiser
Lot Features Front Yard, Pond On Lot, Side Yard
Direction Faces East

Location

County Fort Bend
MLS Area Major 37
MLS Area Minor Fort Bend County North/Richmond
Subdivision Lakes Of Bella Terra
Road Surface Concrete
Postal Code 77406

Utilities

Heating Central, Gas, Zoned
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Doors, Hvac, Insulation, Thermostat

HOA / Association

HOA Fee $2,375
HOA Fee Frequency Annually
HOA Name Lakes of Bella Terra
Fee Includes Clubhouse, Common Areas, Maintenance Structure, Recreation Facilities
Amenities Clubhouse, Playground, Park, Pool, Tennis Courts, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $7,277 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.43%
Parcel # 4777-28-001-0160-901
Legal Description LAKES OF BELLA TERRA SEC 28, BLOCK 1, LOT 16
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 2

Breakfast Room Nook 10x11
Family Room 22x13

Second level · 4

Primary Bedroom 13x17
Bedroom 10x12
Bedroom 11x11
Game Room 13x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
1.2000
TOTAL TAX RATE · PER $100 ASSESSED · latest on file
JurisdictionFort Bend County MUD 133 CountyFort Bend TCEQ District ID3077163 Bonded indebtedness$116,000,000 Current year rate0.0000 FetchedApr 23, 2026
● Stale — high risk
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 1.1732 Resolved MUD jurisdiction Fort Bend County MUD 133 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,407
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,801 Property tax$606 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,407
Yearly HOA fee $2,375

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.8387%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
1.17%
→ stable
School
→ stable
City
→ stable
County
→ stable
Other districts
1.67%
→ stable

HOA & Community

§ 05
● HOA details
$2,375
ANNUALLY
Association nameLakes of Bella Terra Management co.Crest Management Websitevisit Phone(281) 342-9920 Cert on filehoa.texas.gov
Fee includes
Clubhouse · CommonAreas · MaintenanceStructure · RecreationFacilities
● Community amenities
park
kids park · 0.2mi
kids park · 0.2mi
kids park · 0.2mi
restaurant
Minuti Coffee · 0.3mi
Minuti Coffee · 0.4mi
Minuti Coffee · 0.4mi
coffee
Minuti Coffee · 0.4mi
urgent_care
Katy Gaston Urgent Care · 0.5mi
Katy Gaston Urgent Care · 0.6mi
Katy Gaston Urgent Care · 0.6mi
gas_station
Phillips 66 · 0.5mi
Murphy USA · 1.0mi
daycare
Westlake Lutheran Academy · 0.7mi
Westlake Lutheran Academy · 0.8mi
Westlake Lutheran Academy · 0.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
2,500 / 2,500 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 3 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48157C SFHA NO SOURCE 48157C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $152/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lakes Of Bella Terra
TIER: NEIGHBORHOOD
Subdivision name (MLS)Lakes Of Bella Terra City · ZIPRichmond · 77406 CountyFort Bend Listings in subdivision4,118 Active now18 Sold (last 12 mo)23 Curated amenities60
● Year-built distribution
2005s 4 2010s 7 2015s 5 2020s 2

Fire Protection

§ 11
Nearest station
Willowfork Fire Department Station 2
· Katy
Distance
2.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48157673403 · ACS 2023
Median HH income
$154,350
ACS 2023
Median home value
$425,600
Census self-report
Owner-occupied
86%
3,405 housing units
Bachelor's+
69%
Adults 25+
Median age
36.2
Population 10,450
Work from home
21%
of commuters
Commute 45min+
15%
of commuters
Below poverty
4.4%
tract-level

Amenities & Nearby Places

§ 13

Grocery

SPEEDY EXPRESS#40
0.4 mi · 5 within 1.5 mi

Schools

Harmony Science Academy Katy Middle School
0.6 mi · 5 within 1.5 mi

Parks

Lakes of Bella Terra Community Dog Park
0.7 mi · 5 within 1.5 mi

Restaurants

El Pollo Loco
0.4 mi · 8 within 1.5 mi

Cafés

Minuti Coffee
0.6 mi · 5 within 1.5 mi

Gyms

24 Hour Fitness
0.3 mi · 3 within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 7, 2026.

Location & Neighborhood

§ 13
● This Home
12115 San Luca Street, Richmond, TX 77406
Fort Bend County · 29.70°N, 95.78°W
park
kids park
0.2 mi · 3 within 2 mi
restaurant
Minuti Coffee
0.3 mi · 5 within 2 mi
coffee
Minuti Coffee
0.4 mi · 1 within 2 mi
urgent_care
Katy Gaston Urgent Care
0.5 mi · 3 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 21, 2026 Listed $300,000 Dixie Hightower
Dec 31, 2014 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Dixie Hightower · Compass RE Texas, LLC - Memorial
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 27, 2026.
MLS# 64800585 · LIST DATE: Jul 21, 2026 · PARCEL: 4777-28-001-0160-901
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity