Homes for Sale/Galveston County/Galveston/Bermuda Beach Sec 4
Active MLS #20547658 · 888 days on market

13108 John Reynolds Road

Galveston, TX 77554
Subdivision  ·  Bermuda Beach Sec 4
List Price
$624,500
$558/SF
Beds
4
Baths
3
Sq Ft
1,120
Built
1979
Lot
0.14 ac
Garage
0-car
County
Galveston
Tax Rate
2.01%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

A must-see beachside home with beautiful Gulf views!! This one has been fully remodeled and furnished with coastal decor. It is a perfect weekend getaway or rental property. This 4 bedroom 3 bath home includes a newly completed lower level with a seating area, bunk room, and full bathroom that is not included in the listed square footage. Upstairs has an open living and dining area with multiple large picture windows looking out to the Gulf. The new kitchen includes stainless steel appliances, granite countertops, and a kitchen eat-in bar. Upper-level large wrap-around deck with additional access from the primary bedroom. The lower level also includes a screened-in porch with Gulf views and an outdoor shower. The home is being sold fully furnished with few exceptions. Fully stocked kitchen included. New deck (2025), new roof (2023), and tankless water heater (2022). This one is turnkey and move-in ready! Bring your family and friends because this house can sleep 15! Owner/Agent

Features

§ 02

Interior

  • Granite Counters
  • High Ceilings
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Dryer
  • Refrigerator
  • Tankless Water Heater
  • Washer
  • Heat: Central
  • Heat: Electric
  • Cool: Central Air
  • Cool: Electric

Exterior & lot

  • Deck
  • Enclosed Porch
  • Patio
  • Views
  • Porch
  • Screened
  • Roof: Composition
  • Attached Carport
  • Driveway

Community

  • Beach
  • Gulf
  • Water
  • Style: Other

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Other
Year Built 1979
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 1,120 sq ft
Living Area Source Appraiser
Building Area Total 1,120 sq ft
Construction Other
Roof Composition

Rooms & Baths

Bedrooms 4
Bathrooms (total) 3
Bathrooms Full 3
Bathrooms Half 0
Rooms Total 9

Interior

Interior Features Granite Counters, High Ceilings, Window Treatments, Ceiling Fans, Programmable Thermostat
Appliances Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Dryer, Refrigerator, Tankless Water Heater, Washer
Laundry Washer Hookup, Electric Dryer Hookup
Windows Window Coverings

Exterior

Exterior Features Deck, Enclosed Porch, Patio
Patio / Porch Deck, Patio, Porch, Screened
Pool Private No
Waterfront Features Beach Front
View Yes
View Type Beach, Gulf, Water

Parking & Garage

Garage Spaces 0
Parking Features Attached Carport, Driveway

Lot

Lot Size (acres) 0.1377
Lot Size Source Appraiser
Lot Features Views

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Bermuda Beach Sec 4
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Thermostat, Water Heater

HOA / Association

HOA Yes
HOA Fee $300
HOA Fee Frequency Annually
HOA Name Bermuda Beach Improvement Com

Taxes, Terms & Disclosures

Tax Annual Amount $12,573
Tax Year 2023
Tax Rate (est.) 2.01%
Parcel # 1780-0000-0006-000
Legal Description ABST 121 HALL & JONES SUR LOT 6 BERMUDA BEACH SEC 4
Lease Considered No
Disclosures Owner Is Listing Agent, Seller Disclosure

Room Layout

§ 04 · 9 rooms · MLS-supplied

Main level · 2

Bedroom 20 X 12
Bathroom

Second level · 7

Primary Bedroom 13 X 12
Primary Bathroom
Bedroom 12 X 9
Bedroom 10 X 9
Kitchen
Living Room
Bathroom

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,798
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$3,750 Property tax$1,048 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,798
Yearly HOA fee $300

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$300
ANNUALLY
Association nameBermuda Beach Improvement Com Management co. Website Phone Cert on filepending
● Community amenities
park
Sea Shell Beach Pocket Park 3 · 0.6mi
Sand Castle Beach Pocket Park 2 · 1.8mi
Sea Gull Shores Beach Pocket Park 1 · 3.0mi
place_of_worship
West Isle Church · 1.2mi
West Isle Presbyterian Church · 1.2mi
Mary, Star of the Sea Church · 4.0mi
grocery
Fresco Mart General Store & Deli · 1.2mi
Circle K · 4.1mi
Valero · 4.1mi
restaurant
Waterman's Restaurant · 1.9mi
Cooper's Landing · 3.1mi
Seahorse Grill · 3.8mi
bank
ATM (ATM Link, Inc.) · 3.9mi
Circle K ATM · 4.1mi
ATM · 4.8mi
police_station
Jamaica Beach Police · 4.0mi
Galveston Police Department · 7.7mi
Galveston County Sheriff's Office · 7.7mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Top fiber: AT&T
Fiber / DSL
AT&T
Speeds per provider
Cable
Xfinity
Speeds per provider
Fixed Wireless
T-Mobile
Speeds per provider
Fixed Wireless
Verizon
Speeds per provider
Satellite
HughesNet
Speeds per provider
Satellite
Starlink
Speeds per provider
Satellite
Viasat Inc
Speeds per provider

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 16.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bermuda Beach Sec 4
TIER: SUBDIVISION
Subdivision name (MLS)Bermuda Beach Sec 4 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision31 Active now3 Sold (last 12 mo)0 Curated amenities57
● Year-built distribution
1975s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
1.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726000 · ACS 2023
Median HH income
$125,625
ACS 2023
Median home value
$327,000
Census self-report
Owner-occupied
50%
1,226 housing units
Bachelor's+
43%
Adults 25+
Median age
57.2
Population 1,537
Work from home
39%
of commuters
Commute 45min+
23%
of commuters
Below poverty
4.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
13108 John Reynolds Road, Galveston, TX 77554
Galveston County · 29.21°N, 94.92°W
park
Sea Shell Beach Pocket Park 3
0.6 mi · 2 within 2 mi
place_of_worship
West Isle Church
1.2 mi · 2 within 2 mi
grocery
Fresco Mart General Store & Deli
1.2 mi · 1 within 2 mi
restaurant
Waterman's Restaurant
1.9 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Apr 18, 2024 Listed $624,500 Sohail Shah
Dec 31, 1978 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Sohail Shah · REALM Real Estate Professionals - Sugar Land
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Apr 3, 2026.
MLS# 20547658 · LIST DATE: Apr 18, 2024 · PARCEL: 1780-0000-0006-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 11:00 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity