Homes for Sale/Galveston County/Galveston/Bermuda Beach
Active MLS #76947457 · 0 days on market

12902 John Reynolds Road

Galveston, TX 77554
Subdivision  ·  Bermuda Beach
List Price
$649,000
$481/SF
Beds
3
Baths
2
Sq Ft
1,350
Built
1999
Lot
6,700 sf
Garage
1-car
County
Galveston
Tax Rate
1.89%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Second-row home in Bermuda Beach with unobstructed Gulf views and beach access just steps away. Enjoy the sound of the waves from the shaded front porch while taking in open water views. Inside, the living, dining, and kitchen areas flow together beneath tall ceilings, with windows that keep the coastline in sight. The home offers three bedrooms and two baths, including a primary suite with a private balcony overlooking the Gulf. Offered fully furnished for immediate enjoyment. Per seller: newer roof, double-pane windows, new stair railing, Hardie siding, and hurricane shutters. Conveniently located near Galveston Island’s dining, shopping, golf courses, and many of the island’s attractions.

Features

§ 02

Interior

  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Corner Lot
  • Roof: Composition
  • Attached
  • Garage

Community

  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1999
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,350 sq ft
Living Area Source Appraiser
Building Area Total 1,350 sq ft
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5

Exterior

Pool Private No

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 6,700
Lot Size (acres) 0.1538
Lot Size Source Appraiser
Lot Features Corner Lot

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Bermuda Beach
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $295
HOA Fee Frequency Annually
HOA Name PIMI Galveston Bay

Taxes, Terms & Disclosures

Tax Annual Amount $12,262
Tax Year 2025
Tax Rate (est.) 1.89%
Parcel # 1765-0000-0034-000
Legal Description ABST 121 HALL & JONES SUR LOT 34 BERMUDA BEACH
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Living Room 15x15
Dining Room 10x10
Primary Bedroom 13x13
Bedroom 12x12
Bedroom 12x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,919
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,897 Property tax$1,022 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,919
Yearly HOA fee $295

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$295
ANNUALLY
Association namePIMI Galveston Bay Management co. Website Phone Cert on filepending
● Community amenities
park
Sea Shell Beach Pocket Park 3 · 0.8mi
Sand Castle Beach Pocket Park 2 · 1.5mi
Sea Gull Shores Beach Pocket Park 1 · 2.7mi
place_of_worship
West Isle Church · 1.4mi
West Isle Presbyterian Church · 1.4mi
Immanuel Baptist Church · 3.8mi
grocery
Fresco Mart General Store & Deli · 1.4mi
Circle K · 4.3mi
Valero · 4.3mi
restaurant
Waterman's Restaurant · 2.1mi
Cooper's Landing · 2.9mi
Seahorse Grill · 3.5mi
veterinary
Campeche Cove All Animal Hospital · 3.9mi
Paradise Persians · 5.8mi
AnimalCrackers Chiropractic · 6.1mi
bank
ATM (ATM Link, Inc.) · 4.1mi
Circle K ATM · 4.3mi
ATM · 5.0mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 16.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bermuda Beach
TIER: SUBDIVISION
Subdivision name (MLS)Bermuda Beach City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision86 Active now6 Sold (last 12 mo)1 Curated amenities57
● Year-built distribution
1960s 1 1965s 1 1975s 1 1995s 1 2015s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
1.5 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726000 · ACS 2023
Median HH income
$125,625
ACS 2023
Median home value
$327,000
Census self-report
Owner-occupied
50%
1,226 housing units
Bachelor's+
43%
Adults 25+
Median age
57.2
Population 1,537
Work from home
39%
of commuters
Commute 45min+
23%
of commuters
Below poverty
4.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
12902 John Reynolds Road, Galveston, TX 77554
Galveston County · 29.22°N, 94.92°W
park
Sea Shell Beach Pocket Park 3
0.8 mi · 2 within 2 mi
place_of_worship
West Isle Church
1.4 mi · 2 within 2 mi
grocery
Fresco Mart General Store & Deli
1.4 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 23, 2026 Listed $649,000 Caroline Spagnola
Dec 31, 1998 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Caroline Spagnola · RE/MAX Leading Edge
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 76947457 · LIST DATE: Sep 23, 2026 · PARCEL: 1765-0000-0034-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity