Homes for Sale/Harris County/Houston/The Reserve at Clear Lake
Active MLS #92196566 · 85 days on market

13202 James Terrace Lane

Houston, TX 77059
Subdivision  ·  The Reserve at Clear Lake
List Price
$499,000
$223/SF
Beds
3
Baths
3
Sq Ft
2,241
Built
2019
Lot
0.27 ac
Garage
2-car
County
Harris
Tax Rate
3.23%

Schools

§ 03
District
Elementary NORTH POINTE EL A
Middle CLEAR LAKE INT C
High CLEAR BROOK H S CCMR 70% · Grad 100% A
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Located in the gated section of The Reserve at Clear Lake, this 2019 patio home, formerly a model home, per the seller, sits on an exceptional lot bordered by a permanent easement and alleyway, giving it an uncommon sense of openness. The stone and brick exterior with lush landscaping makes a strong first impression, while inside, large-format porcelain tile flows through the open living areas. The kitchen is anchored by a granite island and includes a gas cooktop, custom range hood, built-in appliances, and floor-to-ceiling walk-in pantry. A direct vent gas fireplace warms the living room, which opens to a covered patio with a ceiling fan. French doors in the dining area lead to an enclosed courtyard. The primary suite features dual opposing vanities, soaking tub, walk-in shower, and two separate walk-in closets. This home also boasts an owned solar system. Community amenities include a pool, splash pad, tennis and volleyball courts, parks, playgrounds, and walking and biking trails.

Features

§ 02

Interior

  • Double Vanity
  • Entrance Foyer
  • Granite Counters
  • High Ceilings
  • Kitchen Family Room Combo
  • Bath In Primary Bedroom
  • Pantry
  • Split Bedrooms
  • Soaking Tub
  • Separate Shower
  • Tub Shower
  • Walk In Pantry
  • Window Treatments
  • Ceiling Fans
  • Programmable Thermostat
  • Convection Oven
  • Dishwasher
  • Gas Cooktop

Exterior & lot

  • Covered Patio
  • Fence
  • Sprinkler Irrigation
  • Patio
  • Tennis Courts
  • Corner Lot
  • Back Yard
  • Covered
  • Deck
  • Roof: Composition
  • Foundation: Slab
  • Attached
  • Garage
  • Association

Community

  • Playground
  • Pool
  • Tennis Courts
  • Trails
  • Trash
  • Prewired
  • Smoke Detectors
  • Style: Traditional

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Traditional
Year Built 2019
Year Built Source PublicRecords
New Construction No

Building

Stories 1
Levels One
Living Area 2,241 sq ft
Living Area Source Appraiser
Building Area Total 2,241 sq ft
Foundation Slab
Construction Brick, Stone
Roof Composition

Rooms & Baths

Bedrooms 3
Bathrooms (total) 3
Bathrooms Full 2
Bathrooms Half 1
Rooms Total 5
Fireplaces 1
Fireplace Features Gas Log

Interior

Interior Features Double Vanity, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Family Room Combo, Bath In Primary Bedroom, Pantry, Split Bedrooms, Soaking Tub, Separate Shower, Tub Shower, Walk In Pantry, Window Treatments, Ceiling Fans, Programmable Thermostat
Flooring Carpet, Tile
Appliances Convection Oven, Dishwasher, Gas Cooktop, Disposal, Microwave, Energy Star Qualified Appliances, Refrigerator
Laundry Washer Hookup, Electric Dryer Hookup
Windows Low Emissivity Windows, Window Coverings
Security Prewired, Smoke Detectors
Indoor Air Quality Ventilation

Exterior

Exterior Features Covered Patio, Fence, Sprinkler Irrigation, Patio, Tennis Courts
Patio / Porch Covered, Deck, Patio
Fencing Back Yard
Pool Private No
Pool Features Association

Parking & Garage

Garage Spaces 2
Attached Garage Yes
Parking Features Attached, Garage

Lot

Lot Size (acres) 0.2702
Lot Size Source Appraiser
Lot Features Corner Lot
Direction Faces East

Location

County Harris
MLS Area Major 7
MLS Area Minor Clear Lake Area
Subdivision The Reserve at Clear Lake
Postal Code 77059

Utilities

Heating Central, Gas
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer
Energy Efficient Appliances, Doors, Hvac, Insulation, Lighting, Solar Panels, Thermostat, Windows

HOA / Association

HOA Yes
HOA Fee $2,099
HOA Fee Frequency Annually
HOA Name C.I.A Services, Inc.
Amenities Playground, Pool, Tennis Courts, Trails, Trash

Taxes, Terms & Disclosures

Tax Annual Amount $16,135
Tax Year 2025
Tax Rate (est.) 3.23%
Parcel # 137-817-001-0033
Legal Description LT 33 BLK 1 EL DORADO CLEAR LAKE CITY SEC 8
Listing Terms Cash, Conventional, FHA, Va Loan
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 5 rooms · MLS-supplied

Main level · 5

Bedroom 11x13
Bedroom 11x12
Primary Bedroom 14x17
Living Room 17x18
Dining Room 14x11

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate 0.6800 Resolved MUD jurisdiction Harris County WCID 161 Match confidence
● Comptroller-verified financials · FY2024

We don't yet have the §49.452 notice for this district on file, but Texas Comptroller SB 625 financial data is available. Numbers below come from the district's annual SPDPID filing — the same dataset auditors use.

Ad Valorem Rate
0.7000
per $100 assessed
Outstanding Bonds
$0
principal outstanding
Authorized Debt
$0
total authorized
Comptroller TPID32065108063 Filed underHarris County Water Control and Improvement District #161 Total tax rate0.0000 (M/O 0.0000 + I/S 0.0000) Crosswalk methodexact name match

Source: Texas Comptroller SPDPID (SB 625), FY2024 annual filing. The §49.452 notice itself will load here when we obtain the PDF.

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$4,341
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$2,996 Property tax$1,345 Homeowners insuranceTBD
Subtotal (P&I + Tax) $4,341
Yearly HOA fee $2,099

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
2.7971%
ALL 8 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
0.68%
→ stable
School
0.97%
→ stable
City
→ stable
County
0.38%
→ stable
Other districts
0.77%
→ stable

HOA & Community

§ 05
● HOA details
$2,099
ANNUALLY
Association nameC.I.A Services, Inc. Management co.C.I.A. Services Websitevisit Phone(281) 675-3200 Cert on filehoa.texas.gov
● Community amenities
park
· 0.0mi
· 0.1mi
Pine Brook Park · 1.2mi
grocery
H-E-B · 0.3mi
H-E-B · 0.4mi
· 1.3mi
pharmacy
H-E-B Pharmacy · 0.3mi
H-E-B Pharmacy · 0.4mi
Walgreens · 2.5mi
restaurant
Marco's Pizza · 0.4mi
Marco's Pizza · 0.5mi
MOD Pizza · 0.4mi
hospital
Ally Medical Emergency Room · 0.4mi
Ally Medical Emergency Room · 0.6mi
Sacred Oak Medical Center · 1.2mi
bank
Wells Fargo · 0.7mi
Bank of America (with Drive-thru ATM) · 3.0mi
Bank of America (with Drive-thru ATM) · 3.1mi

Broadband & Connectivity

§ 06 · Rolled up from MLS
● Max advertised speed at this address
5,000 Mbps
Fiber available · cable ok
Fiber to the Premises
AT&T
5,000 / 5,000 Mbps
● LOW LATENCY
Coaxial Cable
Xfinity
2,000 / 250 Mbps
● LOW LATENCY
Licensed Fixed Wireless
Verizon
300 / 20 Mbps
● LOW LATENCY
NGSO Satellite
Starlink
280 / 30 Mbps
● LOW LATENCY
Copper
AT&T
100 / 20 Mbps
● LOW LATENCY
Licensed Fixed Wireless
T-Mobile
100 / 20 Mbps
● LOW LATENCY
GSO Satellite
Viasat Inc
100 / 3 Mbps
Licensed Fixed Wireless
AT&T
100 / 20 Mbps
● LOW LATENCY
+ 1 additional provider(s)

Environmental Risk

§ 08
X
FEMA Zone
Zone X · Minimal risk
Outside 100-year and 500-year floodplains. No flood insurance required by lender.
PANEL 48201C SFHA NO SOURCE 48201C_STUDY1
🌡 Heat days >95°F
54 days/yr above 95°F
Plus 8 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 48 · Good
Average daily AQI for the 30 days ending 2026-04-01. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
No drought (D1 or worse)
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
The Reserve at Clear Lake
TIER: SUBDIVISION
Subdivision name (MLS)The Reserve at Clear Lake City · ZIPHouston · 77059 CountyHarris Listings in subdivision103 Active now3 Sold (last 12 mo)6 Curated amenities60
● Year-built distribution
2015s 2 2020s 1

Fire Protection

§ 11
Nearest station
Pasadena Fire Department Station 10
· Pasadena
Distance
1.7 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48201340202 · ACS 2023
Median HH income
$167,647
ACS 2023
Median home value
$399,400
Census self-report
Owner-occupied
87%
2,922 housing units
Bachelor's+
65%
Adults 25+
Median age
39.1
Population 8,530
Work from home
19%
of commuters
Commute 45min+
7%
of commuters
Below poverty
5.9%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
13202 James Terrace Lane, Houston, TX 77059
Harris County · 29.61°N, 95.14°W
park
0.0 mi · 10 within 2 mi
grocery
H-E-B
0.3 mi · 2 within 2 mi
pharmacy
H-E-B Pharmacy
0.3 mi · 2 within 2 mi
restaurant
Marco's Pizza
0.4 mi · 5 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jul 1, 2026 Listed $499,000 Linsey Ford
Dec 31, 2018 Built
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Linsey Ford · Texas Signature Realty
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Sep 11, 2026.
MLS# 92196566 · LIST DATE: Jul 1, 2026 · PARCEL: 137-817-001-0033
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 4:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity