Homes for Sale/Harris County/Cypress/Stone Ridge at Blackhorse
Active MLS #84854943 · 7 days on market

12827 Mason Terrace Lane

Cypress, TX 77433
Subdivision  ·  Stone Ridge at Blackhorse
List Price
$335,000
$152/SF
Beds
3
Baths
2
Sq Ft
2,207
Built
2009
Lot
6,517 sf
Garage
2-car
County
Harris
Tax Rate
2.74%

Schools

§ 03
District
Elementary POPE EL A
Middle SMITH MIDDLE A
High CYPRESS RANCH H S CCMR 85% · Grad 97% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to this beautifully one-story home tucked away in the private section of Stone Ridge at BlackHorse Ranch. Featuring 3 bedrooms, 2 full baths, and a spacious open-concept layout, this home offers comfortable living in a desirable Cypress location zoned to the highly sought-after Cypress-Fairbanks ISD. The kitchen opens to the family room and features granite countertops, abundant cabinetry, and a large pantry- perfect for everyday living and entertaining. At the front of the home, the versatile study provides a quiet space for working from home, a playroom, or an additional flex space. The generous primary suite features a walk-in closet, while the primary bath offers dual sinks, a separate soaking tub, and a walk-in shower. Step outside to the covered back patio and enjoy peaceful views of the green space behind the home—offering added privacy with no back neighbors. A wonderful opportunity to enjoy a comfortable home in a desirable community.

Features

§ 02

Interior

  • All Bedrooms Down
  • Butlers Pantry
  • Double Vanity
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Separate Shower
  • Vanity
  • Walk In Closets
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Free Standing Range
  • Gas Cooktop
  • Disposal
  • Gas Range

Exterior & lot

  • Fence
  • Subdivision
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Playground
  • Park
  • Pool
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2009
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,207 sq ft
Living Area Source Appraiser
Building Area Total 2,207 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 10

Interior

Interior Features All Bedrooms Down, Butlers Pantry, Double Vanity, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Pantry, Separate Shower, Vanity, Walk In Closets, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Laminate
Appliances Dishwasher, Electric Oven, Free Standing Range, Gas Cooktop, Disposal, Gas Range, Microwave, Oven, Cooktop
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Exterior Features Fence
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 6,517
Lot Size (acres) 0.1496
Lot Size Source Appraiser
Lot Features Subdivision
Direction Faces East

Location

County Harris
MLS Area Major 25
MLS Area Minor Cypress South
Subdivision Stone Ridge at Blackhorse
Road Surface Concrete
Postal Code 77433

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Hvac, Thermostat

HOA / Association

HOA Yes
HOA Fee $1,150
HOA Fee Frequency Annually
HOA Name Crest Mgmt
Amenities Playground, Park, Pool

Taxes, Terms & Disclosures

Tax Annual Amount $9,189
Tax Year 2026
Tax Rate (est.) 2.74%
Parcel # 127-931-001-0027
Legal Description LT 27 BLK 1 STONE RIDGE
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 10 rooms · MLS-supplied

Main level · 10

Primary Bedroom 14x18
Bedroom 11x11
Bedroom 11x11
Primary Bathroom 11x15
Bathroom —
Breakfast Room Nook 11x12
Office 11x16
Kitchen 12x14
Utility Room 6x8
Dining Room 12x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.6950 Resolved MUD jurisdiction not mapped Match confidence —

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,778
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,012 Property tax$766 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,778
Yearly HOA fee $1,150

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.5357%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.69%
→ stable
School
1.07%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable

HOA & Community

§ 05
● HOA details
$1,150
ANNUALLY
Association nameCrest Mgmt Management co.— Website— Phone— Cert on filepending
● Community amenities
No curated amenity map yet for this subdivision.

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Fiber to the Premises
Astound Broadband
1,500 / 1,500 Mbps
● LOW LATENCY
Coaxial Cable
Astound Broadband
1,500 / 50 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Spectrum
1,000 / 35 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
+ 6 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_LOMC91
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
—
TIER: NEIGHBORHOOD
Subdivision name (MLS)— City · ZIP— County— Listings in subdivision— Active now1 Sold (last 12 mo)0 Curated amenities0
● Year-built distribution
2005s 1

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 4
· Cypress
Distance
2.3 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201543007 · ACS 2023
Median HH income
$172,894
ACS 2023
Median home value
$460,100
Census self-report
Owner-occupied
84%
6,609 housing units
Bachelor's+
61%
Adults 25+
Median age
34.8
Population 22,581
Work from home
47%
of commuters
Commute 45min+
11%
of commuters
Below poverty
3.7%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
12827 Mason Terrace Lane, Cypress, TX 77433
Harris County · 29.97°N, 95.71°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 17, 2026 Listed $335,000 Lisa Wilbur
Dec 31, 2008 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Lisa Wilbur · CB&A, Realtors
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 84854943 · LIST DATE: Sep 17, 2026 · PARCEL: 127-931-001-0027
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity