Homes for Sale/Galveston County/Hitchcock/Harborwalk Sec 3 2005
Active MLS #75248216 · 225 days on market

13 Saddlebunch

Hitchcock, TX 77563
Subdivision  ·  Harborwalk Sec 3 2005
List Price
$115,000
Baths
0
Lot
0.19 ac
County
Galveston
Tax Rate
3.57%

Schools

§ 03
District
Elementary STEWART EL D
Middle CROSBY MIDDLE C
High HITCHCOCK H S CCMR 98% · Grad 96% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Build your luxury waterfront retreat on this premier east-facing homesite overlooking an impressive 115’ wide canal in Harborwalk, West Galveston Bay’s gated coastal community. Enjoy effortless access to the ICW, West Bay, and the Gulf of America, perfect for boating, fishing, and true waterfront living. Fish from your property or build a private dock along your bulkhead (up to 8’ into the canal and approximately 30’ long). With a min build of just 2,200 sq ft, your custom dream home may be more attainable than you think. Cut in for 16' wide boathouse. There’s no time limit to build, and you can choose your builder (subject to HW DRC approval). Harborwalk's resort-style amenities include a lodge w/event center, yacht club, ship store with deli, bait and fuel, boat ramp, swim center with Flamingo Bar, and hike and bike trails. Experience coastal sunsets and an active waterfront lifestyle just 12 miles to the Galveston Strand, 42 miles to Downtown Houston, and 28 miles to 45 & Beltway 8.

Features

§ 02

Interior

Not provided

Exterior & lot

  • Cleared
  • Interior Lot
  • Subdivision
  • Views
  • Waterfront
  • Association

Community

  • Boat Ramp
  • Controlled Access
  • Picnic Area
  • Playground
  • Pool
  • Trails
  • Gated With Attendant
  • Canal
  • Water

Property Details

§ 03 · Full MLS record

Property

Property Type Land

Rooms & Baths

Bathrooms (total) 0

Interior

Security Gated With Attendant

Exterior

Pool Features Association
Waterfront Yes
Waterfront Features Bulkhead, Canal Front, Waterfront
View Yes
View Type Canal, Water

Lot

Lot Size (acres) 0.1903
Lot Size Source Appraiser
Lot Features Cleared, Interior Lot, Subdivision, Views, Waterfront

Location

County Galveston
MLS Area Major 33
MLS Area Minor Harborwalk
Subdivision Harborwalk Sec 3 2005
Road Surface Concrete
Postal Code 77563

Utilities

Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $2,175
HOA Fee Frequency Annually
HOA Name Goodwin and Company
Amenities Boat Ramp, Controlled Access, Picnic Area, Playground, Pool, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $4,110
Tax Year 2025
Tax Rate (est.) 3.57%
Parcel # 3823-0003-0013-000
Legal Description ABST 38 LOT 13 BLK 3 HARBORWALK SEC 3 (2005)
Listing Terms Cash, Conventional, FHA
Disclosures Municipal Utility District Disclosure, None

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.7100 Resolved MUD jurisdiction Flamingo Isles MUD Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,034
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$691 Property tax$343 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,034
Yearly HOA fee $2,175

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.8696%
ALL 6 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.71%
→ stable
School
1.03%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.81%
→ stable

HOA & Community

§ 05
● HOA details
$2,175
ANNUALLY
Association nameGoodwin and Company Management co. Website Phone Cert on filepending
● Community amenities
restaurant
Louis' Bait Camp & Restaurant · 3.2mi
Bayou Bistro and Bar · 3.3mi
McDonald's · 4.9mi
grocery
E Z Food Mart · 3.2mi
First Stop Food Store · 3.3mi
Tiki Food Store · 3.8mi
place_of_worship
First Mexican Baptist Church of Hitchcock · 3.3mi
Eastward Church of Christ · 3.8mi
Greater Saint Mathew Baptist Church · 4.2mi
park
· 3.4mi
Mahan Park · 4.4mi
Jaycee Park · 5.3mi
daycare
Hitchcock Childcare · 5.0mi
Busy Body's Child Care · 6.4mi
Abundant Life Christian School & Academy · 7.1mi
library
Hitchcock Public Library · 5.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
7,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider
Unknown
Frontier
Speeds per provider

Environmental Risk

§ 08
A
FEMA Zone
Zone AE · Special Flood Hazard Area
1% annual chance of flooding (100-year floodplain). Flood insurance typically required.
PANEL 48167C BASE FLOOD ELEV. 14.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Harborwalk Sec 3 2005
TIER: SUBDIVISION
Subdivision name (MLS)Harborwalk Sec 3 2005 City · ZIPHitchcock · 77563 CountyGalveston Listings in subdivision112 Active now11 Sold (last 12 mo)7 Curated amenities60
● Year-built distribution
2005s 1 2025s 1

Fire Protection

§ 11
Nearest station
Bayou Vista Volunteer Fire Department
· Bayou Vista
Distance
3.3 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723600 · ACS 2023
Median HH income
$87,266
ACS 2023
Median home value
$213,200
Census self-report
Owner-occupied
83%
1,979 housing units
Bachelor's+
24%
Adults 25+
Median age
47.9
Population 4,579
Work from home
3%
of commuters
Commute 45min+
22%
of commuters
Below poverty
9.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
13 Saddlebunch, Hitchcock, TX 77563
Galveston County · 29.29°N, 94.96°W
No curated amenities within 2 mi yet.
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Feb 10, 2026 Listed $115,000 Mindy Clemmons
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Mindy Clemmons · RE/MAX American Dream
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Feb 10, 2026.
MLS# 75248216 · LIST DATE: Feb 10, 2026 · PARCEL: 3823-0003-0013-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity