Homes for Sale/Harris County/Houston/Eldridge Park Sec 05
Active MLS #57836312 · 75 days on market

12907 Ridge Bank Lane

Houston, TX 77041
Subdivision  ·  Eldridge Park Sec 05
List Price
$479,900
$122/SF · 34.4% below neighborhood median
Beds
5
Baths
4
Sq Ft
3,925
Built
1998
Lot
0.21 ac
Garage
3-car
County
Harris
Tax Rate
1.49%

Schools

§ 03
District
Elementary KIRK EL B
Middle TRUITT MIDDLE C
High CYPRESS RIDGE H S CCMR 64% · Grad 95% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

This expansive estate showcases 5 bedrooms, a charming study, and 3.5 baths plus a roomy 3 car garage. The property exudes a sense of grandeur and comfort, perfect for those in search of a luxurious lifestyle. The layout is carefully crafted to provide ample space and privacy for all. The peaceful downstairs primary suite features elegant wood floors, crown molding, and an ensuite bath with double sinks, a separate soaking tub, and shower. Upstairs, you'll find 4 spacious bedrooms with private bath access and ample closets, as well as a roomy gameroom for family fun. The kitchen features abundant storage and counter workspace for the family chef. Other features in the kichen are granite counters, a large island, stainless steel appliances and a walk-in pantry. Downstairs floors are Travertine tile and wood throughout for easy maintenance. Quick access to beltway 8 for an easy commute to the energy corridor and downtown. Close to shopping, restaurants and schools!

Features

§ 02

Interior

  • Double Vanity
  • Entrance Foyer
  • En Suite Bathroom
  • Hollywood Bath
  • High Ceilings
  • Kitchen Island
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Main Level Primary
  • Multiple Primary Suites
  • Split Bedrooms
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Vanity
  • Walk In Pantry
  • Window Treatments
  • Ceiling Fans

Exterior & lot

  • Fully Fenced
  • Fence
  • Sprinkler Irrigation
  • Subdivision
  • Wooded
  • Back Yard
  • Roof: Composition
  • Foundation: Slab
  • Additional Parking
  • Garage
  • Garage Door Opener
  • Association

Community

  • Playground
  • Pool
  • Trails
  • Security System Owned
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 1998
Year Built Source PublicRecords
New Construction No

Building

Stories 2
Levels Two
Living Area 3,925 sq ft
Living Area Source Appraiser
Building Area Total 3,925 sq ft
Foundation Slab
Construction Brick, Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 5
Bedrooms Possible 5
Bathrooms (total) 4
Bathrooms Full 3
Bathrooms Half 1
Rooms Total 11
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Double Vanity, Entrance Foyer, En Suite Bathroom, Hollywood Bath, High Ceilings, Kitchen Island, Kitchen Family Room Combo, Bath In Primary Bedroom, Main Level Primary, Multiple Primary Suites, Split Bedrooms, Soaking Tub, Separate Shower, Tub Shower, Vanity, Walk In Pantry, Window Treatments, Ceiling Fans
Flooring Carpet, Travertine, Wood
Appliances Dishwasher, Gas Cooktop, Disposal, Microwave, Oven
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings
Security Security System Owned

Exterior

Exterior Features Fully Fenced, Fence, Sprinkler Irrigation
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 3
Parking Features Additional Parking, Garage, Garage Door Opener

Lot

Lot Size (acres) 0.2105
Lot Size Source Appraiser
Lot Features Subdivision, Wooded
Direction Faces North

Location

County Harris
MLS Area Major 8
MLS Area Minor Eldridge North
Subdivision Eldridge Park Sec 05
Road Surface Concrete
Postal Code 77041

Utilities

Heating Central, Gas
Cooling Central Air, Electric, Zoned
Water Source Public
Sewer Public Sewer
Energy Efficient Radiant Attic Barrier, Exposure Shade, Hvac, Lighting

HOA / Association

HOA Yes
HOA Fee $650
HOA Fee Frequency Annually
HOA Name Eldridge Park HOA/Spectrum
Fee Includes Common Areas, Recreation Facilities
Amenities Playground, Pool, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $7,152 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.49%
Parcel # 119-137-002-0010
Legal Description LT 10 BLK 2 ELDRIDGE PARK SEC 5
Listing Terms Assumable, Cash, Conventional, FHA
Lease Considered No
Disclosures Municipal Utility District Disclosure, Seller Disclosure

Room Layout

§ 04 · 11 rooms · MLS-supplied

Main level · 6

Dining Room 14x13
Office 14x11
Den 26x19
Kitchen 16x13
Breakfast Room Nook 14x9
Primary Bedroom 18x14

Second level · 5

Game Room 19x14
Bedroom 18x13
Bedroom 14x12
Bedroom 13x12
Bedroom 13x12

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice on file
0.3500
TOTAL TAX RATE · PER $100 ASSESSED · 2026
JurisdictionHorsepen Bayou MUD CountyHarris TCEQ District ID4649000 Bonded indebtedness Current year rate FetchedApr 27, 2026
● Verdict unknown
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.3500 Resolved MUD jurisdiction Horsepen Bayou MUD Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$3,478
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,882 Property tax$596 Homeowners insuranceTBD
Subtotal (P&I + Tax) $3,478
Yearly HOA fee $650

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 5-year history
2.1907%
ALL 9 TAXING DISTRICTS · 2025 BILL
20212022202320242025
MUD
0.35%
→ stable
School
1.07%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.39%
→ stable
YearM&OI&STotal MUD rate
2021 0.2500 0.1300 0.3800
2022 0.2500 0.1000 0.3500
2023 0.1000 0.2500 0.3500
2025 0.2500 0.1000 0.3500

HOA & Community

§ 05
● HOA details
$650
ANNUALLY
Association nameEldridge Park HOA/Spectrum Management co. Website Phone Cert on filepending
Fee includes
CommonAreas · RecreationFacilities
● Community amenities
park
Eldridge Park · 0.1mi
· 0.2mi
Central Bridge Park · 0.6mi
restaurant
Jack in the Box · 0.5mi
Chinois Orient Bistro · 0.7mi
McDonald's · 0.7mi
gas_station
Circle K · 0.5mi
Fuel Expo · 0.5mi
Shell · 1.0mi
bank
Bank Of Texas · 0.5mi
First Community Credit Union - Copperfield · 2.8mi
Chase Bank · 2.8mi
pharmacy
Walgreens · 0.6mi
Twin Lakes · 2.8mi
Walgreens · 2.2mi
grocery
Circle K · 0.6mi
Fuel Expo · 0.7mi
Kroger · 0.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Fiber to the Premises
Hotwire Communications
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
+ 2 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
72 days/yr above 95°F
Plus 24 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $186/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Eldridge Park Sec 05
TIER: SUBDIVISION
Subdivision name (MLS)Eldridge Park Sec 05 City · ZIPHouston · 77041 CountyHarris Listings in subdivision21 Active now4 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
1995s 4

Fire Protection

§ 11
Nearest station
Cy - Fair Volunteer Fire Department Station 6
Distance
0.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201540101 · ACS 2023
Median HH income
$245,513
ACS 2023
Median home value
$558,400
Census self-report
Owner-occupied
87%
2,300 housing units
Bachelor's+
68%
Adults 25+
Median age
44.0
Population 6,680
Work from home
21%
of commuters
Commute 45min+
2%
of commuters
Below poverty
4.4%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
12907 Ridge Bank Lane, Houston, TX 77041
Harris County · 29.86°N, 95.60°W
park
Eldridge Park
0.1 mi · 6 within 2 mi
restaurant
Jack in the Box
0.5 mi · 6 within 2 mi
gas_station
Circle K
0.5 mi · 2 within 2 mi
bank
Bank Of Texas
0.5 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 10, 2026 Listed $479,900 Charley Van Etten
Dec 31, 1997 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Charley Van Etten · CB&A, Realtors
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Aug 22, 2026.
MLS# 57836312 · LIST DATE: Jul 10, 2026 · PARCEL: 119-137-002-0010
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity