Homes for Sale/Montgomery County/Montgomery/Bentwater 49
Active MLS #73355211 · 1 days on market

131 Misty Harbor

Montgomery, TX 77356
Subdivision  ·  Bentwater 49
List Price
$359,900
$128/SF · 50.4% below neighborhood median
Beds
4
Baths
3
Sq Ft
2,807
Built
2004
Lot
10,633 sf
Garage
2-car
County
Montgomery
Tax Rate
2.25%

Schools

§ 03
District
Elementary LINCOLN EL C
Middle MONTGOMERY J H C
High MONTGOMERY H S CCMR 85% · Grad 98% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome home to this inviting residence located in the desirable Bentwater community near Lake Conroe. Featuring four bedrooms and three bathrooms, this home offers a spacious and functional layout with comfortable living areas and plenty of room to accommodate a variety of needs. The kitchen features solid-surface countertops, stainless steel appliances, ample cabinetry, and an island that provides additional workspace and gathering space. The living area offers a welcoming atmosphere, while the bedrooms provide flexibility for guest accommodations, a home office, or additional personal space. Enjoy the covered front entrance and outdoor patio, with convenient access to the community’s recreational opportunities, golf, and nearby lake activities. This home offers an opportunity to enjoy comfortable living in an established master-planned community.

Features

§ 02

Interior

  • Bedroomon Upper Level
  • Entrance Foyer
  • Hollywood Bath
  • Kitchen Island
  • Kitchen Family Room Combo
  • Main Level Primary
  • Pantry
  • Soaking Tub
  • Separate Shower
  • Two Bedrooms Down
  • Walk In Closets
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave

Exterior & lot

  • Deck
  • Fully Fenced
  • Patio
  • Private Yard
  • Subdivision
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Marina
  • Clubhouse
  • Fitness Center
  • Golf Course
  • Playground
  • Pool
  • Trails
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2004
Year Built Source Owner
New Construction No

Building

Stories 2
Levels Two
Living Area 2,807 sq ft
Living Area Source Owner
Building Area Total 2,807 sq ft
Foundation Slab
Construction Brick, Vinyl Siding
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 6
Fireplaces 1

Interior

Interior Features Bedroomon Upper Level, Entrance Foyer, Hollywood Bath, Kitchen Island, Kitchen Family Room Combo, Main Level Primary, Pantry, Soaking Tub, Separate Shower, Two Bedrooms Down, Walk In Closets, Window Treatments, Ceiling Fans, Kitchen Dining Combo
Flooring Carpet, Engineered Hardwood, Tile, Wood
Appliances Dishwasher, Gas Cooktop, Disposal, Microwave, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup
Windows Window Coverings

Exterior

Exterior Features Deck, Fully Fenced, Patio, Private Yard
Patio / Porch Deck, Patio
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (sq ft) 10,633
Lot Size (acres) 0.2441
Lot Size Source Appraiser
Lot Features Subdivision
Direction Faces East

Location

County Montgomery
MLS Area Major 39
MLS Area Minor Lake Conroe Area
Subdivision Bentwater 49
Road Surface Asphalt
Postal Code 77356

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Other, Public
Sewer Other, Public Sewer

HOA / Association

HOA Yes
HOA Fee $193
HOA Fee Frequency Monthly
HOA Name Bentwater Property Owners Ass
Amenities Marina, Clubhouse, Fitness Center, Golf Course, Playground, Pool, Trails

Taxes, Terms & Disclosures

Tax Annual Amount $8,100 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 2.25%
Parcel # 314826
Legal Description BENTWATER 49, BLOCK 1, LOT 16
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Municipal Utility District Disclosure, Other

Room Layout

§ 04 · 6 rooms · MLS-supplied

Main level · 5

Kitchen 15'6" x 12'7"
Living Room 23'6" x 16'11"
Primary Bedroom 13'8" x 16'2"
Bedroom 12'5"x12'4"
Bedroom 10'11"x 11'11"

Second level · 1

Bedroom 13'9" × 14'8"

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.1700 Resolved MUD jurisdiction Montgomery County MUD 18 Match confidence —
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.2320
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065106398 Filed underMontgomery County Municipal Utility District #18 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$2,836
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,161 Property tax$675 Homeowners insuranceTBD
Subtotal (P&I + Tax) $2,836
Yearly HOA fee $2,316

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.7855%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.17%
→ stable
School
1.09%
→ stable
City
—
→ stable
County
0.38%
→ stable
Other districts
0.15%
→ stable

HOA & Community

§ 05
● HOA details
$193
MONTHLY
Association nameBentwater Property Owners Ass Management co.— Website— Phone— Cert on filepending
● Community amenities
restaurant
· 0.3mi
Whataburger · 4.2mi
The Big Sombrero · 4.3mi
grocery
· 0.7mi
· 2.8mi
Chevron Food Mart · 2.8mi
place_of_worship
Scott Ridge Church · 0.9mi
Brownwood Church · 4.8mi
First Montgomery Baptist Church · 5.3mi
gym
pool · 1.1mi
CrossFit Kovu · 4.1mi
CAPFit24 · 4.1mi
post_office
USPS Collection Box · 1.1mi
Lone Star Post, Pack and Parcel · 2.7mi
Dr. James Field · 5.9mi
police_station
Montgomery County Sheriff - District 5 Patrol · 2.9mi
Montgomery Police Department · 6.1mi
Willis Police Department · 8.3mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
2,000 Mbps
Fiber available · cable ok
Fiber to the Premises
Fidium Fiber
2,000 / 2,000 Mbps
● LOW LATENCY
Fiber to the Premises
Xfinity
1,000 / 1,000 Mbps
● LOW LATENCY
Fiber to the Premises
Tachus Fiber Internet
1,000 / 1,000 Mbps
● LOW LATENCY
Coaxial Cable
Optimum
940 / 35 Mbps
● LOW LATENCY
LBR Fixed Wireless
Nextlink
500 / 100 Mbps
● LOW LATENCY
Copper
Consolidated Communications
500 / 75 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
+ 4 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48339C SFHA NO SOURCE 48339C_STUDY1
🌡 Heat days >95°F
57 days/yr above 95°F
Plus 12 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 51 · Moderate
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-11-03.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Nov 6, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $258/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bentwater 49
TIER: SUBDIVISION
Subdivision name (MLS)Bentwater 49 City · ZIPMontgomery · 77356 CountyMontgomery Listings in subdivision48 Active now1 Sold (last 12 mo)1 Curated amenities60
● Year-built distribution
2000s 1

Fire Protection

§ 11
Nearest station
Montgomery Fire Department Station 55
· Montgomery
Distance
1.4 mi
Straight-line from listing
ISO rating
—
Future data point
Avg. response
—
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48339694304 · ACS 2023
Median HH income
$145,301
ACS 2023
Median home value
$519,300
Census self-report
Owner-occupied
89%
1,795 housing units
Bachelor's+
45%
Adults 25+
Median age
67.0
Population 4,034
Work from home
33%
of commuters
Commute 45min+
18%
of commuters
Below poverty
3.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
131 Misty Harbor, Montgomery, TX 77356
Montgomery County · 30.44°N, 95.62°W
restaurant
—
0.3 mi · 1 within 2 mi
grocery
—
0.7 mi · 1 within 2 mi
place_of_worship
Scott Ridge Church
0.9 mi · 1 within 2 mi
gym
pool
1.1 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Nov 5, 2026 Listed $359,900 Victoria Testerman
Dec 31, 2003 Built —
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Victoria Testerman · Mainstay Brokerage, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Nov 6, 2026.
MLS# 73355211 · LIST DATE: Nov 5, 2026 · PARCEL: 314826
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Nov 6, 2026, 2:31 PM CST. Properties may subsequently be sold or off-market. Equal Housing Opportunity