Homes for Sale/Galveston County/Crystal Beach/Kona Kai 1
Active MLS #20850789 · 146 days on market

1247 Bay Street

Crystal Beach, TX 77650
Subdivision  ·  Kona Kai 1
List Price
$295,000
$307/SF
Beds
2
Baths
1
Sq Ft
960
Built
1975
Lot
0.10 ac
Garage
1-car
County
Galveston
Tax Rate
1.13%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Tucked along the tranquil bayside of Crystal Beach this beautifully appointed bayhouse offers the perfect blend of comfort, function & coastal charm. Designed for those who love life on the water, the property features a private boathouse with boat lift—ready for effortless fishing, cruising, or sunset rides. Outdoor living takes center stage with both covered and uncovered decking, ideal entertaining year-round. The downstairs entertaining area is a true standout, complete with a built-in TV, bar, grill, fish cleaning station—perfect for hosting gatherings after a day on the water, inside, the home is thoughtfully curated with custom furniture and stylish window treatments, and is being offered fully furnished for a seamless move-in experience. A convenient cargo manlift adds ease, while the garage provides ample space for all your beach and boating gear. Located just a short golf cart ride from the beach, this property offers the best of both bay and beach lifestyles

Features

§ 02

Interior

  • Balcony
  • Dry Bar
  • High Ceilings
  • Kitchen Family Room Combo
  • Vaulted Ceilings
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Programmable Thermostat
  • Dishwasher
  • Electric Cooktop
  • Microwave
  • Oven
  • Dryer
  • Refrigerator
  • Washer
  • Concrete
  • Wood

Exterior & lot

  • Balcony
  • Covered Patio
  • Deck
  • Paved Driveway
  • Porch
  • Patio
  • Private Yard
  • Cleared
  • Subdivision
  • Views
  • Waterfront
  • Side Yard
  • Covered
  • Rooftop
  • Roof: Composition
  • Additional Parking
  • Attached
  • Boat

Community

  • Smoke Detectors
  • Bay
  • Canal
  • Water
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 1975
Year Built Source Owner
New Construction No

Building

Stories 1
Levels One,MultiSplit
Living Area 960 sq ft
Living Area Source Appraiser
Building Area Total 960 sq ft
Construction Cement Siding, Wood Siding
Roof Composition

Rooms & Baths

Bedrooms 2
Bathrooms (total) 1
Bathrooms Full 1
Bathrooms Half 0
Rooms Total 5

Interior

Interior Features Balcony, Dry Bar, High Ceilings, Kitchen Family Room Combo, Vaulted Ceilings, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Programmable Thermostat
Flooring Concrete, Wood
Appliances Dishwasher, Electric Cooktop, Microwave, Oven, Dryer, Refrigerator, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings
Security Smoke Detectors

Exterior

Exterior Features Balcony, Covered Patio, Deck, Paved Driveway, Porch, Patio, Private Yard
Patio / Porch Balcony, Covered, Deck, Patio, Porch, Rooftop
Pool Private No
Waterfront Yes
Waterfront Features Boat Dock Slip, Bulkhead, Boat Ramp Lift Access, Canal Front, Waterfront
View Yes
View Type Bay, Canal, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Additional Parking, Attached, Boat, Garage

Lot

Lot Size (acres) 0.1033
Lot Size Source Appraiser
Lot Features Cleared, Subdivision, Views, Waterfront, Side Yard

Location

County Galveston
MLS Area Major 33
MLS Area Minor Crystal Beach
Subdivision Kona Kai 1
Road Surface Concrete
Postal Code 77650

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer, Septic Tank
Energy Efficient Thermostat

HOA / Association

HOA Yes
HOA Fee $150
HOA Fee Frequency Annually
HOA Name Kona Kai HOA

Taxes, Terms & Disclosures

Tax Annual Amount $3,342
Tax Year 2025
Tax Rate (est.) 1.13%
Parcel # 4430-0000-0056-000
Legal Description ABST 203 A VAN NORDSTRAND SUR LOT 56 KONA KAI
Listing Terms Cash, Conventional, FHA, Investor Financing
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Bedroom 13x11
Bedroom 11x9.5
Bonus Room 31x21
Living Room 23x15
Kitchen 16x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,050
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,771 Property tax$279 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,050
Yearly HOA fee $150

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.3466%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.18%
→ stable

HOA & Community

§ 05
● HOA details
$150
ANNUALLY
Association nameKona Kai HOA Management co. Website Phone Cert on filepending
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 11.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Kona Kai 1
TIER: SUBDIVISION
Subdivision name (MLS)Kona Kai 1 City · ZIPCrystal Beach · 77650 CountyGalveston Listings in subdivision12 Active now4 Sold (last 12 mo)3 Curated amenities0
● Year-built distribution
1965s 1 1975s 2 2000s 1

Fire Protection

§ 11
Nearest station
Crystal Beach Fire / Rescue Department
Distance
4.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
1247 Bay Street, Crystal Beach, TX 77650
Galveston County · 29.43°N, 94.70°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 1, 2026 Listed $295,000 Nicole Cheramie
Dec 31, 1974 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Nicole Cheramie · Cobb Real Estate
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 21, 2026.
MLS# 20850789 · LIST DATE: May 1, 2026 · PARCEL: 4430-0000-0056-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 6:53 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity