Homes for Sale/Galveston County/Crystal Beach/Waterways Sec 3 2009
Active MLS #2060962 · 393 days on market

1295 Lagoon Drive

Crystal Beach, TX 77650
Subdivision  ·  Waterways Sec 3 2009
List Price
$899,000
$478/SF
Beds
3
Baths
2
Sq Ft
1,880
Built
2020
Lot
0.20 ac
Garage
1-car
County
Galveston
Tax Rate
1.26%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Beautiful 3-bedroom, 2-bath canal-front home located in the desirable Waterways subdivision. Built in 2020, this 1,880 sq. ft. property features modern construction and exceptional waterfront amenities, including a boat lift, boat house, bulkhead, and expansive deck.

The open-concept layout highlights a spacious living area, dining space, and kitchen with island, breakfast bar, and pantry. Built-ins and a dedicated desk area provide functionality for work or storage. Large windows showcase stunning canal views and fill the home with natural light. Bedrooms are generously sized with large closets and a split floor plan to ensure ultimate privacy for owners and guests.

The downstairs is perfect for entertaining, with a covered patio, outdoor fireplace, garage, and additional storage. A cargo lift adds convenience, and the elevated design offers peace of mind.

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • Kitchen Island
  • Kitchen Family Room Combo
  • Pots And Pan Drawers
  • Pantry
  • Separate Shower
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Dishwasher
  • Gas Oven
  • Gas Range
  • Microwave
  • Tankless Water Heater
  • Laminate
  • Heat: Central
  • Heat: Gas

Exterior & lot

  • Covered Patio
  • Patio
  • Subdivision
  • Views
  • Waterfront
  • Covered
  • Deck
  • Roof: Composition
  • Attached
  • Garage

Community

  • Boat Ramp
  • Controlled Access
  • Bay
  • Canal
  • Water
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2020
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,880 sq ft
Living Area Source Appraiser
Building Area Total 1,880 sq ft
Construction Cement Siding
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 6
Fireplace Features Outside

Interior

Interior Features Breakfast Bar, Double Vanity, Kitchen Island, Kitchen Family Room Combo, Pots And Pan Drawers, Pantry, Separate Shower, Window Treatments, Ceiling Fans, Kitchen Dining Combo
Flooring Laminate
Appliances Dishwasher, Gas Oven, Gas Range, Microwave, Tankless Water Heater
Laundry Electric Dryer Hookup
Windows Window Coverings
Security Controlled Access

Exterior

Exterior Features Covered Patio, Patio
Patio / Porch Covered, Deck, Patio
Pool Private No
Waterfront Yes
Waterfront Features Bulkhead, Boat Ramp Lift Access, Canal Front, Waterfront
View Yes
View Type Bay, Canal, Water

Parking & Garage

Garage Spaces 1
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.2002
Lot Size Source Appraiser
Lot Features Subdivision, Views, Waterfront
Direction Faces South

Location

County Galveston
MLS Area Major 33
MLS Area Minor Crystal Beach
Subdivision Waterways Sec 3 2009
Road Surface Concrete
Postal Code 77650

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Aerobic Septic
Electric Generator
Energy Efficient Water Heater

HOA / Association

HOA Yes
HOA Fee $800
HOA Fee Frequency Annually
HOA Name coming soon
Amenities Boat Ramp, Controlled Access

Taxes, Terms & Disclosures

Tax Annual Amount $11,313
Tax Year 2024
Tax Rate (est.) 1.26%
Parcel # 7392-0000-0023-000
Legal Description WATERWAYS SEC 3 (2009) ABST 179, LOT 23, ACRES 0.199
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 6

Living Room 17x14
Kitchen 15x13
Dining Room 15x10
Primary Bedroom 18x13
Bedroom 12x11
Bedroom 12x10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$6,341
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$5,398 Property tax$943 Homeowners insuranceTBD
Subtotal (P&I + Tax) $6,341
Yearly HOA fee $800

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.3466%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.18%
→ stable

HOA & Community

§ 05
● HOA details
$800
ANNUALLY
Association namecoming soon Management co. Website Phone Cert on filepending
● Community amenities
restaurant
Hardheads IceHouse Grill & Scratch Kitchen · 0.8mi
Third Coast Coffee Cafe · 0.8mi
Jose's Cantina · 0.8mi
grocery
TJ's Discount Groceries · 0.9mi
Swede's Quick Stop · 1.8mi
Fisherman's Cove Food Mart · 8.2mi
bank
ATM (ATM Link, Inc.) · 0.9mi
ATM (ATM Link, Inc.) · 1.6mi
Cardtronics · 2.8mi
post_office
United States Postal Service · 2.2mi
United States Postal Service · 6.7mi
park
· 2.3mi
Port Bolivar Community Park · 7.4mi
· 7.5mi
gym
Sweat Fitness · 2.8mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
Rural Telecommunications of America
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 11.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
4 comparable sales nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Waterways Sec 3 2009
TIER: SUBDIVISION
Subdivision name (MLS)Waterways Sec 3 2009 City · ZIPCrystal Beach · 77650 CountyGalveston Listings in subdivision25 Active now1 Sold (last 12 mo)1 Curated amenities22
● Year-built distribution
2020s 1

Fire Protection

§ 11
Nearest station
Crystal Beach Fire / Rescue Department
Distance
1.6 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723900 · ACS 2023
Median HH income
$71,970
ACS 2023
Median home value
$316,400
Census self-report
Owner-occupied
43%
3,275 housing units
Bachelor's+
13%
Adults 25+
Median age
62.6
Population 2,995
Work from home
9%
of commuters
Commute 45min+
38%
of commuters
Below poverty
11.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
1295 Lagoon Drive, Crystal Beach, TX 77650
Galveston County · 29.45°N, 94.67°W
restaurant
Third Coast Coffee Cafe
0.8 mi · 5 within 2 mi
grocery
TJ's Discount Groceries
0.9 mi · 2 within 2 mi
bank
ATM (ATM Link, Inc.)
0.9 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Aug 26, 2025 Listed $899,000 Elizabeth Boles Terminella
Dec 31, 2019 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Elizabeth Boles Terminella · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jul 4, 2026.
MLS# 2060962 · LIST DATE: Aug 26, 2025 · PARCEL: 7392-0000-0023-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 10:44 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity