Homes for Sale/Galveston County/Galveston/Bermuda Beach Sec 4
Active MLS #65747983 · 89 days on market

13210 Bermuda Beach Drive

Galveston, TX 77554
Subdivision  ·  Bermuda Beach Sec 4
List Price
$2.50M
$819/SF
Beds
4
Baths
5
Sq Ft
3,054
Lot
0.14 ac
Garage
0-car
County
Galveston
Tax Rate
0.77%

Schools

§ 03
District
Elementary GISD OPEN ENROLL N/R
Middle GISD OPEN ENROLL N/R
High BALL H S CCMR 75% · Grad 96% C
TEA accountability ratings reflect 2024–25 where available. School attendance zones are subject to district redistricting — confirm directly with the district before making a school-based decision.

Overview

§ 01

Experience coastal living at its finest in this unique and spacious beachfront concrete home offering 4 bedrooms and 4.5 baths, with every bedroom featuring its own ensuite bathroom. Walls of windows showcase breathtaking, unobstructed Gulf views from nearly every room, while soaring ceilings and two wood-burning fireplaces create a warm and inviting atmosphere. The expansive living area opens to a well-appointed kitchen with a breakfast bar, perfect for entertaining family and guests. Enjoy private decks from every bedroom and living space, providing endless opportunities to relax and take in the ocean breeze. Just steps from the beach, the property also features a fenced yard, abundant ground-level entertaining space, and a rooftop crow's nest with panoramic views stretching for miles. With a strong rental history and exceptional beachfront location, this is a rare opportunity to own a one-of-a-kind coastal retreat.

Features

§ 02

Interior

  • Breakfast Bar
  • Double Vanity
  • High Ceilings
  • Jetted Tub
  • Kitchen Family Room Combo
  • Separate Shower
  • Vaulted Ceilings
  • Window Treatments
  • Ceiling Fans
  • Kitchen Dining Combo
  • Living Dining Room
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Tile
  • Heat: Central

Exterior & lot

  • Covered Patio
  • Deck
  • Fence
  • Porch
  • Patio
  • Private Yard
  • Views
  • Waterfront
  • Side Yard
  • Back Yard
  • Partial
  • Covered
  • Roof: Other
  • Additional Parking

Community

  • Water
  • Style: Contemporary Modern

Property Details

§ 03 · Full MLS record

Property

Property Type Residential
Property Sub Type Detached
Architectural Style Contemporary Modern
Year Built Source Owner
New Construction No

Building

Stories 2
Levels Two
Living Area 3,054 sq ft
Living Area Source Appraiser
Building Area Total 3,054 sq ft
Construction Other
Roof Other

Rooms & Baths

Bedrooms 4
Bathrooms (total) 5
Bathrooms Full 4
Bathrooms Half 1
Rooms Total 7
Fireplaces 2
Fireplace Features Wood Burning

Interior

Interior Features Breakfast Bar, Double Vanity, High Ceilings, Jetted Tub, Kitchen Family Room Combo, Separate Shower, Vaulted Ceilings, Window Treatments, Ceiling Fans, Kitchen Dining Combo, Living Dining Room
Flooring Tile
Appliances Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave
Windows Window Coverings

Exterior

Exterior Features Covered Patio, Deck, Fence, Porch, Patio, Private Yard
Patio / Porch Covered, Deck, Patio, Porch
Fencing Back Yard, Partial
Pool Private No
Waterfront Yes
Waterfront Features Beach Front, Waterfront
View Yes
View Type Water

Parking & Garage

Garage Spaces 0
Parking Features Additional Parking

Lot

Lot Size (acres) 0.1377
Lot Size Source Appraiser
Lot Features Views, Waterfront, Side Yard

Location

County Galveston
MLS Area Major 33
MLS Area Minor West End
Subdivision Bermuda Beach Sec 4
Postal Code 77554

Utilities

Heating Central, Electric
Cooling Central Air, Electric
Water Source Public
Sewer Public Sewer

HOA / Association

HOA Yes
HOA Fee $295
HOA Fee Frequency Annually
HOA Name Bermuda Beach HOA
Fee Includes Common Areas

Taxes, Terms & Disclosures

Tax Annual Amount $19,288
Tax Year 2025
Tax Rate (est.) 0.77%
Parcel # 1780-0000-0024-000
Legal Description ABST 121 HALL & JONES SUR LOT 24 BERMUDA BEACH SEC 4
Listing Terms Cash, Conventional
Lease Considered No
Disclosures Seller Disclosure

Room Layout

§ 04 · 7 rooms · MLS-supplied

Main level · 4

Kitchen 12 X 15
Living Room 20 X 22
Dining Room 15 X 25
Bedroom 15 X 17

Second level · 3

Primary Bedroom 18 X 25
Bedroom 12 X 14
Bedroom 12 X 14

MUD Disclosure (§49.452)

§ 03 · Data moat
● §49.452 Notice
Not in archive
This MUD is not yet in our §49.452 archive. We'll add it on request.

Texas Water Code §49.452 requires districts to publish annual notices with tax rate, bonded indebtedness, and assessed value. Most Harris-area MUDs publish these; a handful managed by Inframark do not.

Request this notice
● What this tells you

The §49.452 notice is the only public document that lists a MUD's exact tax rate, outstanding bond debt, and the assessed value used to compute your taxes — direct from the district, not the MLS. If the district is newer or has more bonds outstanding than its neighbors, your effective tax rate will be higher here than just across the street.

Listing's rolled-up MUD rate Resolved MUD jurisdiction not mapped Match confidence

Taxes & Cost of Ownership

§ 04
● Estimated monthly payment
$16,619
30-YR FIXED · ADJUST ASSUMPTIONS BELOW
%
%
Principal & interest$15,012 Property tax$1,607 Homeowners insuranceTBD
Subtotal (P&I + Tax) $16,619
Yearly HOA fee $295

Illustrative only, not a quote. P&I assumes the values entered above. Insurance and HOA dues vary — consult licensed lender and insurance agent for accurate quote.

● Effective tax rate · 3-year history
1.6952%
ALL 5 TAXING DISTRICTS · 2025 BILL
202320242025
MUD
→ stable
School
0.84%
→ stable
City
→ stable
County
0.32%
→ stable
Other districts
0.53%
→ stable

HOA & Community

§ 05
● HOA details
$295
ANNUALLY
Association nameBermuda Beach HOA Management co. Website Phone Cert on filepending
Fee includes
CommonAreas
● Community amenities
park
Sea Shell Beach Pocket Park 3 · 0.6mi
Sand Castle Beach Pocket Park 2 · 1.8mi
Sea Gull Shores Beach Pocket Park 1 · 3.0mi
place_of_worship
West Isle Church · 1.2mi
West Isle Presbyterian Church · 1.2mi
Mary, Star of the Sea Church · 4.0mi
grocery
Fresco Mart General Store & Deli · 1.2mi
Circle K · 4.1mi
Valero · 4.1mi
restaurant
Waterman's Restaurant · 1.9mi
Cooper's Landing · 3.1mi
Seahorse Grill · 3.8mi
bank
ATM (ATM Link, Inc.) · 3.9mi
Circle K ATM · 4.1mi
ATM · 4.8mi
police_station
Jamaica Beach Police · 4.0mi
Galveston Police Department · 7.7mi
Galveston County Sheriff's Office · 7.7mi

Broadband & Connectivity

§ 06
Broadband not mappedWe have not yet resolved FCC provider data for this block.

Environmental Risk

§ 08
V
FEMA Zone
Zone VE · Coastal High Hazard
Coastal wave-action hazard zone. Flood insurance required.
PANEL 48167C BASE FLOOD ELEV. 18.0 FT SFHA YES SOURCE 48167C_STUDY1
🌡 Heat days >95°F
6 days/yr above 95°F
Plus 0 days above 100°F. NOAA station records, 2016-2025 average.
💨 30-day air quality
AQI 44 · Good
Average daily AQI for the 30 days ending 2026-02-28. EPA AQS county monitors. Higher = worse.
🌵 Drought (current)
D1 · Moderate
US Drought Monitor county reading, week of 2026-09-15.
Sources: FEMA NFHL · NOAA GHCN-Daily · EPA AQS · US Drought Monitor. Climate rollup last computed Sep 23, 2026.

Recent Comparable Sales

§ 09
1 comparable sale nearbyAddress-level sold detail is available to registered users. Reach out to Allen for the full comparable-sales report.

Subdivision & Master Plan

§ 10
● Master plan
Bermuda Beach Sec 4
TIER: SUBDIVISION
Subdivision name (MLS)Bermuda Beach Sec 4 City · ZIPGalveston · 77554 CountyGalveston Listings in subdivision31 Active now3 Sold (last 12 mo)0 Curated amenities57
● Year-built distribution
1975s 2

Fire Protection

§ 11
Nearest station
Galveston Fire Department Station 7
Distance
1.2 mi
Straight-line from listing
ISO rating
Future data point
Avg. response
From incident log (future)

Neighborhood Demographics

§ 12 · Census tract 48167726000 · ACS 2023
Median HH income
$125,625
ACS 2023
Median home value
$327,000
Census self-report
Owner-occupied
50%
1,226 housing units
Bachelor's+
43%
Adults 25+
Median age
57.2
Population 1,537
Work from home
39%
of commuters
Commute 45min+
23%
of commuters
Below poverty
4.0%
tract-level

Amenities & Nearby Places

§ 13

Active listing — amenities should populate from the go-live pipeline. Click to fetch now if missing.

Location & Neighborhood

§ 13
● This Home
13210 Bermuda Beach Drive, Galveston, TX 77554
Galveston County · 29.21°N, 94.92°W
park
Sea Shell Beach Pocket Park 3
0.6 mi · 2 within 2 mi
place_of_worship
West Isle Church
1.2 mi · 2 within 2 mi
grocery
Fresco Mart General Store & Deli
1.2 mi · 1 within 2 mi
restaurant
Waterman's Restaurant
1.9 mi · 1 within 2 mi
Interactive map coming in v0.2 — currently showing schematic placement.
● Listing History
Jun 27, 2026 Listed $2.50M Kimberly Gaido
Status change events from HAR MLS (future: full audit trail)
● Disclosures & Attribution
Listed by Kimberly Gaido · Sand N Sea Properties, LLC
Data provided by Houston Realtors Information Service (HAR MLS). Information deemed reliable but not guaranteed. All measurements, square footage, and school assignments should be independently verified. HAR MLS content last updated Jun 28, 2026.
MLS# 65747983 · LIST DATE: Jun 27, 2026 · PARCEL: 1780-0000-0024-000
R
EHO
REALTOR® · Equal Housing Opportunity
HAR.com Copyright © 2026, Houston Realtors Information Service, Inc. Deemed reliable, not guaranteed — independently verify. HARMLS last updated Sep 24, 2026, 7:59 AM CDT. Properties may subsequently be sold or off-market. Equal Housing Opportunity