Homes for Sale/Harris County/Cypress/Regency Oaks Condo Ph 02
Active MLS #87413568 · 17 days on market

12755 Mill Ridge Drive

Cypress, TX 77429
Subdivision  ·  Regency Oaks Condo Ph 02
List Price
$123,000
$160/SF
Beds
1
Baths
2
Sq Ft
768
Built
1984
County
Harris
Tax Rate
2.09%

Schools

§ 03
District
Elementary MILLSAP EL B
Middle HAMILTON MIDDLE A
High CYPRESS CREEK H S CCMR 70% · Grad 91% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Thank you for showing! Buyers need to verify the size of the rooms. HOA only allows dogs under 25 lbs.

Features

§ 02

Interior

  • Breakfast Bar
  • Tub Shower
  • Upper Level Primary
  • Ceiling Fans
  • Loft
  • Convection Oven
  • Dryer
  • Washer Dryer Stacked
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Oven
  • Refrigerator
  • Washer
  • Heat: Central
  • Heat: Electric

Exterior & lot

  • Balcony
  • Deck
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Storage
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Assigned
  • Carport
  • Association

Community

  • Clubhouse
  • Maintenance Grounds
  • Pool
  • Trash
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Condominium
Sub Type Additional Condominium
Architectural Style Traditional
Year Built 1984
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 768 sq ft
Living Area Source Appraiser
Building Area Total 768 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 1
Bedrooms Possible 1
Bathrooms (total) 2
Bathrooms Full 1
Bathrooms Half 1
Rooms Total 4
Fireplaces 1
Fireplace Features Free Standing, Wood Burning

Interior

Interior Features Breakfast Bar, Tub Shower, Upper Level Primary, Ceiling Fans, Loft
Appliances Convection Oven, Dryer, Washer Dryer Stacked, Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave, Oven, Refrigerator, Washer
Laundry Laundry In Utility Room, Electric Dryer Hookup, Stacked

Exterior

Exterior Features Balcony, Deck, Fence, Sprinkler Irrigation, Patio, Storage
Patio / Porch Balcony, Deck, Patio
Pool Private No
Pool Features Association

Parking & Garage

Parking Features Additional Parking, Assigned, Carport

Location

County Harris
MLS Area Major 10
MLS Area Minor Cypress North
Subdivision Regency Oaks Condo Ph 02
Road Surface Concrete
Postal Code 77429

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Fee $350
HOA Fee Frequency Monthly
HOA Name Creative Management
Fee Includes Clubhouse, Insurance, Maintenance Grounds, Maintenance Structure, Sewer, Water
Amenities Clubhouse, Maintenance Grounds, Pool, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $2,574 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.09%
Parcel # 115-657-002-0006
Legal Description UNIT 210 BLDG B .95 U/D INT COMMON LAND & ELE REGENCY OAKS C
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 4 rooms · MLS-supplied

Main level · 4

Living Room 14x13
Kitchen 10x9
Dining Room 10x10
Primary Bedroom 17x16

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3150 Resolved MUD jurisdiction Northwest Harris County MUD 9 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.3200
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID17420475695 Filed underNorthwest Harris County Municipal Utility District #9 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$953
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$739 Property tax$214 Homeowners insuranceTBD
Subtotal (P&I + Tax) $953
Yearly HOA fee $4,200

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2549%
ALL 10 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.32%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.49%
→ stable

HOA & Community

§ 05
● HOA details
$350
MONTHLY
Association nameCreative Management Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · Insurance · MaintenanceGrounds · MaintenanceStructure · Sewer · Water
● Community amenities
park
Regency Green Pocket Park · 0.2mi
Prayer Garden · 0.7mi
CCS Playground · 0.7mi
library
Northwest Branch Library · 0.2mi
Lanier Theological Library · 2.9mi
Williford Parish Library · 3.8mi
gas_station
Chevron · 0.5mi
B!G Mart · 0.6mi
Chevron · 0.7mi
grocery
Prime Mart · 0.6mi
B!G Mart · 0.6mi
· 0.8mi
restaurant
Del Pueblo Mexican Restaurant · 0.6mi
Sonic · 0.6mi
McDonald's · 0.6mi
place_of_worship
Cypress Bible Church · 0.7mi
The Met.Church · 0.6mi
Citywell Church · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
8,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Ezee Fiber
8,000 / 8,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
65 days/yr above 95°F
Plus 11 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
2 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Regency Oaks Condo Ph 02
TIER: SUBDIVISION
Subdivision name (MLS)Regency Oaks Condo Ph 02 City · ZIPCypress · 77429 CountyHarris Listings in subdivision298 Active now4 Sold (last 12 mo)3 Curated amenities60
● Year-built distribution
1980s 4

Fire Protection

§ 11
Nearest station
Cypress Creek Fire Department - Station 22
Distance
0.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201552304 · ACS 2023
Median HH income
$98,963
ACS 2023
Median home value
$263,400
Census self-report
Owner-occupied
95%
717 housing units
Bachelor's+
42%
Adults 25+
Median age
42.2
Population 2,050
Work from home
14%
of commuters
Commute 45min+
12%
of commuters
Below poverty
2.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
12755 Mill Ridge Drive, Cypress, TX 77429
Harris County · 29.96°N, 95.59°W
park
Regency Green Pocket Park
0.2 mi · 3 within 2 mi
library
Northwest Branch Library
0.2 mi · 1 within 2 mi
gas_station
Chevron
0.5 mi · 3 within 2 mi
grocery
Prime Mart
0.6 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 6, 2026 Listed $123,000 Nancy Zeman
Dec 31, 1983 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Nancy Zeman · Texas United Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 10, 2026.
MLS# 87413568 · LIST DATE: Sep 6, 2026 · PARCEL: 115-657-002-0006
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity