Homes for Sale/Galveston County/Texas City/Lago Mar Pod 5 Sec 3
Active MLS #10238021 · 15 days on market

13020 Cobalt Cove Court

Texas City, TX 77568
Subdivision  ·  Lago Mar Pod 5 Sec 3
List Price
$325,000
$174/SF
Beds
3
Baths
3
Sq Ft
1,864
Built
2021
Lot
4,996 sf
Garage
2-car
County
Galveston
Tax Rate
3.08%

Schools

§ 03
District
Elementary LOUIS G AND ELVA C LOBIT EL A
Middle LOBIT MIDDLE SCHOOL N/R
High DICKINSON H S CCMR 83% · Grad 97% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Built by Highland Homes, this move-in-ready, stunning single-story home features soaring 11-foot ceilings, 3 bedrooms, 2.5 baths, and a private study. The open-concept design seamlessly connects the kitchen, dining, and family areas, creating the perfect space for everyday living and entertaining. Located in a desirable gated section of Lago Mar and within walking distance of the impressive 12-acre crystal-clear lagoon, this home offers the perfect combination of comfort, convenience, and resort-style living.

Features

§ 02

Interior

  • Kitchen Island
  • Kitchen Family Room Combo
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Walk In Pantry
  • Walk In Closets
  • Kitchen Dining Combo
  • Living Dining Room
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Microwave
  • Heat: Central
  • Heat: Electric
  • Heat: Gas
  • Cool: Central Air

Exterior & lot

  • Subdivision
  • Pond On Lot
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Clubhouse
  • Controlled Access
  • Dog Park
  • Fitness Center
  • Picnic Area
  • Playground
  • Pickleball
  • Park
  • Pool
  • Trails
  • Gated
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2021
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,864 sq ft
Living Area Source Appraiser
Building Area Total 1,864 sq ft
Foundation Slab
Construction Brick
Roof Composition

Rooms & Baths

Bedrooms 3
Bedrooms Possible 4
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 5

Interior

Interior Features Kitchen Island, Kitchen Family Room Combo, Soaking Tub, Separate Shower, Tub Shower, Walk In Pantry, Walk In Closets, Kitchen Dining Combo, Living Dining Room
Appliances Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup

Exterior

Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 4,996
Lot Size (acres) 0.1147
Lot Size Source Appraiser
Lot Features Subdivision, Pond On Lot

Location

County Galveston
MLS Area Major 33
MLS Area Minor Texas City
Subdivision Lago Mar Pod 5 Sec 3
Road Surface Concrete
Postal Code 77568

Utilities

Heating Central, Electric, Gas
Cooling Central Air, Electric, Gas
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $2,093
HOA Fee Frequency Annually
HOA Name PMG Houston
Fee Includes Clubhouse, Common Areas, Other, Recreation Facilities
Amenities Clubhouse, Controlled Access, Dog Park, Fitness Center, Picnic Area, Playground, Pickleball, Park, Pool, Trails, Gated

Taxes, Terms & Disclosures

Tax Annual Amount $10,002
Tax Year 2025
Tax Rate (est.) 3.08%
Parcel # 4494-0301-0047-000
Legal Description LOT 47 BLK 1 LAGO MAR POD 5 SEC 3 (2021) ABST 11
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Primary Bedroom 16 x 16
Living Room 18 x 15
Kitchen 20 x 14
Bedroom 13 x 11
Bedroom 14 x 10

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.9400 Resolved MUD jurisdiction Galveston County MUD 56 Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,786
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,952 Property tax$834 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,786
Yearly HOA fee $2,093

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
3.2164%
ALL 7 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.94%
→ stable
School
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
1.95%
→ stable

HOA & Community

§ 05
● HOA details
$2,093
ANNUALLY
Association namePMG Houston Management co. Website Phone Cert on filepending
Fee includes
Clubhouse · CommonAreas · Other · RecreationFacilities
● Community amenities
park
· 0.2mi
· 0.6mi
· 0.6mi
restaurant
Auntie Anne's · 0.9mi
Charleys Philly Steaks · 0.9mi
Crepes and Waffles · 0.9mi
grocery
Buc-ee's · 1.2mi
Walmart Supercenter · 1.4mi
· 1.6mi
bank
TDECU Texas City · 1.2mi
Wellby Financial · 1.6mi
AMOCO Federal Credit Union · 3.6mi
hospital
Action Behavior Centers - ABA Therapy for Autism · 1.3mi
· 3.9mi
· 4.7mi
urgent_care
Affinity Urgent Care · 1.5mi
UTMB Health Urgent Care, Texas City · 2.2mi
St. Elizabeth Urgent Care · 2.9mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48167C SFHA NO SOURCE 48167C_STUDY2
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Lago Mar Pod 5 Sec 3
TIER: SUBDIVISION
Subdivision name (MLS)Lago Mar Pod 5 Sec 3 City · ZIPTexas City · 77568 CountyGalveston Listings in subdivision37 Active now2 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2020s 2

Fire Protection

§ 11
Nearest station
La Marque Central Fire Station
· La Marque
Distance
2.9 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167723300 · ACS 2023
Median HH income
$98,594
ACS 2023
Median home value
$309,400
Census self-report
Owner-occupied
78%
4,093 housing units
Bachelor's+
31%
Adults 25+
Median age
37.3
Population 9,852
Work from home
3%
of commuters
Commute 45min+
22%
of commuters
Below poverty
4.3%
tract-level

Amenities & Nearby Places

§ 13

Grocery

None within 1.5 mi

Schools

None within 1.5 mi

Parks

Lake Coleman
0.6 mi · 2 within 1.5 mi

Restaurants

Blue Lagoon Bar & Grill
0.2 mi · 8 within 1.5 mi

Cafés

Starbucks Coffee Company
1.0 mi · 5 within 1.5 mi

Gyms

None within 1.5 mi
Data: Google Places (refreshed every 7 days). Last fetched May 10, 2026.

Location & Neighborhood

§ 13
● This Home
13020 Cobalt Cove Court, Texas City, TX 77568
Galveston County · 29.41°N, 95.06°W
park
0.2 mi · 5 within 2 mi
restaurant
Auntie Anne's
0.9 mi · 5 within 2 mi
grocery
Buc-ee's
1.2 mi · 3 within 2 mi
bank
TDECU Texas City
1.2 mi · 2 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 9, 2026 Listed $325,000 Bianca Garza
Dec 31, 2020 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Bianca Garza · Yellow Keys Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 22, 2026.
MLS# 10238021 · LIST DATE: Sep 9, 2026 · PARCEL: 4494-0301-0047-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 8:10 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity