Homes for Sale/Brazoria County/Surfside Beach/B C I C Div 1
Active MLS #70157897 · 131 days on market

125 Bay Avenue

Surfside Beach, TX 77541
Subdivision  ·  B C I C Div 1
List Price
$430,000
$331/SF
Beds
3
Baths
2
Sq Ft
1,300
Built
2004
Lot
6,970 sf
Garage
2-car
County
Brazoria
Tax Rate
1.79%

Schools

§ 03
District
Elementary FREEPORT EL C
Middle O'HARA LANIER MIDDLE N/R
High BRAZOSPORT H S CCMR 78% · Grad 93% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Just steps from the beach, this fully furnished beach house is all about the views and coastal living. From the wraparound deck, you can catch sunsets over the Intracoastal on one side and Gulf views on the other, with the beach less than a minute walk away. The screened in porch gives you a comfortable spot to relax year round. Additional features include an outdoor shower, lockable golf cart storage with access to golf cart trails, and zoning that allows for both residential and commercial use. Whether you’re looking for a weekend getaway, investment property, or full time coastal home, this one is perfect!

Features

§ 02

Interior

  • All Bedrooms Down
  • Kitchen Family Room Combo
  • Main Level Primary
  • Ceiling Fans
  • Dishwasher
  • Disposal
  • Microwave
  • Water Softener Owned
  • Heat: Central
  • Heat: Electric
  • Heat: Gas
  • Cool: Central Air
  • Cool: Electric
  • Washer Hookup
  • Electric Dryer Hookup
  • Gas Dryer Hookup

Exterior & lot

  • Deck
  • Enclosed Porch
  • Porch
  • Patio
  • Views
  • Screened
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Driveway
  • Garage

Community

  • Beach Rights
  • Beach Access
  • Beach
  • Gulf
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2004
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,300 sq ft
Living Area Source Appraiser
Building Area Total 1,300 sq ft
Foundation Pillar Post Pier
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 3

Interior

Interior Features All Bedrooms Down, Kitchen Family Room Combo, Main Level Primary, Ceiling Fans
Appliances Dishwasher, Disposal, Microwave, Water Softener Owned
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Exterior Features Deck, Enclosed Porch, Porch, Patio
Patio / Porch Deck, Patio, Porch, Screened
Pool Private No
View Yes
View Type Beach, Gulf, Water

Parking & Garage

Garage Spaces 2
Parking Features Driveway, Garage

Lot

Lot Size (sq ft) 6,970
Lot Size (acres) 0.1600
Lot Size Source Appraiser
Lot Features Views

Location

County Brazoria
MLS Area Major 5
MLS Area Minor Surfside
Subdivision B C I C Div 1
Postal Code 77541

Utilities

Heating Central, Electric, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Septic Tank

HOA / Association

Amenities Beach Rights, Beach Access

Taxes, Terms & Disclosures

Tax Annual Amount $7,693
Tax Year 2025
Tax Rate (est.) 1.79%
Parcel # 2101-0248-115
Legal Description B C I C DIV 1 LOT 5 TR 224 (A0009 B T ARCHER) (SURFSIDE) ACR
Listing Terms Cash, Conventional, FHA, Investor Financing, Va Loan
Lease Considered No

Room Layout

§ 04 · 3 rooms · MLS-supplied

Main level · 3

Primary Bedroom 12x15
Bedroom 12x11
Bedroom 12x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction Velasco Drainage District Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,223
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,582 Property tax$641 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,223

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.8529%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
→ stable
City
→ stable
County
0.26%
→ stable
Other districts
1.59%
→ stable

HOA & Community

§ 05
● HOA details
ANNUAL
Association name Management co. Website Phone Cert on filepending
● Community amenities
restaurant
Seahorse Bar and Grill · 1.5mi
Red Snapper Inn · 1.5mi
Sharky's Bar and Grill · 1.8mi
grocery
Circle K · 1.8mi
XYZ Food Mart · 4.2mi
Niko's · 4.3mi
bank
Circle K ATM · 1.8mi
Buc-ee's · 4.4mi
ATM, Inside Bucc'ee's · 4.4mi
police_station
Surfside Police Department · 2.8mi
Oyster Creek Police Department & City Hall · 4.5mi
Surfside Village Police Department · 5.8mi
park
· 2.8mi
Surfside Jetty Park · 2.8mi
· 2.8mi
urgent_care
Concentra Urgent Care · 5.2mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48039C BASE FLOOD ELEV. 16.0 FT SFHA YES SOURCE 48039C_STUDY2
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 41 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
B C I C DIV 1
TIER: SUBDIVISION
Subdivision name (MLS)B C I C DIV 1 City · ZIPSurfside Beach · 77541 CountyBrazoria Listings in subdivision74 Active now24 Sold (last 12 mo)8 Curated amenities49
● Year-built distribution
1965s 1 1970s 1 1990s 1 1995s 1 2000s 2 2005s 3 2010s 1 2015s 4 2020s 4 2025s 1

Fire Protection

§ 11
Nearest station
Surfside Beach Fire Department
Distance
2.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48039664200 · ACS 2023
Median HH income
$70,417
ACS 2023
Median home value
$260,400
Census self-report
Owner-occupied
38%
2,398 housing units
Bachelor's+
22%
Adults 25+
Median age
56.0
Population 2,048
Work from home
5%
of commuters
Commute 45min+
15%
of commuters
Below poverty
14.3%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
125 Bay Avenue, Surfside Beach, TX 77541
Brazoria County · 28.97°N, 95.26°W
restaurant
Seahorse Bar and Grill
1.5 mi · 4 within 2 mi
grocery
Circle K
1.8 mi · 1 within 2 mi
bank
Circle K ATM
1.8 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
May 15, 2026 Listed $430,000 Monica Foster
Dec 31, 2003 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Monica Foster · eXp Realty, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 70157897 · LIST DATE: May 15, 2026 · PARCEL: 2101-0248-115
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity