Homes for Sale/Galveston County/Galveston/Bermuda Beach
Active MLS #77333014 · 339 days on market

12940 John Reynolds Road

Galveston, TX 77554
Subdivision  ·  Bermuda Beach
List Price
$819,000
$476/SF
Beds
4
Baths
2
Sq Ft
1,722
Built
2015
Lot
0.14 ac
Garage
1-car
County
Galveston
Tax Rate
1.89%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Enjoy coastal living in this beautifully designed 4-bed, 2-bath home—all on one level! Just a short walk to the beach, it features stunning Gulf views from the spacious front porch and an open living area perfect for relaxing or entertaining. The fully equipped kitchen includes a breakfast bar for six and flows into a dining space with buffet. The primary suite offers an ensuite bath with double sinks, a walk-in shower, and a private deck overlooking the bay. Three additional bedrooms include built-in shelves and cabinetry. With a large double driveway and an open area under the home ideal for BBQs or gatherings, this beachside retreat has it all! Other amenities include storm shutters, window coverings, double driveway, HVAC replaced inside and out in 2025

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • High Ceilings
  • Kitchen Family Room Combo
  • Ceiling Fans
  • Kitchen Dining Combo
  • Living Dining Room
  • Dishwasher
  • Electric Cooktop
  • Disposal
  • Microwave
  • Oven
  • Plank
  • Vinyl
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Covered Patio
  • Deck
  • Porch
  • Patio
  • Storm Security Shutters
  • Views
  • None
  • Covered
  • Roof: Composition
  • Additional Parking
  • Attached
  • Driveway
  • Garage

Community

  • Smoke Detectors
  • Beach
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2015
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,722 sq ft
Living Area Source Appraiser
Building Area Total 1,722 sq ft
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 6

Interior

Interior Features Breakfast Bar, Double Vanity, High Ceilings, Kitchen Family Room Combo, Ceiling Fans, Kitchen Dining Combo, Living Dining Room
Flooring Plank, Vinyl
Appliances Dishwasher, Electric Cooktop, Disposal, Microwave, Oven
Security Smoke Detectors

Exterior

Exterior Features Covered Patio, Deck, Porch, Patio, Storm Security Shutters
Patio / Porch Covered, Deck, Patio, Porch
Fencing None
Pool Private No
Waterfront Features Beach Front
View Yes
View Type Beach, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Additional Parking, Attached, Driveway, Garage

Lot

Lot Size (acres) 0.1362
Lot Size Source Appraiser
Lot Features Views

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Bermuda Beach
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $295
HOA Fee Frequency Annually
HOA Name Bermuda Beach IC/PMI Galveston Ba
Fee Includes Common Areas

Taxes, Terms & Disclosures

Tax Annual Amount $15,520
Tax Year 2025
Tax Rate (est.) 1.89%
Parcel # 1765-0000-0044-000
Legal Description ABST 121 HALL & JONES SUR LOT 44 BERMDUA BEACH
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 6

Kitchen 8.0 X 15.0
Living Room 12.11 X 15.01
Primary Bedroom 14.11 X 12.02
Bedroom 10.10 X 10.10
Bedroom 11.0 X 12.0
Bedroom 10.11 X 11.0

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$6,211
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$4,918 Property tax$1,293 Homeowners insuranceTBD
Subtotal (P&I + Tax) $6,211
Yearly HOA fee $295

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$295
ANNUALLY
Association nameBermuda Beach IC/PMI Galveston Ba Management co. Website Phone Cert on filepending
Fee includes
CommonAreas
● Community amenities
park
Sea Shell Beach Pocket Park 3 · 0.8mi
Sand Castle Beach Pocket Park 2 · 1.5mi
Sea Gull Shores Beach Pocket Park 1 · 2.7mi
place_of_worship
West Isle Church · 1.4mi
West Isle Presbyterian Church · 1.4mi
Immanuel Baptist Church · 3.8mi
grocery
Fresco Mart General Store & Deli · 1.4mi
Circle K · 4.3mi
Valero · 4.3mi
restaurant
Waterman's Restaurant · 2.1mi
Cooper's Landing · 2.9mi
Seahorse Grill · 3.5mi
veterinary
Campeche Cove All Animal Hospital · 3.9mi
Paradise Persians · 5.8mi
AnimalCrackers Chiropractic · 6.1mi
bank
ATM (ATM Link, Inc.) · 4.1mi
Circle K ATM · 4.3mi
ATM · 5.0mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 16.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bermuda Beach
TIER: SUBDIVISION
Subdivision name (MLS)Bermuda Beach City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision86 Active now6 Sold (last 12 mo)1 Curated amenities57
● Year-built distribution
1960s 1 1965s 1 1975s 1 1995s 1 2015s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
1.4 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726000 · ACS 2023
Median HH income
$125,625
ACS 2023
Median home value
$327,000
Census self-report
Owner-occupied
50%
1,226 housing units
Bachelor's+
43%
Adults 25+
Median age
57.2
Population 1,537
Work from home
39%
of commuters
Commute 45min+
23%
of commuters
Below poverty
4.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
12940 John Reynolds Road, Galveston, TX 77554
Galveston County · 29.22°N, 94.92°W
park
Sea Shell Beach Pocket Park 3
0.8 mi · 2 within 2 mi
place_of_worship
West Isle Church
1.4 mi · 2 within 2 mi
grocery
Fresco Mart General Store & Deli
1.4 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Oct 19, 2025 Listed $819,000 Kimberly Gaido
Dec 31, 2014 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Kimberly Gaido · Sand N Sea Properties, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated May 21, 2026.
MLS# 77333014 · LIST DATE: Oct 19, 2025 · PARCEL: 1765-0000-0044-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity