Homes for Sale/Harris County/Houston/Live Oak Lofts
Active MLS #10596036 · 1 days on market

1312 Live Oak Street

Houston, TX 77003
Subdivision  ·  Live Oak Lofts
List Price
$229,000
$143/SF · 28.6% below neighborhood median
Beds
2
Baths
2
Sq Ft
1,600
Built
1936
County
Harris
Tax Rate
1.90%

Schools

§ 03
District
Elementary LANTRIP EL C
Middle NAVARRO MIDDLE B
High WHEATLEY H S CCMR 99% · Grad 68% B
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Welcome to your new loft in the heart of Houston. This distinctive condo blends industrial character with modern urban style, featuring concrete floors, exposed brick walls, and soaring ceilings throughout. The family room is filled with natural light thanks to expansive windows, creating a bright and inviting living space. The kitchen is well-appointed with stainless steel appliances, granite countertops, and warm wood cabinetry. This thoughtfully designed loft includes two primary suites, each with its own ensuite bathroom and spacious walk-in closet, offering both comfort and privacy. A true highlight of the property is the stunning rooftop deck, offering panoramic views of the downtown skyline. Situated in a highly walkable neighborhood, you’ll be just steps from popular restaurants, coffee shops, and scenic walking trails. With easy access to sports and entertainment venues, parks, and major freeways, this location puts the best of Houston right at your doorstep.

Features

§ 02

Interior

  • All Bedrooms Down
  • Brick Walls
  • Double Vanity
  • En Suite Bathroom
  • Full Bath On Main Level
  • Granite Counters
  • Multiple Primary Suites
  • Pantry
  • Walk In Closets
  • Ceiling Fans
  • Programmable Thermostat
  • Dryer
  • Dishwasher
  • Electric Range
  • Disposal
  • Gas Oven
  • Microwave
  • Washer

Exterior & lot

  • Deck
  • Rooftop
  • Additional Parking
  • Assigned
  • Controlled Entrance

Community

  • Controlled Access
  • Key Card Entry
  • Security System Owned
  • Style: Loft

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Condominium
Architectural Style Loft
Year Built 1936
Year Built Source PublicRecords
New Construction No

Building

Levels Two
Living Area 1,600 sq ft
Living Area Source Appraiser
Building Area Total 1,600 sq ft
Construction Other, Concrete

Rooms & Baths

Bedrooms 2
Bathrooms (total) 2
Bathrooms Full 2
Bathrooms Half 0
Rooms Total 5
Fireplaces 0

Interior

Interior Features All Bedrooms Down, Brick Walls, Double Vanity, En Suite Bathroom, Full Bath On Main Level, Granite Counters, Multiple Primary Suites, Pantry, Walk In Closets, Ceiling Fans, Programmable Thermostat
Flooring Concrete, Tile
Appliances Dryer, Dishwasher, Electric Range, Disposal, Gas Oven, Microwave, Washer, Energy Star Qualified Appliances
Security Key Card Entry, Security System Owned

Exterior

Patio / Porch Deck, Rooftop
Pool Private No

Parking & Garage

Parking Features Additional Parking, Assigned, Controlled Entrance

Lot

Direction Faces Southeast

Location

County Harris
MLS Area Major 4
MLS Area Minor East End Revitalized
Subdivision Live Oak Lofts
Road Surface Asphalt,Concrete
Postal Code 77003

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Energy Efficient Appliances, Thermostat

HOA / Association

HOA Fee $634
HOA Fee Frequency Monthly
HOA Name Live Oak Lofts HOA
Fee Includes Common Area Insurance, Cable Tv, Internet, Maintenance Grounds, Maintenance Structure, Other, Sewer, Trash, Water
Amenities Controlled Access

Taxes, Terms & Disclosures

Tax Annual Amount $4,348 <small style="color:#6b7280">· from 2025 county roll</small>
Tax Year 2025 (county roll)
Tax Rate (est.) 1.90%
Parcel # 126-492-000-0009
Legal Description UNIT 109 .0236 INT COMMON LAND & ELE LIVE OAK LOFTS CONDO 2N
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered Yes

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Primary Bedroom 17x12
Primary Bedroom 16x11
Dining Room 10x8
Living Room 10x11
Kitchen 15x9

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$1,737
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$1,375 Property tax$362 Homeowners insuranceTBD
Subtotal (P&I + Tax) $1,737
Yearly HOA fee $7,608

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.2502%
ALL 9 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.88%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.99%
→ stable

HOA & Community

§ 05
● HOA details
$634
MONTHLY
Association nameLive Oak Lofts HOA Management co. Website Phone Cert on filemls-trestle
Fee includes
CommonAreaInsurance · CableTv · Internet · MaintenanceGrounds · MaintenanceStructure · Other · Sewer · Trash · Water
● Community amenities
place_of_worship
Saint Nicholas Catholic Church · 0.1mi
Tien Hau Temple · 0.2mi
Fourth Missionary Baptist Church · 0.6mi
pharmacy
CVS Pharmacy · 0.1mi
Mid Town Specialty RX Pharmacy · 0.7mi
Iridium Pharmacy · 0.9mi
veterinary
EaDo Veterinary Clinic · 0.1mi
BCP Veterinary Pharmacy · 0.8mi
The Urban Vet · 1.4mi
dog_park
Eadog Park · 0.2mi
Kinder Large Dog Run · 0.6mi
Harriet and Joe Foster Small Dog Run · 0.7mi
gym
Be Fit Gym · 0.2mi
· 0.3mi
The Bar Method · 2.0mi
park
Houston International Promenade · 0.2mi
Houston International Promenade · 0.2mi
Houston International Promenade · 0.2mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
1,000 / 75 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
8 comparable sales nearby · sold median $200/SFAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
LIVE OAK LOFTS
TIER: SUBDIVISION
Subdivision name (MLS)LIVE OAK LOFTS City · ZIPHouston · 77003 CountyHarris Listings in subdivision262 Active now5 Sold (last 12 mo)0 Curated amenities60
● Year-built distribution
No build-year dataWill populate from the parcel roll.

Fire Protection

§ 11
Nearest station
Houston Fire Department Station 17
Distance
1.0 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201310200 · ACS 2023
Median HH income
$132,488
ACS 2023
Median home value
$380,800
Census self-report
Owner-occupied
60%
1,219 housing units
Bachelor's+
72%
Adults 25+
Median age
35.1
Population 2,054
Work from home
28%
of commuters
Commute 45min+
2%
of commuters
Below poverty
8.1%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
1312 Live Oak Street, Houston, TX 77003
Harris County · 29.75°N, 95.35°W
place_of_worship
Saint Nicholas Catholic Church
0.1 mi · 2 within 2 mi
pharmacy
CVS Pharmacy
0.1 mi · 1 within 2 mi
veterinary
EaDo Veterinary Clinic
0.1 mi · 1 within 2 mi
dog_park
Eadog Park
0.2 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Sep 22, 2026 Listed $229,000 Shahin Naghavi
Dec 31, 1935 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Shahin Naghavi · eXp Realty LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 23, 2026.
MLS# 10596036 · LIST DATE: Sep 22, 2026 · PARCEL: 126-492-000-0009
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 23, 2026, 8:45 PM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity