Homes for Sale/Harris County/Cypress/Mill Ridge North
Active MLS #78401610 · 66 days on market

12530 Mill Ridge Drive

Cypress, TX 77429
Subdivision  ·  Mill Ridge North
List Price
$309,000
$133/SF
Beds
4
Baths
3
Sq Ft
2,316
Built
1983
Lot
0.21 ac
Garage
2-car
County
Harris
Tax Rate
1.20%

Schools

§ 03
District
Elementary MILLSAP EL B
Middle HAMILTON MIDDLE A
High CYPRESS CREEK H S CCMR 70% · Grad 91% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

12530 Mill Ridge Drive, Cypress, TX 77429 · MLS #78401610 This updated 2-story home sits on a large corner lot in Cypress, walking distance to the community pool and park. Four bedrooms and 2.5 baths, all bedrooms upstairs, with 2,316 SF and a 2-car garage. The kitchen has been renovated with a custom 11-foot deep pantry offering full shelving, and the primary bath features updated finishes. Downstairs offers updated flooring throughout, along with crown molding accents. Secondary bedrooms are generously sized. Enjoy a wood-burning fireplace, mature trees, raised garden beds, firepit, a garden shed, and an oversized gazebo frame ready for the buyer's choice of canvas covering. Major systems have been thoughtfully maintained, including recent roof replacement in 2025, recently updated HVAC, recent water heater replacement, and a whole-house PEX replumb. Fence updates have also been recently completed, and the home offers great curb appeal. Schedule your showing today.

Features

§ 02

Interior

  • All Bedrooms Up
  • Butlers Pantry
  • Crown Molding
  • Entrance Foyer
  • En Suite Bathroom
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Sitting Area In Primary
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Walk In Pantry
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans
  • Dishwasher
  • Gas Cooktop
  • Disposal

Exterior & lot

  • Deck
  • Fence
  • Paved Driveway
  • Patio
  • Storage
  • Corner Lot
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Driveway
  • Garage
  • Garage Door Opener
  • Association

Community

  • Playground
  • Park
  • Pool
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1983
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 2,316 sq ft
Living Area Source Appraiser
Building Area Total 2,316 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 4
Fireplaces 1
Fireplace Features Gas, Wood Burning

Interior

Interior Features All Bedrooms Up, Butlers Pantry, Crown Molding, Entrance Foyer, En Suite Bathroom, Kitchen Family Room Combo, Bath In Primary Bedroom, Sitting Area In Primary, Soaking Tub, Separate Shower, Tub Shower, Walk In Pantry, Walk In Closets, Window Treatments, Ceiling Fans
Flooring Carpet, Plank, Vinyl, Wood
Appliances Dishwasher, Gas Cooktop, Disposal, Gas Oven, Oven
Laundry Washer Hookup, Gas Dryer Hookup
Windows Window Coverings

Exterior

Exterior Features Deck, Fence, Paved Driveway, Patio, Storage
Patio / Porch Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Driveway, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.2112
Lot Size Source Appraiser
Lot Features Corner Lot, Subdivision

Location

County Harris
MLS Area Major 10
MLS Area Minor Cypress North
Subdivision Mill Ridge North
Postal Code 77429

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $585
HOA Fee Frequency Annually
HOA Name Mill Ridge North HOA/Crest Mgmt.
Fee Includes Common Areas, Recreation Facilities
Amenities Playground, Park, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $3,700 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.20%
Parcel # 114-439-009-0028
Legal Description LT 28 BLK 9 MILL RIDGE NORTH
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Second level · 4

Primary Bedroom 18 x 16
Bedroom 13 x 12
Bedroom 13 x 13
Bedroom 11 x 10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3150 Resolved MUD jurisdiction Northwest Harris County MUD 9 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.3200
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID17420475695 Filed underNorthwest Harris County Municipal Utility District #9 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,163
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,855 Property tax$308 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,163
Yearly HOA fee $585

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2549%
ALL 10 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.32%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.49%
→ stable

HOA & Community

§ 05
● HOA details
$585
ANNUALLY
Association nameMill Ridge North HOA/Crest Mgmt. Management co. Website Phone Cert on filemls-trestle
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
restaurant
Sonic · 0.0mi
· 0.4mi
Tiger Noodle House · 0.2mi
grocery
B!G Mart · 0.1mi
Prime Mart · 0.2mi
Kroger · 0.3mi
pharmacy
Walgreens · 0.2mi
Walgreens · 0.5mi
Walgreens · 0.2mi
hospital
Village Medical Primary Care · 0.2mi
Village Medical Primary Care · 0.5mi
Innovista Medical Center · 0.2mi
place_of_worship
Citywell Church · 0.2mi
Citywell Church · 0.4mi
The Met.Church · 0.4mi
gas_station
Chevron · 0.2mi
B!G Mart · 0.4mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Mill Ridge North
TIER: SUBDIVISION
Subdivision name (MLS)Mill Ridge North City · ZIPCypress · 77429 CountyHarris Listings in subdivision324 Active now8 Sold (last 12 mo)6 Curated amenities60
● Year-built distribution
1980s 6 1990s 2

Fire Protection

§ 11
Nearest station
Cypress Creek Fire Department - Station 22
Distance
0.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201552303 · ACS 2023
Median HH income
$58,586
ACS 2023
Median home value
$257,900
Census self-report
Owner-occupied
16%
1,469 housing units
Bachelor's+
47%
Adults 25+
Median age
31.9
Population 2,757
Work from home
5%
of commuters
Commute 45min+
7%
of commuters
Below poverty
8.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
12530 Mill Ridge Drive, Cypress, TX 77429
Harris County · 29.96°N, 95.59°W
restaurant
Sonic
0.0 mi · 7 within 2 mi
grocery
B!G Mart
0.1 mi · 3 within 2 mi
pharmacy
Walgreens
0.2 mi · 2 within 2 mi
hospital
Village Medical Primary Care
0.2 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 19, 2026 Listed $309,000 Katie Curran
Dec 31, 1982 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Katie Curran · Keller Williams Signature
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 25, 2026.
MLS# 78401610 · LIST DATE: Jul 19, 2026 · PARCEL: 114-439-009-0028
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity